Prop 103 Rate Hearing on State Farm’s $1.2 Billion Homeowners Rate Hike Request

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Consumer Watchdog has challenged a more than $1.1 billion rate hike State Farm State Farm seeks for its homeowners, renters, condo and landlord policies. A rate hearing is scheduled at the end of this year. Insurance Commissioner Lara approved an interim rate increase of 17% for homeowners, 15% for renters and condo owners, and 38% increase for rental dwelling policies earlier this year. State Farm is seeking to fold that increase into a larger 30% permanent rate increase for homeowners.

Serious allegations have emerged regarding State Farm’s mishandling of fire claims following the Eaton and Palisades fires in Los Angeles. Numerous policyholders have reported delays, denials, rotating adjusters, and inadequate assessments of damage, leading to financial hardship and widespread criticism of the insurer’s claim handling practices. The company’s failure to provide the benefits policyholders paid for is a key issue in the hearing.

Briefs and communications filed in the case can be found below.

2025-08-26 ORDER DENYING APPLICATION TO CONVERT ALL PRE HEARING PROCEEDINGS TO A REMOTE FORMAT PUBLIC ACCESS

2025-08-22 CWD Response to SFG Witness Designation Motion.pdf

2025-08-21 State Farm Letter Letter Re Pre-trial Public Access and Remote Appearances

2025-08-21 ORDER SETTING LAW AND MOTION HEARING SCHEDULE.pdf

2025-08-20 Consumer Watchdog Letter Opposing Restrictions on Pre-trial Public Access

2025-08-20 VW Decl ISO Mot for Protective Order FINAL.pdf

2025-08-20 State Farm General State Farm PO Brief FINAL.pdf

2025-08-20 State Farm General JH Decl ISO Mot for Protective Order.pdf

2025-08-20 State Farm General CDI MTC FINAL.pdf

2025-08-20 DECLARATION_OF_JENNIFER_MCCUNE_IN_SUPPORT_OF_MTC.pdf

2025-08-20 CDI_MOTION_TO_COMPEL_SFG_RE_NONRENEWAL_DOCS.pdf

2025-08-20 Powell Decl. ISO MTC Discovery Responses – SF.pdf

2025-08-20 Powell Decl. ISO MTC Discovery Responses – CDI.pdf

2025-08-20 CWD MTC Discovery Responses – SF.pdf

2025-08-20 CWD MTC Discovery Responses – CDI.pdf

2025-08-19 Insurance Commissioner Letter Re Pre-trial Public Access and Remote Appearances

2025-08-18 State Farm General’s Motion To Protect Work Product And For Leave to Identify Expert Witnesses.pdf

2025-08-18 CDI letter Re Pre-trial Public Access and Remote Appearances

2025-08-12 State Farm Order Deadlines and Consolidated Hearing.pdf

2025-08-11 CWD Letter Response re Witness Designations.pdf

2025-08-11 CWD Letter Response re Witness Designations.pdf

2025-08-01 CWD Response re Bifurcation.pdf

2025-08-01 Declaration of Vanessa Wells ISO State Farm General Co.’s Response to CDI’s Alternative Request to Bifurcate.pdf

2025-08-01 State Farm General Co.’s Response to CDI’s Alternative Request to Bifurcate.pdf

2025-08-06 CDI’S REPLY ISO ALTERNATIVE PROPOSAL TO BIFURCATE CLAIMS-HANDLING ISSUES RAISED BY INTERVENOR FARREN.pdf

2025-08-07 AMENDED SCHEDULING ORDER.pdf

2025-08-08 CWD Witness Designations.pdf

2025-08-08 Merritt David Farren’s Witness Designation Filed August 8 2025.pdf

2025-08-08 State Farm General Ltr to ALJ Seligman_2025-08-08.pdf

2025-08-08 State Farm General’s Initial Witness Designations.pdf

2025-08-08 State Farm General’s Initial Witness Designations.pdf

2025-08-08 State Farm General Ltr to ALJ Seligman_2025-08-08.pdf

2025-08-08 Merritt David Farren’s Witness Designation Filed August 8 2025.pdf

2025-08-08 CWD Witness Designations.pdf

2025-08-07 AMENDED SCHEDULING ORDER.pdf

2025-08-06 CDI’S REPLY ISO ALTERNATIVE PROPOSAL TO BIFURCATE CLAIMS-HANDLING ISSUES RAISED BY INTERVENOR FARREN.pdf

2025-08-01 State Farm General Co.’s Response to CDI’s Alternative Request to Bifurcate.pdf

2025-08-01 Declaration of Vanessa Wells ISO State Farm General Co.’s Response to CDI’s Alternative Request to Bifurcate.pdf

2025-08-01 CWD Response re Bifurcation.pdf

2025-07-23 MERRITT DAVID FARREN’S RESPONSE TO STATE FARM GENERAL INSURANCE COMPANY’S STATEMENT DATED JULY 15, 2025 .pdf

2025-07-23 Merritt David Farren’s Response to the Department of Insurance’s Response to Farren’s Motion to Extend Discovery Deadline – Served July 22, 2025.pdf

2025-07-22 CWD Letter re Bifurcation.pdf

2025-07-21 Notice of Opportunity to Respond.pdf

2025-07-18 State Farm General Ltr to ALJ Seligman_2025-07-18.pdf

2025-07-18 CWD Response to Motion to Extend Discovery Deadlines.pdf

2025-07-18 CDIs RESP TO MD FARRENS MOT EXT DISCOVERY.pdf

2025-07-15 NOTICE OF OPPORTUNITY TO RESPOND TO MOTION.pdf

2025-07-14 State Farm Ltr to ALJ Seligman_2025-07-14.pdf

2025-07-13 MERRITT DAVID FARREN’S MOTION TO EXTEND THE DISCOVERY DEADLINES TO ALLOW FOR LIMITED ADDITIONAL DISCOVERY July 13 2025.pdf

2025-07-07 SFG Order After Hearing.pdf

2025-06-13 Motion to Intervene Transcript.pdf

2025-06-12 State Farm General’s Letter to All Parties.pdf

2025-06-12 Merritt David Farren Response to State Farm General Response June 8 2025.pdf

2025-06-09 RESPONSE_TO_MERRIT_DAVID_FERRIN_S_PETITION_TO_INTERVENE.pdf

2025-06-09 Consumer Watchdog Response to Farren Petition to Participate.pdf

2025-06-04 SFG MTI and Order.pdf

2025-06-04 Amended SFG MIT and Order.pdf

2025-05-27 SFG Response to Farren Petition to Intervene (PA-2024-00012).pdf

2025-05-22 Farren PTI.pdf

2025-05-13 Proposed Decision Approving Stipulation.pdf

2025-05-13 ORDER ADOPTING PROPOSED DECISION APPROVING INTERIM RATE STIPULATION.pdf

2025-05-13 Joint Scheduling Conference Statement & Stipulation Re Data Cutoff.pdf

2025-05-06 Notice of Continued Scheduling Conference and Order.pdf

2025-04-30 Order Closing Record.pdf

2025-04-30 Notice of Confirmation of Stip & Waiver Re Admission of IRH-ALJ-001 & Decln of NSM ISO Notice of Confirmation of Stip & Waiver Re Admission of IRH-ALJ-001.pdf

2025-04-30 Consumer Watchdog Notice re Stip to Admission of 2024 Annual Statement and Objections to CDI RON.pdf

2025-04-29 Case Management Order No. 2.pdf






















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