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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
U.S. Agency to Review Wisconsin Stem Cell Patents

U.S. Agency to Review Wisconsin Stem Cell Patents

<p class="source">Bloomberg News</p> <p>The patents will be reassessed because there's "a substantial likelihood" that previous research by other scientists could supersede the Wisconsin claims, the U.S. Patent and Trademark Office said in a statement on its website.</p>
Low-cost insurance programs in slow lane

Low-cost insurance programs in slow lane

<p class="source">Inside Bay Area (California)</p> <p>Agents who submit an application for a high-risk policy to the assigned risk program can earn a hefty commission since the premiums are higher than policies written for good drivers, said Doug Heller, executive director of the Santa Monica-based Foundation for Taxpayer and Consumer Rights. "But part of the deal is that they are obligated to provide drivers (with low-cost insurance) who simply cannot afford to buy insurance in the regular private market," he said. </p>
Driving without a net;

Driving without a net;

<h3>State offers uninsured motorists inexpensive options - but few sign up</h3><p class="source">Inside Bay Area (California)</p> <p>"I think the biggest problem is that people don't know about the (low-cost auto insurance) program," said Doug Heller, executive director of the Santa Monica-based Foundation for Taxpayer and Consumer Rights. While enrollment in the low-cost program could be higher, Heller pointed out that it has put more insured drivers on the road. That has led to a reduction in taxpayer funds billed to Medi-Cal to cover hospital care related to auto accidents caused by uninsured drivers.</p>
DMV giving notice to motorists with lapsed policies

DMV giving notice to motorists with lapsed policies

<p class="source"> Inside Bay Area (California) </p> <p> "Now people are going to be getting reminded by the DMV that they've got a problem with their registration because of an insurance lapse. I think that will spur people to get it," said Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights. Heller and Speier would like to see the DMV include information about the low-cost auto insurance program in the notices that are sent out. </p>
Phone firms can get statewide franchise for TV;

Phone firms can get statewide franchise for TV;

<h3>Cable competition opens as governor signs legislation</h3><p class="source">THE SAN FRANCISCO CHRONICLE</p> <p>However, critics continued to voice objections. They said the new state franchise scheme is long on promises to provide better service and prices but short on regulations to ensure that they deliver on those promises. "Consumers just lost all the leverage that they had, which was the power of city and county officials to make sure companies provide good and equitable service," said Jamie Court, president of the Foundation for Taxpayer and Consumer Rights. "You can't remove 500 carefully crafted franchise agreements without doing damage."</p>
Taking Aim at California Election Funding

Taking Aim at California Election Funding

<h3>Among other changes, Prop. 89 would limit corporate spending -- but not that of tribes and trial lawyers -- on ballot measures.</h3><p class="source">The Los Angeles Times</p> <p>A November initiative could dramatically transform California politics, raising taxes to pay for publicly financed campaigns, strictly limiting private giving and taking particular aim at ballot measure spending.</p>
Greasing the Wheels of Government

Greasing the Wheels of Government

<font face="verdana,sans-serif" size="2">Just after being busted last week by the state for ripping off consumers by doing unnecessary work on their cars, EZ Lube gave the maximum allowed -- $22,300 -- to Arnold. The 76 shops in Los...</font>
Insurers Liking the Coverage of Schwarzenegger’s Policies

Insurers Liking the Coverage of Schwarzenegger’s Policies

<p class="source">The Los Angeles Times</p> <p>"People expected of Arnold Schwarzenegger independent advisors who would bring a fresh perspective," said Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights. "Instead, the governor has brought in State Farm and its cronies."</p>
State fines Blue Cross $200,000

State fines Blue Cross $200,000

<p class="source">THE SAN FRANCISCO CHRONICLE</p> <p>Some consumer advocacy groups were underwhelmed by the state's actions. "A single fine of $200,000 to a company that made $185 million in profit in just one quarter this year is chump change and not enough to bring about the type of systemic reform we need," said Jerry Flanagan of the Foundation for Taxpayer and Consumer Rights.</p>
State fines Blue Cross $200,000;

State fines Blue Cross $200,000;

<h3>Plan canceled a policy.</h3><p class="source">Sacramento Bee (California)</p> <p>A consumers group said the penalty was too small to stop the practice. "One $200,000 fine is not a deterrent. It's a very profitable business practice," said Jerry Flanagan of the Foundation for Taxpayer and Consumer Rights. "The number (of consumers affected) could easily get into the thousands."</p>
Secret plan alleged on campaign financing;

Secret plan alleged on campaign financing;

<h3>Measure's foes say nurses group is trying to limit opposition to its future health care strategy.</h3><p class="source">Sacramento Bee (California)</p> <p>"Proposition 89 isn't about Trojan horses, it isn't about any particular issue, it's about the opportunity to have a fair debate in Sacramento -- and you don't get that now because of the special interests," said Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights.</p>