Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Feds Say No to States Trying to Escape Health Law Consumer Protection

Feds Say No to States Trying to Escape Health Law Consumer Protection

<p> <img class=" alignright size-full wp-image-2215" alt="" src="https://consumerwatchdog.org/wp-content/uploads/2011/08/images_carmenbdrawingname.gif" style="width: 133px; height: 200px; margin-left: 7px; margin-right: 7px; float: right;" width="133" height="200" />The Obama administration yesterday <a href="http://thehill.com/blogs/healthwatch/health-reform-implementation/195663-obama-administration-rejects-republican-states-health-waiver-requests">rejected efforts by Indiana and Louisiana</a> to evade the only rule in the federal health reform law that requires insurance companies to cut back on excessive waste, salaries and profits.</p>
What Does Our Health Insurance Rate Reform Really Do And How Can You Help?

What Does Our Health Insurance Rate Reform Really Do And How Can You Help?

<p> The <a href="http://www.latimes.com/business/la-fi-insure-rosenfield-20111126,0,382963.story">Los Angeles Times coverage</a> today of CW founder Harvey Rosenfield and our proposed ballot measure to make health insurance companies publicly justify their rates before raising them drew an angry response from the health insurance industry.</p> <p> What does the <a href="http://www.consumerwatchdog.org/blog/big-news-were-going-ballot">Insurance Rate Public Justification and Accountability Act</a> do and how can you help?</p>
Criminal Probe Into Online Mortgage Scams Widens

Criminal Probe Into Online Mortgage Scams Widens

<p> SAN FRANCISCO, CA (AP) — A criminal investigation into mortgage swindlers has expanded beyond deceptive advertising on Google's Internet search engine to root out con artists who were luring their victims on Bing and Yahoo, too.</p>
When banks buy insurance for you….Watch out!

When banks buy insurance for you….Watch out!

<p> <img class=" alignright size-full wp-image-2279" alt="" src="https://consumerwatchdog.org/wp-content/uploads/2011/10/images_dougdrawingname.gif" style="width: 133px; height: 200px; float: right; margin: 4px;" width="133" height="200" />Does your bank charge you extra on your monthly car or mortgage loan payments for insurance that the bank bought? Do you even know if it’s happening?</p> <p> Most people insure their homes and cars, but banks sometimes buy an additional policy without asking the owner, adding the costs to the monthly car or home loan payment.</p>
Google Profited From Illegal Mortgage Ads

Google Profited From Illegal Mortgage Ads

<p> The federal government has shut down 85 websites it says were preying on vulnerable homeowners by offering dodgy mortgage deals through ads on Google.</p> <p> The move comes just weeks after Google was<a href="http://%20http//www.tgdaily.com/business-and-law-features/58087-google-forfeits-500-million-for-running-illegal-pharmacy-ads" target="_blank" rel="noopener"> forced to pay out</a> $500 million to settle claims that it profited from Adwords ads for illegal Canadian pharmacies.</p>
Class Accuses Blue Cross of Bait and Switch

Class Accuses Blue Cross of Bait and Switch

<p>LOS ANGELES, CA -- A Superior Court class action claims that Blue Cross of California uses "bait and switch tactics" to impose midyear hikes on its customers. The three lead plaintiffs all say that Blue Cross jacked up their deductible in February, "just two months into the deductible year."</p> <p>Named plaintiffs Janet Kassouf, Alison Heath and David Jacobson say they bought policies with the expectation that annual deductibles and out-of-pocket costs would be fixed for the calendar year, but saw abrupt changes to the terms and conditions of their plans.</p>
Government Closes Mortgage Scams Tied To Google

Government Closes Mortgage Scams Tied To Google

<p> SAN FRANCISCO (AP) — The federal government has shut down dozens of Internet scam artists who had been paying Google to run ads making bogus promises to help desperate homeowners scrambling to avoid foreclosures.</p> <p> The crackdown announced Wednesday renews questions about the role that Google's massive advertising network plays in enabling online misconduct. It may also increase the pressure on the company to be more vigilant about screening the marketing pitches that appear alongside its Internet search results and other Web content.</p>