Latest Insurance Releases

Insurers Can’t Avoid Offering Premium Discounts to Good Drivers by Creating Bogus Club Memberships

Justin Kloczko - March 31, 2025

An auto insurance company must offer its lowest rate to all good drivers, and can’t hide behind so-called club memberships in order to overcharge...

Consumer Watchdog Testifies, Calls on CA Lawmakers to Require Insurance Companies to Cover Fire Victims Who Build Back Better

Carmen Balber - March 13, 2025

Consumer Watchdog executive director Carmen Balber testified on March 12, 2025 to the State Senate Insurance Committee about the state of the insurance market...

Consumer Watchdog: Wildfire and Windstorm Alert for Los Angeles County and Surrounding Areas

Will Pletcher - January 13, 2025

If your home has been destroyed or damaged by the recent wildfires or windstorms in California, it’s essential to know your rights and available resources.

Insurance Commissioner Seeks to Avoid State Review of Regulation Permitting Insurers to Use Secret Black-Box Models to Set Rates

Ryan Mellino - December 11, 2024

On December 5, 2024, Consumer Watchdog sent a letter to California’s Office of Administrative Law (“OAL”) objecting to the Department of Insurance’s (“the Department”)...

Alert: Garamendi Calls On Commissioner Lara To Step Aside

Carmen Balber - November 14, 2024

Former Insurance Commissioner John Garamendi called on Insurance Commissioner Ricardo Lara to step aside if he's unwilling to stand up to the insurance industry....

State Farm’s Shady Reinsurance Deal

Carmen Balber - November 8, 2024

Annual reports for State Farm’s home insurance subsidiary in California suggest it’s sending profits out of state by overpaying its parent company for reinsurance....

Consumer Watchdog Saves Policyholders More Than $53 million with 21st Century, USAA, and Liberty Insurance Rate Hike Challenges

Ben Powell - November 1, 2024

Los Angeles, CA -- Consumer Watchdog recently reached settlement in three challenges to double-digit rate hikes requested by 21st Century Insurance Company for its auto...

Consumer Watchdog Achieves Increased Transparency, Enhanced Wildfire Risk Disclosures for Consumers in Settlement with Allstate

Ben Powell - August 22, 2024

Consumer Watchdog reached a settlement with Allstate and the California Department of Insurance, resolving the company’s application with the Department for a rate increase...

Insurance Commissioner Lara Certifies Consumer Watchdog’s Right To Intervene In Rate Cases

Jamie Court - August 7, 2024

It should have been proforma, but Insurance Commissioner Ricardo Lara has finally certified Consumer Watchdog’s right to collect compensation for intervening in insurance rate...

Lara’s 85% wildfire coverage plan morphed to just 5%

Carmen Balber - June 17, 2024

Insurance Commissioner Ricardo Lara's latest regulation to get insurers covering California again has another massive loophole. Insurers' so-called commitment to increase sales in risky...

Commissioner’s Secret Cat Model Plan

Harvey Rosenfield - May 2, 2024

Imagine if the IRS were allowed to base your taxes on its own “projections” of your income. And you were not allowed to check...

Consumer Watchdog Urges Insurance Discounts for Homeowners, Protections Against Policy Cancellations and Withdrawals in Wildfire Areas

Harvey Rosenfield - January 29, 2021

When disaster hits, insurance companies are supposed to have your back… but their number one priority is almost always their own financial well-being. We’ve seen...

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KTVU-SF (FOX) - San Francisco, CA: Insurance Department Investigation