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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Clout vs. outrage in California’s insurance wars

Clout vs. outrage in California’s insurance wars

<p class="source">Capitol Weekly (California)</p> <p>The Legislature also needs to examine itself. As soon as a member is appointed to one of the insurance committees, insurance industry funding follows. This necessarily taints decisions on insurance matters. If lawmakers on these committees were to refuse industry contributions, perhaps voters could feel more confident that they are in good hands.</p>
Clout vs. outrage in California’s insurance wars

Clout vs. outrage in California’s insurance wars

<p class="source">Capitol Weekly (California)</p> <p>The Legislature also needs to examine itself. As soon as a member is appointed to one of the insurance committees, insurance industry funding follows. This necessarily taints decisions on insurance matters. If lawmakers on these committees were to refuse industry contributions, perhaps voters could feel more confident that they are in good hands.</p>
Poizner’s choice of advisor criticized;

Poizner’s choice of advisor criticized;

<h3>Consumer advocates are wary of the insurance regulator's new aide, an ex-industry lobbyist.</h3><p class="source">The Los Angeles Times</p> <p>Poizner said he valued Gausewitz's insurance expertise and asked consumer groups to be patient while he assembled his entire leadership team. But consumer advocates worry that the selection may signal a tilt by the department in favor of the business it regulates. "He is the industry's inside guy in an agency Poizner said would be accountable and controlled only by the people. On its face, it's improper," said Harvey Rosenfield, author of the landmark Proposition 103 initiative approved by California voters in 1988 that made insurance a highly regulated industry.</p>
RATEPAYERS’ RELIEF — INSURANCE:

RATEPAYERS’ RELIEF — INSURANCE:

<h3>THANKS TO FAVORABLE ACCIDENT AND CLAIMS RATES, CALIFORNIA'S FOUR LARGEST CARRIERS WILL LOWER PREMIUMS FOR THE FIRST TIME IN YEARS</h3><p class="source">Press Democrat (Santa Rosa, CA)</p> <p>Most California policyholders will see savings when they renew their policies for 2007, said Doug Heller, executive director at the Foundation for Taxpayer and Consumer Rights, an industry watchdog group in Santa Monica. "It's great news," Heller said. "We're talking about some real money."</p>
Foundation suggests Schwarzenegger health plan’s success depends on affordability

Foundation suggests Schwarzenegger health plan’s success depends on affordability

<p class="source">Health Insurance Law Weekly</p> <p>"Insurance companies and HMOs will do all they can to undermine the governor's healthcare plan, and fight to retain their right to make unlimited profit. Instead, the governors' proposals must be strengthened, not undermined, in the legislative process," said Jerry Flanagan, research director of FTCR. "The governor's acknowledgment that insurers are abusing those who seek coverage does offer hope that this broken market will be fixed, regardless of the outcome of the debate on universal coverage."</p>
Insurance panel locked in struggle to survive;

Insurance panel locked in struggle to survive;

<h3>Rate-control strategy ineffective, some say</h3><p class="source">Times-Picayune (New Orleans, LA)</p> <p>Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights, a California group that wrote Proposition 103, the measure that created the state's rigorous system of insurance regulation, said that effective insurance monitoring is critical because homeowners are spending money on a product they are required to buy to get a mortgage but that can't be tested until disaster strikes.</p>
California voters see drug and insurance profits driving rise in health costs

California voters see drug and insurance profits driving rise in health costs

<p class="source">Health Insurance Law Weekly</p> <p>The poll also found that 81% of those surveyed want government to assure that all Californians have access to affordable coverage. "This large support backs FTCR's proposal that the state should open its own nonprofit health plans to individuals and employers in addition to implementing insurance and HMO cost regulation," said Jerry Flanagan with FTCR.</p>
Health plan review may be intensified;

Health plan review may be intensified;

<h3>The state's top HMO regulator calls for outside oversight of insurers' attempts to drop policyholders.</h3><p class="source">The Los Angeles Times</p> <p>Ehnes called Monday's meeting after the Foundation for Taxpayer and Consumer Rights petitioned the department to issue regulations clarifying the issue. The Santa Monica group was instrumental in the adoption of auto insurance rate reforms and enhanced patient protections against treatment denials by health maintenance organizations. Jerry Flanagan, a consumer advocate with the group, said he believed the complaints that had come to light so far were the "tip of the iceberg" because many people thought they had no recourse when an insurer accused them of lying on an application.</p>
How freshmen get top Assembly posts;

How freshmen get top Assembly posts;

<h3>The large amounts of money they contribute to Democratic causes correlates to the leadership positions they receive.</h3><p class="source">The Orange County Register (California)</p> <p>A rookie legislator, Solorio lacks the sort of background you might expect of the law enforcement chairman. He ran this fall on an education platform, touting his public policy degree from Harvard and encouraging Latinos to learn English. His slogan was "The Education Candidate." "The only qualification that I see is that he had a lot of money to spread around," said political watchdog Doug Heller of the Foundation for Taxpayer and Consumer Rights.</p>
People left holding bag when policies revoked;

People left holding bag when policies revoked;

<h3>Make a mistake on your application? You may pay for that surgery yourself</h3><p class="source">USA TODAY</p> <p>Critics of the industry say the practice is overused. "The newest tool insurers have found is to check into every sick person who files an expensive claim to see if there's an argument that they lied on their enrollment application," says Jamie Court of the Los Angeles-based advocacy group Foundation for Taxpayer & Consumer Rights.</p>
‘Gold-plated’ is in the eyes of the beholder

‘Gold-plated’ is in the eyes of the beholder

<p class="source">Marketplace Radio Program (American Public Media)</p> <p>Consumer advocate Jamie Court says President Bush's proposal to tax healthcare spending above what the government thinks is too much is a raw deal for consumers who have no control over their insurance bills.</p>
‘Gold-plated’ is in the eyes of the beholder

‘Gold-plated’ is in the eyes of the beholder

<p class="source">Marketplace Radio Program (American Public Media)</p> <p>Consumer advocate Jamie Court says President Bush's proposal to tax healthcare spending above what the government thinks is too much is a raw deal for consumers who have no control over their insurance bills.</p>