Energy Reports

State Farm Cites Newly Announced CDI Market Conduct Exam to Oppose Consumer Participation in Rate Hearing

Los Angeles, CA — At a hearing today before the California Department of Insurance, State Farm opposed Pacific Palisades homeowner Merritt David Farren’s petition to participate in the ongoing...

Consumer Watchdog Sues to Stop Hundreds of Millions of Dollars in Unjustified Surcharges from Being Imposed on California Homeowners

Los Angeles, CA – Consumer Watchdog sued the California Department of Insurance and Commissioner Ricardo Lara to protect California homeowners from hundreds of millions in surcharges that could soon appear...

Consumer Watchdog Urges Denial of State Farm’s Emergency Rate Hike at Conclusion of Department of Insurance Hearing

Los Angeles, CA – Consumer Watchdog delivers its closing argument today in a high-stakes hearing before the California Department of Insurance, urging the Insurance Commissioner to reject State Farm’s emergency...

Consumer Watchdog: “State Farm’s Emergency Rate Hike is Not Justified”

Consumer group urges regulators to reject rate hike as unsupported and unfair Los Angeles, CA – In the first day of hearings, Consumer Watchdog made its case before Administrative Law Judge...

Insurers Can’t Avoid Offering Premium Discounts to Good Drivers by Creating Bogus Club Memberships

An auto insurance company must offer its lowest rate to all good drivers, and can’t hide behind so-called club memberships in order to overcharge motorists.  That’s the legal argument Consumer...

State Farm Rate Hike Request Goes To Public Hearing 

As urged by Consumer Watchdog, California's Insurance Commissioner Ricardo Lara has called a hearing on State Farm’s unprecedented request for a $900 million "emergency" rate hike for homeowners, renters,...

Watchdog to Lara: State Farm Exec’s Startling Admission About Orchestrating Rate Hike Request Through Cancelled Coverage Should Be Disqualifying For Emergency Request

Los Angeles, CA - Consumer Watchdog wrote a letter to California Insurance Commissioner Ricardo Lara with new information showing why State Farm should not be granted an emergency 22%...

Rate Hike Challenge Saves $25 Million for General Ins. Co. Homeowner Policyholders

Los Angeles, CA - Consumer Watchdog reached a settlement this week with General Insurance Company of America and the California Department of Insurance, resolving the company’s application with the Department...

Consumer Watchdog Opposes State Farm’s Emergency Rate Hike Following Meeting with Insurance Commissioner Lara

Los Angeles, CA – Following today’s meeting with California Insurance Commissioner Ricardo Lara, State Farm General Insurance (SFG), and the California Department of Insurance (CDI), Consumer Watchdog reiterated its...

Consumer Watchdog Calls on Insurance Commissioner to Reject State Farm’s Unjustified Emergency Rate Hike Request

Los Angeles, CA – Consumer Watchdog has submitted two letters to Insurance Commissioner Ricardo Lara objecting to State Farm’s request for an emergency interim rate increase, citing a lack of...

Consumer Watchdog Saves California Policyholders $47 Million in United Financial Auto Insurance Rate Hikes

Los Angeles, CA --  Consumer Watchdog reached a settlement with United Financial Casualty Company and the California Department of Insurance last week, resolving the company’s application with the Department for a...

Consumer Watchdog Saves Policyholders Over $325 Million from State Farm Auto Rate Hike; Dispute Erupts Between Commissioner Lara and Chief Administrative Law Judge Who...

As a result of Consumer Watchdog’s intervention, State Farm agreed to a lower rate increase of 17.7% compared to its initial 23.4% request

State Farm, Allstate and Insurance Lobbyists Ask Lara to Override Judge’s Decision

Chief Judge Says CA Insurance Regulators Flouted Consumer Protections Los Angeles, CA - The Chief Administrative Law Judge of the California Department of Insurance has concluded that the agency is...

Consumer Watchdog Saves Policyholders More Than $53 million with 21st Century, USAA, and Liberty Insurance Rate Hike Challenges

Los Angeles, CA -- Consumer Watchdog recently reached settlement in three challenges to double-digit rate hikes requested by 21st Century Insurance Company for its auto policies, United Services Automobile Association...

Consumer Watchdog Achieves Increased Transparency, Enhanced Wildfire Risk Disclosures for Consumers in Settlement with Allstate

Consumer Watchdog reached a settlement with Allstate and the California Department of Insurance, resolving the company’s application with the Department for a rate increase of 34.1% to its homeowners...

Consumer Participation In Insurance Rate Review, Billions In Consumer Savings, At Risk From Commissioner Lara’s Actions

Los Angeles, CA -- Consumer Watchdog issued the following statement about Commissioner Lara’s action today threatening consumers’ voice in insurance rate review. “For the past two months Consumer Watchdog has shared...

