Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Is this the big moment?;

Is this the big moment?;

<h3>Earthquake insurance rates just dropped 22% statewide. For those who don't have coverage -- most of us -- it might be time to consider it.</h3><p class="source">The Los Angeles Times</p> <p>"With the new lower rates, it's time to go back and reconsider buying earthquake insurance because Californians are in a real precarious position without it," said Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights in Santa Monica. Still, he is concerned about the high deductible -- $60,000, for example, on a house that would cost $400,000 to rebuild.</p>
Ballot measures could be pitfalls for candidates;

Ballot measures could be pitfalls for candidates;

<h3>Governor hopefuls may face backlash for taking a stand </h3><p class="source">The San Francisco Chronicle</p> <p>The clean money measure, which qualified for the ballot Monday, calls for voluntary public funding of all statewide and legislative races, paid for by a $200 million-a-year boost in the state corporate tax rate. It limits corporate, union and individual contributions to candidates to $500 for legislative candidates and $1,000 for statewide candidates. It also will provide matching money for candidates who face an opponent who doesn't agree to accept public funding or who puts his own money into the campaign. </p>
Telecom bill opposition fades;

Telecom bill opposition fades;

<h3>Cable TV operators approve amendments on competition</h3><p class="source">THE SAN FRANCISCO CHRONICLE</p> <p>Jamie Court, president of the Foundation for Taxpayer and Consumer Rights, said one amendment he supports is a plan to put the state's Public Utility Commission in charge of issuing the new state franchises. Court said, however, that giving cable companies the right to tear up existing contracts is a bad idea. "This basically robs control from more than 500 local franchises," he said. "It creates a problem that wasn't there before."</p>
Cities May Lose Hold on Cable;

Cities May Lose Hold on Cable;

<h3>A compromise on a bill to let phone giants offer pay-TV service would strip California localities of most of their power over the cable industry.</h3><p class="source">The Los Angeles Times</p> <p>Opponents argued that eliminating much of the local control over television franchises would leave customers unprotected. "It's a complete bailout for cable companies and AT&T to ramrod a bill that has no controls on either industry," said Jamie Court president of the Foundation for Taxpayer and Consumer Rights based in Santa Monica.</p>
Legally Corrupt

Legally Corrupt

<h3>Don't expect Phil or Arnold to rush to endorse the clean-money initiative</h3><p class="source">LA Weekly</p> <p>Phil Angelides has said he supports public financing of elections. Now he, and the rest of the California Democratic Party, have a chance to put their mouth where their money has been. The California Nurses Association, working with the Foundation for Taxpayer and Consumer Rights, has formally qualified a clean-money ballot initiative for the November election.</p>
Public campaign financing initiative makes ballot

Public campaign financing initiative makes ballot

<p class="source">Associated Press</p> <p>The nurses' initiative would authorize public financing for candidates for governor, the Legislature and other state offices who collect a certain number of signatures and $5 contributions. They also must agree not to take private donations beyond some initial money to organize their campaigns.</p>
Bad deal for cable customers;

Bad deal for cable customers;

<h3>AT&T, Assembly Dems bill's winners</h3><p class="source">San Francisco Chronicle</p> <p>AT&T is spending tens of millions of dollars on advertising, lobbying and campaign contributions in California to bring what it claims is more choice and greater competition to the cable television industry. That's half right. There would be more choices. But not for you and me, just for AT&T.</p>
State leader pay to rise 18%:

State leader pay to rise 18%:

<h3>Panel OKs the first salary increases for top elected officials in six years.</h3><p class="source">Sacramento Bee</p> <p>Jamie Court, president of the Foundation for Taxpayer and Consumer Rights, said, "It's not like any of these characters really need the money. I think it's a slap in the face to voters."</p>
Passing marks for California stem cell agency in first annual audit;

Passing marks for California stem cell agency in first annual audit;

<h3>Some concerns voiced, however, on future oversight</h3><p class="source">THE SAN FRANCISCO CHRONICLE</p> <p>ohn Simpson, stem cell project director for the Foundation for Taxpayer and Consumer Rights, a nonprofit group in Santa Monica, said the documents issue "raises some really troublesome questions" about how the stem cell agency views its responsibilities as a public entity. "What they would have us believe is that they are operating within the general practices of all state agencies. But state agencies don't hire auditors that stiff the controller's office," Simpson said.</p>
Panel Told to Rev Up Pump Price Inquiry;

Panel Told to Rev Up Pump Price Inquiry;

<h3>Schwarzenegger orders regulators to accelerate an investigation into a recent 'unique spike' in the state's fuel market.</h3><p class="source">The Los Angeles Times</p> <p>"You cannot find out if there's price gouging, unless there is a law against price gouging, and there's none except during states of emergency," said Court, president of the Foundation for Taxpayer and Consumer Rights in Santa Monica. "The governor just wants to appear tough on oil companies with the public, but until he gets behind modernization of the state's price-gouging laws, he has no stick to swing at the oil companies even if he wanted to."</p>
Policy of success for director of Marsh & McLennan in San Diego

Policy of success for director of Marsh & McLennan in San Diego

<p class="source">The San Diego Union-Tribune</p> <p>Industry critics say insurers are overstating the weather's impact on insurance in order to raise rates. "It's a way for the insurance companies to panic the public into spending more than they should have to pay," said Harvey Rosenfield, who heads the Foundation for Taxpayer and Consumer Rights in Santa Monica.</p>
Healthcare Costs Spur Calls for Limits on Profits;

Healthcare Costs Spur Calls for Limits on Profits;

<h3>State officials target insurers' use of funds as the debate turns from services to finances.</h3><p class="source">The Los Angeles Times</p> <p>Health insurance premiums have risen faster than inflation consistently for nearly a decade. Consumers are also being asked to pay higher deductibles and co-payments as employers struggle to maintain health benefits. "With what is being paid into the system, there is no reason why we shouldn't be able to cover everybody" if profits are minimized, said Judy Dugan, research director for the Santa Monica-based Foundation for Taxpayer and Consumer Rights.</p>