Up In Smoke: How Insurance Companies and the Insurance Commissioner Burn Wildfire Victims
A Consumer Watchdog examination of public filings reveals that insurance companies have inserted provisions into the fine print of their home, condo and renters’ insurance policies that allow them...
Rate Regulation: The Rx For Medical Malpractice Insurance Rates
Read the report here.
What Works: A Review of Auto Insurance Rate Regulation in America and How Best Practices Save Billions of Dollars
Over the past quarter century, auto insurance expenditures in America have risen by more than 40 percent. Consumers in some states are paying 80 percent, 90 percent, and even...
Health Reform and Insurance Regulation: Can’t Have One Without the Other
Health insurance premiums are increasing at a rate faster than medical inflation, especially in the volatile individual and small group markets, and worker incomes have not kept pace. The...
False Accounting: How Medical Malpractice Insurance Companies Inflate Losses to Justify Sudden Surges in Rates and Tort Reform
In this study, the Foundation for Taxpayer and Consumer Rights (FTCR)1 reviews the loss projections of medical malpractice insurance companies, beginning with the “insurance crisis” of the mid-1980s. The...
How Insurance Reform Lowered Doctors’ Medical Malpractice Rates in California
This report shows how California’s landmark Proposition 103 has lowered Medical Malpractice rates for doctors across the state. It also shows how caps on damages have not succeeded in...
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