Reports

How Citizen Enforcement of Proposition 103 has Saved Californians $5.5 Billion – and Why the Insurance Industry Hates It

When California’s insurance regulator operated behind closed doors, the insurance companies always won. Insurance premiums soared, people were denied insurance for no legitimate reason, and insurance companies reaped windfall...

Hallucinating Risk: Here’s How Artificial Intelligence Is Taking Over Wall Street and What Can be Done About It

Major Wall Street investment banks are pouring billions of dollars into AI research, patents, and financing without adequate safeguards, according to an investigation by Consumer Watchdog.Financial services spending on...

At Your Convenience: How California Can Make Refunding Bottle Deposits As Easy As Buying Beverages In The First Place.

After decades of consumer and media criticism of California’s failed bottle deposit return program, Governor Newsom and the California Legislature last year finally passed a substantive reform of the...

Unseen Hand: How Automatic Decision-making Breeds Discrimination and What Can Be Done About It

Consumer Watchdog released a report spotlighting the profiling flaws of algorithms and submitted a letter this week to the state privacy agency outlining how new state regulations can be...

Privacy Dawn: What’s At Stake With Our Data and How It’s Being Protected

Our personal data is sold hundreds of times a day and worth hundreds of billions of dollars, but if regulations for a first-in-the-nation privacy law are drawn correctly, consumers...

Taxing Oil Refiners’ Profits: How To Get Back What Californians Overpay At the Pump

Pointing to windfall profits reported by California oil refiners to their investors, Consumer Watchdog issued a report showing that a windfall profits tax is needed to bring California gas...

Pilot Error : How CalRecycle’s New CRV Refund Pilots are Crashing and Burning

CalRecycle is banking on pilot programs around the state, including “mobile” return pilots, to make it easier for consumers to get California Redemption Value (CRV) refunds as the bottle...

Up In Smoke: How Insurance Companies and the Insurance Commissioner Burn Wildfire Victims

A Consumer Watchdog examination of public filings reveals that insurance companies have inserted provisions into the fine print of their home, condo and renters’ insurance policies that allow them...

Black Gold: The $10 Trillion Dollar Cost of California Oil

The true cost to the public of California’s oil and gas production and combustion is estimated to reach $10 trillion by 2045, a new report released today by Consumer Watchdog finds.  Californians will...

Lift The Cap: How Fairly Compensating Injured Patients Will Save Taxpayer Dollars

Analysis shows California will save up to nearly $18 million by reforming the state’s outdated cap on damages in medical malpractice cases. A study by Consumer Watchdog shows that Medicaid...

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