The Subcontracting Underworld
“The longer things went on, the more we realized that this is just not how this works at all, and that the companies they’re hiring don't really have our best interests in mind.”
Insurance
Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Consumer Watchdog Saves Policyholders $2.35 Billion In Rate Interventions At Cost of 6 Cents for Every $100 Saved
Los Angeles, CA – Responding to insurance industry criticism of the intervenor fees paid to Consumer Watchdog in 2025, the nonprofit Consumer Watchdog published this accounting of the savings...
FAIR Plan Enrollment Spikes 20K in 4th Quarter, Exceeding Total Policies Promised Under Commissioner Lara’s Plan
Sacramento, CA – The California FAIR Plan released new numbers showing enrollment continues to grow, adding 21,859 residential policies in the final three months of 2025....
Consumer Watchdog and Eaton Fire Survivor Network Join Senator Sasha Perez to Announce Bills Exposing Insurance Claim Low-Balling and Penalize Delays
Los Angeles, CA – Consumer Watchdog and the Eaton Fire Survivors Network joined Senator Sasha Renée Pérez to announce legislation holding insurance companies accountable for insurance...
Make Utility, Insurance, Fossil Fuel Industries Pay Their Fair Share for Wildfire Recovery and Invest in Reducing Climate Risk
Consumer Watchdog Submits Recommendations to CEA for Governor’s Resiliency Report Los Angeles, CA – California should hold the industries responsible for fueling climate change, causing wildfires...
Consumer Watchdogs Withdraw Policyholder Bill of Rights Ballot Measure In Armistice That Includes Withdrawal of Measure Repealing Insurance Reform Prop 103
Sacramento, CA – The leaders of Consumer Watchdog and the insurance broker who filed a ballot measure to repeal landmark insurance reform Prop 103 have...
Farmers’ Filing Exhibit A for Loopholes in Lara Plan: Shows Net Loss of 15,000 Policies In Distressed Areas And 59,000 Policies Overall In Exchange for Up To 65% Rate Hike
Los Angeles, CA – The recent filing from Farmers Insurance under Insurance Commissioner Lara’s “Sustainable Insurance Strategy” is the poster child for the loopholes in...
New Episode of Smoke & Mirrors Explores Why Fire Survivors Want California Insurance Commissioner Ricardo Lara Out
A backdoor agreement between California Insurance Commissioner Ricardo Lara and major insurance companies led to a wave of dropped policies before 2025’s catastrophic LA fires.
Lara’s Revenge Regulation Will Gut Public Participation in Insurance Rate-Making, Consumer Watchdog Says at Hearing Today
Los Angeles, CA – Insurance Commissioner Ricardo Lara’s proposal to change the rules that govern consumers’ right to scrutinize and challenge unjustified rates would derail the...
Consumer Watchdog Welcomes Los Angeles County Investigation Into State Farm’s Wildfire Claims
County Action Follows Mounting Complaints from Fire Survivors Los Angeles, CA — Consumer Watchdog today commended the Los Angeles County Board of Supervisors and the Los...
Consumer Alert: Insurance Commissioner Ricardo Lara Should Resign
Sign the petition: http://lararesign.org (opens in new tab) | Following a bombshell New York Times investigation, survivors from the Eaton and Palisades fires are calling...
