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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Consumer Advocates Push for Greater Health Plan Rate Regulations

Consumer Advocates Push for Greater Health Plan Rate Regulations

<p> One year after a new law (<a href="http://www.leginfo.ca.gov/pub/09-10/bill/sen/sb_1151-1200/sb_1163_bill_20100930_chaptered.html" target="_blank" rel="noopener">SB 1163</a>) expanded state officials' ability to review health plan rates, some consumer advocates are calling for greater power to regulate insurance rates, the <a href="http://www.contracostatimes.com/bay-area-news/ci_19740425" target="_blank" rel="noopener"><i>Contra Costa Times</i></a> reports.</p> <p class="subheading"> <strong>Background</strong></p>
Thomas Richardson – San Diego, CA

Thomas Richardson – San Diego, CA

<p><img class=" size-full wp-image-2356" alt="" class="right" src="https://consumerwatchdog.org/wp-content/uploads/2012/01/images_thomasrichardson.jpg" style="width: 300px; height: 225px;" width="1200" height="900" />(Updated January 2013)</p> <p>We’ve just been notified that the Blue Shield policy covering me and my wife is rising 11% from $1090.00 a month to $1219.00 a month as of March 1, 2013, with $5500 deductibles and 30% copays for both my wife and me.</p>
California Needs Reasonable Controls On Health Care Premiums

California Needs Reasonable Controls On Health Care Premiums

<p> California should join the majority of states across the nation, 36 of 50, that have authority to control health insurance rate hikes.</p> <p> A consumer group is expecting to begin collecting signatures within the next few days to put a regulatory measure on the November ballot. They should work to give California voters the opportunity to voice their opinion on how much regulation is needed over an industry raking in record profits.</p>
California Regulators Still Have Little Power Over Insurance Rate Hikes

California Regulators Still Have Little Power Over Insurance Rate Hikes

<p> California regulators last year won expanded authority to scrutinize health insurance rate hikes, but their continued lack of real power has consumers gearing up for a new battle with the insurance industry over rate regulation.<br /> <br /> The new law permits regulators to conclude a rate hike is excessive, but they can only try to persuade or shame insurers into backing off.<br /> <br /> Consumers want California to join the 36 states with some form of rate control.<br /> <br />
Consumers Are Taking The Fight To Health Insurance Companies!

Consumers Are Taking The Fight To Health Insurance Companies!

<p> California's health care system is broken. Health insurance premiums rose a whopping 153.5% since 2002, more than five times the rate of inflation. Health insurance companies set premiums in secret, and don't tell anyone how or why they raise our rates. It's no surprise that we're being ripped off.</p> <p> From the front page of <a href="http://www.contracostatimes.com/news/ci_19745736">this morning's Contra Costa Times</a>:</p>
Patrick Killelea – Menlo Park, CA

Patrick Killelea – Menlo Park, CA

<p> <img class=" size-full wp-image-2353" alt="" class="right" src="https://consumerwatchdog.org/wp-content/uploads/2012/01/images_killelea.jpg" style="width: 180px; height: 212px;" width="180" height="212" />Blue Shield raised our rates 73% in one year—check out the chart below. We have a very high deductible plan because I'm trying to be self-employed and that's all I could afford on my own. Our deductible is $8000 per person so it covers basically nothing but catastrophic care. The premium was $447 per month a year ago. Now it’s $777 per month. This is utterly insane. 73% in one year!</p>
Is The New “Car of the Year” Hiding Something?

Is The New “Car of the Year” Hiding Something?

<p> <strong>The newly crowned car has lots of complaints about one of its most heavily advertised features</strong><br /> <br /> It has no doubt been a banner week for Hyundai Motors at the Detroit Auto Show, hauling in two big awards for "Car of The Year," and the brand with the highest customer loyalty. But it has its detractors too.<br /> <br />
State Consumer Group Proposes New Approach To Health Insurance Rate Hikes

State Consumer Group Proposes New Approach To Health Insurance Rate Hikes

<p> <a href="http://sanfrancisco.cbslocal.com/?podcast_url=http%3A%2F%2Fwww.podtrac.com%2Fpts%2Fredirect.mp3%2Fnyc.podcast.play.it%2Fmedia%2Fd0%2Fd0%2Fd0%2FdZ%2FdK%2FdO%2Fd2%2FZKO2_4.MP3&podcast_name=State+Consumer+Group+Proposes+Fair+Health+Insurance+Rate+Hikes&podcast_artist=KCBS%E2%80%99+Rebecca+Corral&station_id=&audio_link=true&config_file=config.xml&dcid=CBS.SF">Click here to listen to the audio broadcast of this news segment</a>.</p>