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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Insurance Bill Would Affect State’s Small Firms

Insurance Bill Would Affect State’s Small Firms

<p class="source">San Diego Business Journal</p> <p>"California has a lot of strong patient protections -- more than a lot of other states," said Carmen Balber; of the Foundation for Taxpayer and Consumer Rights, a nonprofit consumer advocacy group based in Santa Monica. Balber said the bill would allow insurance companies to widely vary individuals' rates. She said under SB 1955, trade group plans could deviate from a formula by as much as 25 percent, whereas currently, health plans that operate here can only go about 10 percent beyond the standard for premiums.</p>
Auto insurance rate hikes on your horizon? Maybe not;

Auto insurance rate hikes on your horizon? Maybe not;

<p class="source">The Desert Sun (Palm Springs, California)</p> <p>"This issue has been studied to death," said Doug Heller, a lobbyist for The Foundation for Taxpayer and Consumer Rights, an independent advocacy group. "The purpose of this bill is to throw up another wall (to implementing Prop. 103)."</p>
Canceled Policies Prompt Lawsuits

Canceled Policies Prompt Lawsuits

<h3>Customers of Blue Cross and Blue Shield say they were dumped after incurring medical costs.</h3> <p> The lawsuits allege that once individual policyholders incurred medical expenses, the companies looked for ways to drop them to boost their bottom lines. The several former policyholders allege that they were dropped for trivial or inadvertent omissions on their applications. </p>
States may lose health mandates;

States may lose health mandates;

<h3>Congress looks to make health insurance more affordable, but some fear legislation might cost consumer protections.</h3><p class="source">Star Tribune (Minneapolis, MN)</p> <p>The Foundation for Taxpayer and Consumer Rights said the move by Congress, "under the guise of making health care affordable," would encourage health insurers to sell coverage that provides no benefit guarantees. The American Diabetes Association said the nation "simply cannot afford to eliminate the diabetes health coverage guarantees that 46 states and the District of Columbia have wisely taken the initiative to provide."</p>
Judge OKs stem cell program;

Judge OKs stem cell program;

<h3>Scientists celebrate as agency is ruled constitutional, but opposition groups promise to appeal decision</h3><p class="source">Contra Costa Times (California)</p> <p>While the court battle plays out, the stem cell agency should establish strong intellectual property policies, said John Simpson of the Foundation for Taxpayer and Consumer Rights. "The stem cell committee must use that time to implement rules governing ownership of research discoveries to ensure the full... promises of Proposition 71 are met," he said.</p>
Mergers of Medical Insurers Faulted

Mergers of Medical Insurers Faulted

<p class="source">The Los Angeles Times</p> <p>In the last five years, health insurance premiums in the state have gone up more than 70%, the Kaiser Family Foundation said. "It doesn't take a rocket scientist to realize that a handful of insurance companies with a stranglehold on the market can raise rates," said Jerry Flanagan of the Foundation for Taxpayer and Consumer Rights.</p>
Insurers’ mergers limiting options;

Insurers’ mergers limiting options;

<h3>Health care choices are narrowing, says study by AMA </h3><p class="source">THE SAN FRANCISCO CHRONICLE</p> <p>With rates increasing nearly three times the pace of inflation, critics contend the opposite. "A handful of insurance companies control the market and raise rates at will, far above the value of the insurance they're selling," said Jerry Flanagan, health policy director for the Foundation for Taxpayer and Consumer Rights in Santa Monica.</p>
Several states criticize Enzi health insurance bill

Several states criticize Enzi health insurance bill

<p class="source">Associated Press</p> <p>In a letter to Enzi last month, California Attorney General Bill Lockyear: "As you are aware, there is a proliferation of health plans that do not cover maternity, basic and preventative services such as annual physicals, mammograms, colonoscopies, diabetic care service and supplies and other documented positive therapies," adding that the California Legislature has decided that any health plan offered in the state must offer such coverage.</p>
L.A. MORTGAGES FUTURE;

L.A. MORTGAGES FUTURE;

<h3>BOND PROJECTS RAISE PROPERTY TAXES 10 PERCENT SINCE 1989</h3><p class="source">The Daily News of Los Angeles</p> <p>"Bonds are large-scale versions of credit cards, and like with credit cards, with bonds, it can be a killing-me-softly kind of effect,'' said Doug Heller, executive director of The Foundation for Taxpayer and Consumer Rights in Santa Monica.</p>