insurance

How Technology Shapes Property Insurance

Technology has increasingly taken over every aspect of property insurance. There’s the algorithm that decides how much insurance we need when we sign up, the one that determines what...

The Subcontracting Underworld

We all know who the big insurance companies are, but they are only a part of the insurance claims galaxy. Once you file a wildfire claim, in come industrial...

New Episode of Smoke & Mirrors Explores Why Fire Survivors Want California Insurance Commissioner Ricardo Lara Out

A backdoor agreement between California Insurance Commissioner Ricardo Lara and major insurance companies led to a wave of dropped policies before 2025’s catastrophic LA fires.

Consumer Alert: Insurance Commissioner Ricardo Lara Should Resign

Sign the petition: http://lararesign.org | Following a bombshell New York Times investigation, survivors from the Eaton and Palisades fires are calling for the resignation of Insurance Commissioner Ricardo Lara,...

New Episode of Smoke & Mirrors Reveals How Tech and Algorithms Hurt Policyholders

Hidden algorithms and artificial intelligence used by the nation’s largest home insurance companies are leaving many homeowners underinsured, underpaid, or denied home insurance completely. 

New York Times Investigation Finds Lara’s Plan Incentivized Insurers’ Dumping Of Policyholders Prior To LA Fires, Doubling FAIR Plan Enrollment

Los Angeles, CA - A New York Times investigation has found Insurance Commissioner Lara’s 2023 plan to deal with California’s insurance crisis incentivized insurance companies to dump policyholders before the LA wildfires...

Smoke & Mirrors Podcast Exposes Troubling Tactics of Insurance Subcontractors in Wildfire Recovery

We uncover the underworld of fire insurance subcontracting, where companies positioned as experts in smoke testing and home remediation work for insurers seeking to cut costs.

Lowball: What Fire Survivors Want You To Know About Insurance Claims

As thousands of policyholders navigate the home insurance claims process in California following the Eaton and Pacific Palisades fires, many are finding out that the damage wrought on their still standing homes by smoke and heat isn’t being paid for.

Insurance Commissioner Finalizes Plan Allowing Secret Algorithms to Raise Home Insurance Rates; Lies About Making Insurers Sell More Coverage in Return

Insurance Commissioner Ricardo Lara is not being honest with Californians about making insurance companies using secret algorithms to hike rates.

Study: Public Scrutiny Has Saved Californians Over $5.5 Billion on Home, Auto Insurance Since 2002, Including $885 Million at Year-End

Seeking Billions in Premium Increases, Insurance Industry Targets Law that Gives Consumers a Say in Insurance Pricing Los Angeles, CA – Consumer Watchdog, a non-profit citizen organization, has saved state consumers...

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