Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Auto Club of SoCal to change how car insurance is calculated

Auto Club of SoCal to change how car insurance is calculated

<p class="source">Associated Press</p> <p>The Auto Club's decision sends a message to other insurers that "they can respect the wishes of the voters and make money at the same time," said Harvey Rosenfield of the Foundation for Taxpayer and Consumer Rights. The Santa Monica attorney wrote Proposition 103 and has been working ever since to see it fully enforced.</p>
Push for auto rate change;

Push for auto rate change;

<h3>BAY AREA FIRMS RESIST INSURER'S MOVE TO BASE POLICY ON DRIVING RECORD</h3><p class="source">San Jose Mercury News (California)</p> <p>"Californians have been waiting since 1988 for their auto insurance premiums to be based on their driving records rather than their ZIP codes,'' said Douglas Heller, executive director of the Foundation for Taxpayer and Consumer Rights.</p>
Some drivers’ insurance rates to be slashed

Some drivers’ insurance rates to be slashed

<p class="source">Pasadena Star-News (California)</p> <p>"Across the state, certainly across the county, you see rate disparities from one ZIP code to the next that are so extreme as to be almost unbelievable," said Douglas Heller, executive director of the Foundation for Taxpayer and Consumer Rights, a Santa Monica-based consumer advocacy group that wrote the proposition.</p>
California Auto Insurer Changes Rate Model

California Auto Insurer Changes Rate Model

<p class="source">Morning Edition - National Public Radio (NPR)</p> <p>Ratepayer advocates in California, have been fighting for nearly 20 years, to get auto insurers to set their rates on how and where you drive, rather than where you park your car at night. Back in 1988, voters passed a referendum to get insurers to do just that. Consumer advocate Harvey Rosenfield authored the bill, but years of court fights held up the plan. Yesterday, Rosenfield said, victory felt sweet.</p>
Who’s Afraid of Campaign Finance Reform?

Who’s Afraid of Campaign Finance Reform?

<font face="verdana,sans-serif" size="2">Arnold has always talked a good game about cleaning up cash register politics even as he has raised more campaign cash than any politician in California history. Now he has a chance to do...</font>
Major Shift in Auto Policies;

Major Shift in Auto Policies;

<h3>Rates would emphasize safety and mileage, not ZIP Codes, for drivers insured by Auto Club. Adherence to Prop. 103 is a win for Garamendi.</h3><p class="source">The Los Angeles Times</p> <p>The Auto Club's decision to deemphasize ZIP Codes is historic and sends a message to other insurers that "they can respect the wishes of the voters and make money at the same time," said Harvey Rosenfield of the Foundation for Taxpayer and Consumer Rights. The Santa Monica attorney wrote Proposition 103 and has been working ever since to see it fully enforced. "This will have tremendous consequences for the marketplace," Rosenfield said.</p>
Cingular Sued for Service Lapses

Cingular Sued for Service Lapses

<p class="source">Day To Day Radio Program (National Public Radio-NPR)</p> <p>The consumer watchdog group is arguing that these customers were charged for services that they shouldn't have had to pay for in the first place. Just last month, by the way, there was a ruling from a state appeals court in California, that it was upholding a $12 million fine against Cingular, for signing up customers faster than they could provide adequate service for.</p>
Is this the big moment?;

Is this the big moment?;

<h3>Earthquake insurance rates just dropped 22% statewide. For those who don't have coverage -- most of us -- it might be time to consider it.</h3><p class="source">The Los Angeles Times</p> <p>"With the new lower rates, it's time to go back and reconsider buying earthquake insurance because Californians are in a real precarious position without it," said Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights in Santa Monica. Still, he is concerned about the high deductible -- $60,000, for example, on a house that would cost $400,000 to rebuild.</p>
Ballot measures could be pitfalls for candidates;

Ballot measures could be pitfalls for candidates;

<h3>Governor hopefuls may face backlash for taking a stand </h3><p class="source">The San Francisco Chronicle</p> <p>The clean money measure, which qualified for the ballot Monday, calls for voluntary public funding of all statewide and legislative races, paid for by a $200 million-a-year boost in the state corporate tax rate. It limits corporate, union and individual contributions to candidates to $500 for legislative candidates and $1,000 for statewide candidates. It also will provide matching money for candidates who face an opponent who doesn't agree to accept public funding or who puts his own money into the campaign. </p>
Telecom bill opposition fades;

Telecom bill opposition fades;

<h3>Cable TV operators approve amendments on competition</h3><p class="source">THE SAN FRANCISCO CHRONICLE</p> <p>Jamie Court, president of the Foundation for Taxpayer and Consumer Rights, said one amendment he supports is a plan to put the state's Public Utility Commission in charge of issuing the new state franchises. Court said, however, that giving cable companies the right to tear up existing contracts is a bad idea. "This basically robs control from more than 500 local franchises," he said. "It creates a problem that wasn't there before."</p>
Cities May Lose Hold on Cable;

Cities May Lose Hold on Cable;

<h3>A compromise on a bill to let phone giants offer pay-TV service would strip California localities of most of their power over the cable industry.</h3><p class="source">The Los Angeles Times</p> <p>Opponents argued that eliminating much of the local control over television franchises would leave customers unprotected. "It's a complete bailout for cable companies and AT&T to ramrod a bill that has no controls on either industry," said Jamie Court president of the Foundation for Taxpayer and Consumer Rights based in Santa Monica.</p>
Legally Corrupt

Legally Corrupt

<h3>Don't expect Phil or Arnold to rush to endorse the clean-money initiative</h3><p class="source">LA Weekly</p> <p>Phil Angelides has said he supports public financing of elections. Now he, and the rest of the California Democratic Party, have a chance to put their mouth where their money has been. The California Nurses Association, working with the Foundation for Taxpayer and Consumer Rights, has formally qualified a clean-money ballot initiative for the November election.</p>