Latest Insurance Releases

Dive into Consumer Watchdog’s Investigative Series Examining How Large Insurance Companies Mistreat Wildfire Survivors

Los Angeles, CA — One year after the Los Angeles fires, Consumer Watchdog released the final report in a three-part series investigating how large...

How Technology Shapes Property Insurance

Technology has increasingly taken over every aspect of property insurance. There’s the algorithm that decides how much insurance we need when we sign up,...

The Subcontracting Underworld

We all know who the big insurance companies are, but they are only a part of the insurance claims galaxy. Once you file a...

Consumer Watchdog Saves Policyholders $2.35 Billion In Rate Interventions At Cost of 6 Cents for Every $100 Saved 

Los Angeles, CA – Responding to insurance industry criticism of the intervenor fees paid to Consumer Watchdog in 2025, the nonprofit Consumer Watchdog published this accounting of the...

FAIR Plan Enrollment Spikes 20K in 4th Quarter, Exceeding Total Policies Promised Under Commissioner Lara’s Plan

Sacramento, CA – The California FAIR Plan released new numbers showing enrollment continues to grow, adding 21,859 residential policies in the final three months of...

Consumer Watchdog and Eaton Fire Survivor Network Join Senator Sasha Perez to Announce Bills Exposing Insurance Claim Low-Balling and Penalize Delays 

Los Angeles, CA – Consumer Watchdog and the Eaton Fire Survivors Network joined Senator Sasha Renée Pérez to announce legislation holding insurance companies accountable for...

Make Utility, Insurance, Fossil Fuel Industries Pay Their Fair Share for Wildfire Recovery and Invest in Reducing Climate Risk;

Consumer Watchdog Submits Recommendations to CEA for Governor’s Resiliency Report Los Angeles, CA – California should hold the industries responsible for fueling climate change, causing wildfires...

Consumer Watchdogs Withdraw Policyholder Bill of Rights Ballot Measure In Armistice That Includes Withdrawal of Measure Repealing Insurance Reform Prop 103

Sacramento, CA – The leaders of Consumer Watchdog and the insurance broker who filed a ballot measure to repeal landmark insurance reform Prop 103...

Farmers’ Filing Exhibit A for Loopholes in Lara Plan: Shows Net Loss of 15,000 Policies In Distressed Areas And 59,000 Policies Overall In Exchange...

Los Angeles, CA - The recent filing from Farmers Insurance under Insurance Commissioner Lara’s “Sustainable Insurance Strategy” is the poster child for the loopholes...

New Episode of Smoke & Mirrors Explores Why Fire Survivors Want California Insurance Commissioner Ricardo Lara Out

A backdoor agreement between California Insurance Commissioner Ricardo Lara and major insurance companies led to a wave of dropped policies before 2025’s catastrophic LA fires.

Lara’s Revenge Regulation Will Gut Public Participation in Insurance Rate-Making, Consumer Watchdog Says at Hearing Today

Los Angeles, CA - Insurance Commissioner Ricardo Lara’s proposal to change the rules that govern consumers’ right to scrutinize and challenge unjustified rates would derail...

Consumer Watchdog Welcomes Los Angeles County Investigation Into State Farm’s Wildfire Claims

County Action Follows Mounting Complaints from Fire Survivors Los Angeles, CA — Consumer Watchdog today commended the Los Angeles County Board of Supervisors and the Los...

Consumer Alert: Insurance Commissioner Ricardo Lara Should Resign

Sign the petition: http://lararesign.org | Following a bombshell New York Times investigation, survivors from the Eaton and Palisades fires are calling for the resignation...

New Episode of Smoke & Mirrors Reveals How Tech and Algorithms Hurt Policyholders

Hidden algorithms and artificial intelligence used by the nation’s largest home insurance companies are leaving many homeowners underinsured, underpaid, or denied home insurance completely. 

New York Times Investigation Finds Lara’s Plan Incentivized Insurers’ Dumping Of Policyholders Prior To LA Fires, Doubling FAIR Plan Enrollment

Los Angeles, CA - A New York Times investigation has found Insurance Commissioner Lara’s 2023 plan to deal with California’s insurance crisis incentivized insurance companies to dump...

Consumer Alert Warns Eaton Fire Survivors About Edison Fast Pay Provision: Fast Doesn’t Mean Fair

Los Angeles, CA – A short consumer alert video, produced by Consumer Watchdog and narrated by Eaton fire survivor Ellen Snortland, warns Eaton fire survivors that...

Smoke & Mirrors Podcast Exposes Troubling Tactics of Insurance Subcontractors in Wildfire Recovery

We uncover the underworld of fire insurance subcontracting, where companies positioned as experts in smoke testing and home remediation work for insurers seeking to cut costs.

New Investigative Podcast Series Uncovers Wildfire Insurance Abuses 

Smoke & Mirrors uncovers a web of little-known subcontractors and unseen technology that facilitate claims delays, lowballed payouts and denials, and offers advice on what consumers can do about it.

California to Create First Public Wildfire Catastrophe Model to Empower Homeowners with Insurance Wildfire Risk Information

Sacramento, CA – Legislation creating a fully transparent public wildfire catastrophe model was signed by Governor Newsom late Friday. The law will give consumers the...

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