Consumer Watchdog

Expose. Confront. Change.

Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Second insurer OKs new rule on auto rates

Second insurer OKs new rule on auto rates

<p class="source">The Sacramento Bee</p> <p>Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights in Santa Monica, called the insurance industry's claims groundless. "It's not all doom and gloom. These two companies are showing that you can sell insurance at good rates to good drivers and follow the law without the sky falling," he said.</p>
Insurance rate cuts? Here’s the lowdown;

Insurance rate cuts? Here’s the lowdown;

<h3>New state measures would downplay ZIP Codes and focus on motorists' driving. Generally, that's good news for L.A., bad for Bishop.</h3><p class="source">The Los Angeles Times</p> <p>Garamendi said the insurance industry's ZIP Code system defies logic -- what is a high-risk ZIP Code to one company is low-risk to another. Sometimes, ZIP Code ratings specifically burden minority neighborhoods, says Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights, a Santa Monica group that pushed hardest for the new policy.</p>
Angelides calls Schwarzenegger big-time pal of business

Angelides calls Schwarzenegger big-time pal of business

<p class="source">The San Francisco Chronicle</p> <p>Angelides said Schwarzenegger has gone from advocating reform to becoming one the biggest abusers of the campaign finance system. "This governor has raised over $100 million in special interest money," said Angelides. "He has done what no other governor has ever done in doing the bidding of big special interests." Angelides pointed out that none of the reforms Schwarzenegger talked about during the recall campaign has been adopted. </p>
Stronger than ‘Oaks’?

Stronger than ‘Oaks’?

<h3>Council set to debate initiative that aims to clarify campaign contribution law</h3><p class="source">The Santa Monica Daily Press</p> <p>"What the council proposal does is rewind time to pre-November 2000, before voters approved stronger rules. That's why we have such a problem with this," said Carmen Balber, a consumer advocate for the foundation, which is calling on the City Council to adopt standards similar to those proposed by the city of Pasadena, which she claims strengthens the Oaks Initiative. </p>
New insurance rules spur debate

New insurance rules spur debate

<p class="source">The Bakersfield Californian</p> <p>"It's the law," Insurance Commissioner John Garamendi said when asked why he pushed for the changes. "Good drivers should get the same rates for the same coverage no matter where they live." Harvey Rosenfield, the crusading president of the Foundation for Taxpayer and Consumer Rights and the author of Proposition 103, said, "It really is a testament to the greed and arrogance of the insurance industry that they have managed to delay this for 18 years,"</p>
Bush Vetoes Bill to Loosen Policy on Stem-Cell Research

Bush Vetoes Bill to Loosen Policy on Stem-Cell Research

<p class="source">The Chronicle of Higher Education</p> <p>In related news, two public-interest organizations last week mounted a legal challenge to patents on a technique for deriving human embryonic stem cells, claiming that the three patents, owned by a University of Wisconsin affiliate, are "overreaching" and should be revoked.</p>
Hecklers greet governor on 2nd day of campaign tour

Hecklers greet governor on 2nd day of campaign tour

<p class="source">The San Jose Mercury News (California)</p> <p>When Schwarzenegger arrived in Glendale, Carmen Balber, who supports Proposition 89, which would limit campaign contributions and authorize public financing for state candidates, asked him to support the measure. "He wouldn't commit to it," she complained.</p>
Governor, Democratic rival unveil competing health care plans

Governor, Democratic rival unveil competing health care plans

<p class="source">Associated Press</p> <p>Jerry Flanagan with FTCR, noted that the conversation never touched on the record profits of insurance companies, whose representatives were among the panelists. He said advertising and salaries have become the fastest-growing component of health care costs outpacing even prescription drugs. "When they're at the table and the patients are not, the discussion is all about how we can make consumers use less rather than how we can make health care more affordable," Flanagan said.</p>
Officials in line for pensions based on jobs held briefly;

Officials in line for pensions based on jobs held briefly;

<h3>Those who leave office in January would get retirement package based on a salary increase granted in December</h3><p class="source">Contra Costa Times (California)</p> <p>"It's outrageous," said Jamie Court, president of the Foundation for Taxpayer and Consumer Rights. "At a time when we're having to assess whether disabled Californians can get basic cost-of-living adjustments, it's outrageous for constitutional officers to take a platinum parachute from the public based on a salary they only had for a couple days."</p>
Insurance groups sue to halt new regulations

Insurance groups sue to halt new regulations

<p class="source">The San Diego Union-Tribune</p> <p>Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights, whose founder Harvey Rosenfield wrote Proposition 103, said insurers like the status quo "because they have made so much money off of us. They're afraid that the $2 billion in profits that they made in 2005 from California drivers might come down."</p>
Auto insurers attack rules;

Auto insurers attack rules;

<h3>Suits fight new rate setting tied to driver's record, not ZIP code.</h3><p class="source">Sacramento Bee</p> <p>"The voters made it very clear that auto insurance rates should be based on how you drive, not where you live," said Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights in Santa Monica.</p>
Insurers sue Calif. over new auto rules

Insurers sue Calif. over new auto rules

<p class="source">Associated Press</p> <p>"We will fight to ensure that this anti-consumer lawsuit does not stop the savings that good drivers have been waiting nearly two decades to receive," said Douglas Heller, executive director of the Foundation for Taxpayer and Consumer Rights. "With auto insurers coming off the most profitable year in a generation, customers should view with contempt any insurance company that joins this lawsuit."</p>