Consumer Watchdog Responds To Industry Attack On Its Right To Challenge Unjustified Rate Hikes; Calls On Insurance Commissioner Lara To Follow Law & Confirm Its...

Los Angeles, CA  -- Consumer Watchdog called on the Department of Insurance to stop erecting roadblocks to public oversight and confirm the organization’s eligibility to challenge excessive insurance rates and...

Wildfire Mitigation Discounts Too Low, Insurance Companies Fail to Explain How They Rank Homeowners’ Wildfire Risk, Consumer Watchdog Challenges

Consumer Watchdog Challenged State Farm for failure to properly disclose or explain to consumers their wildfire risk classifications

Consumer Watchdog Challenges Recidivist Mercury Insurance for Policyholder Price-Gouging, Discrimination and Deception 

Los Angeles, CA -- Consumer Watchdog today filed a Petition to Intervene in an enforcement action brought by the California Department of Insurance (CDI) against Mercury Insurance Group for overcharging,...

Consumer Watchdog Urges Newsom Not To Call State of Emergency On Insurance And Put Himself and Other 3% of Homeowners Over the 97% Who...

Sacramento, CA -- The leaders of Consumer Watchdog today wrote Governor Newsom to dissuade him from declaring a state of emergency on insurance that would give Insurance Commissioner Ricardo...

Consumer Watchdog Urges Attorney General Bonta to Investigate Industry Collusion on Homeowner Insurance Shortages

Consumer Watchdog Urges Attorney General Bonta to Investigate Industry Collusion on Homeowner Insurance Shortages  "Insurers collected more than $150 billion in premiums from California homeowners over the last 25 years...

Insurance Companies Seek Massive Bailout & Deregulation Scheme In Sacramento

Sacramento, CA -- Insurance companies are seeking a multi-billion dollar bailout of the insurance industry for its exposure to wildfire losses, pushing for a last-minute deal at the end of the legislative session.  The...

Allstate’s $16M Homeowners Rate Hike Approved Despite Company Secretly Ending Sales of New Home Insurance in California 

Los Angeles, CA -- Insurance Commissioner Ricardo Lara yesterday approved a 4%, $16 million, rate hike on Allstate home insurance policyholders, despite the fact that the company misled regulators...

Insurance Commissioner Lara Must Use Prop 103 Authority to Reverse State Farm’s Pullback 

Los Angeles, CA -- State Farm’s announcement on Friday that it would immediately stop selling homeowners insurance to new customers in California is unlawful under Proposition 103, and appears...

Wildfire is Latest Battleground in 35 Year Fight over Prop 103

Consumer Watchdog Proposes Actions to Address Climate Change and Industry Abuses  Sacramento, CA – Thirty-five years after California voters passed Proposition 103 to protect themselves against skyrocketing insurance rates, insurance companies’...

Consumer Watchdog Calls on Insurance Commissioner Lara to Reject Allstate’s Job-Based Insurance Rate Discrimination, Adopt Regulations to Stop the Practice Industrywide

Los Angeles, CA – Insurance Commissioner Ricardo Lara should reject Allstate’s proposed $165 million auto insurance rate hike and its two-tiered job- and education-based discriminatory rating system, wrote Consumer...

USAA Accused Of Discrimination Against Enlisted Personnel

By Daniel Wilson, LAW360 February 5, 2021 A pair of veterans have hit USAA with a putative class action in California federal court alleging the insurer, which only insures military members,...

Court Tentatively Upholds Prop 103 Rule Prohibiting Auto Insurance Companies From Making Consumers Pay For Branding/Advertising Such as Sporting Event Sponsorships and Naming Rights

In a tentative ruling today, the Sacramento Superior Court rejected an insurance industry attack on regulations that limit the amount of advertising costs insurers can pass through to consumers in their premiums. The regulation is part of the landmark Prop 103 insurance reform initiative that has saved California drivers $102 billion since 1988, according to the Consumer Federation of America.

Take from Insurers, Give to State Courts: $455 Million Class Action Settlement Should Benefit Consumers and Courts, Not the Defendant

Los Angeles, CA -- Consumers and the courts, not an insurance company defendant, should benefit from a $455 million class action settlement, Consumer Watchdog argued at the settlement’s final...

Fogel v. Farmers Update: How many lawyers does it take…?

There were twenty-five lawyers in gray suits waiting in a Los Angeles Superior Court courtroom yesterday afternoon when I walked in to try to make sure that $455 million...

Farmers Policyholder Granted Right to Challenge $455 Million Settlement of Class Action Against Farmers Insurance

Los Angeles, CA – A Los Angeles Superior Court this morning granted a former Farmers Insurance customer, represented by Consumer Watchdog’s attorneys, the right to challenge portions of a...

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