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Latest Insurance Releases

Smoke & Mirrors Podcast Exposes Troubling Tactics of Insurance Subcontractors in Wildfire Recovery

Justin Kloczko -
We uncover the underworld of fire insurance subcontracting, where companies positioned as experts in smoke testing and home remediation work for insurers seeking to cut costs.

Lowball: What Fire Survivors Want You To Know About Insurance Claims

Justin Kloczko -
As of June 2025, all 165 standing homes from which testing data has been collected by the resident-led coalition Eaton Fire Residents United showed...

How Citizen Enforcement of Proposition 103 has Saved Californians $5.5 Billion – and Why the Insurance Industry Hates It

Carmen Balber -
When California’s insurance regulator operated behind closed doors, the insurance companies always won. Insurance premiums soared, people were denied insurance for no legitimate reason,...

Up In Smoke: How Insurance Companies and the Insurance Commissioner Burn Wildfire Victims

John Ennis -
A Consumer Watchdog examination of public filings reveals that insurance companies have inserted provisions into the fine print of their home, condo and renters’...

Rate Regulation: The Rx For Medical Malpractice Insurance Rates

Mark Reback -
Read the report here.

What Works: A Review of Auto Insurance Rate Regulation in America and How Best Practices Save Billions of Dollars

Doug Heller -
Over the past quarter century, auto insurance expenditures in America have risen by more than 40 percent. Consumers in some states are paying 80...

Health Reform and Insurance Regulation: Can’t Have One Without the Other

Jamie Court -
Health insurance premiums are increasing at a rate faster than medical inflation, especially in the volatile individual and small group markets, and worker incomes...

False Accounting: How Medical Malpractice Insurance Companies Inflate Losses to Justify Sudden Surges in Rates and Tort Reform

Jamie Court -
In this study, the Foundation for Taxpayer and Consumer Rights (FTCR)1 reviews the loss projections of medical malpractice insurance companies, beginning with the “insurance...

How Insurance Reform Lowered Doctors’ Medical Malpractice Rates in California

ConsumerWatchdog -
This report shows how California’s landmark Proposition 103 has lowered Medical Malpractice rates for doctors across the state. It also shows how caps on...
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