Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
No signs governor will moderate fundraising

No signs governor will moderate fundraising

<p class="source">Ventura County Star (California)</p> <p>Carmen Balber, with the Foundation for Consumer and Taxpayer Rights: "The governor, who promised to clean up Sacramento, can't make any more excuses. With no upcoming election and no initiatives on the ballot, Arnold doesn't have to keep playing the fundraising game he claims to despise."</p>
THE POLICYHOLDER STRIKES BACK

THE POLICYHOLDER STRIKES BACK

<p class="source">Marketplace Money (American Public Media)</p> <p>JERRY FLANAGAN (HEALTH POLICY SPECIALIST, FTCR): If you get that mailer in the mail and it says the insurance company is not gonna pay, call them up and then there's a five-step process you need to go through to make sure the insurance company is paying what it should.</p>
Massachusetts Rushing To Meet Health Insurance Reform Deadlines

Massachusetts Rushing To Meet Health Insurance Reform Deadlines

<p class="source">National Underwriter - Life & Health Edition</p> <p>An out-of-state group, the Foundation for Taxpayer and Consumer Rights, Santa Monica, Calif., has argued that Massachusetts should make health care providers, health insurers and health maintenance organizations justify their prices rather than cutting minimum creditable coverage rates by cutting program benefits.</p>
Rights group says minimum insurance under Massachusetts’s health reform must cap patient costs

Rights group says minimum insurance under Massachusetts’s health reform must cap patient costs

<p class="source">Health Insurance Law Weekly</p> <p>In order to provide basic coverage and protect patients from financial ruin, minimum policies under the state's new health law must cap out of pocket expenses at $7,500 per individual, or $10,000 per family, ban limits on what insurers will pay per treatment or illness, and include affordable prescription drug coverage, said FTCR.</p>
Letters to the Editor – Re: “Tort war general cashiered”

Letters to the Editor – Re: “Tort war general cashiered”

<p class="source">Sacramento Bee (California)</p> <p>Proposition 103 has saved Californians more than $23 billion on their auto insurance alone, according to the Consumer Federation of America. Moreover, it did what tort reforms enacted in 1975 failed to do: reduced the price of medical malpractice insurance. Hardly what Walters calls "fairly minimal" results.</p>
Allstate Revises Way It Sets Premiums

Allstate Revises Way It Sets Premiums

<p class="source">Tampa Tribune (Florida)</p> <p>Allstate Insurance Company is changing the way it uses a person's credit to set premiums on home and auto insurance policies after a group of black and Hispanic customers argued that the practices led to higher rates for minorities.</p>
Is Allstate’s new policy a brushoff?

Is Allstate’s new policy a brushoff?

<h3>The insurer seeks a hike in home rates. Some say it wants to exit the state.</h3><p class="source">The Los Angeles Times</p> <p>Some consumer advocates see the Allstate rate-hike request as the first major test for Poizner, a Republican who says he is "committed to driving down the cost of insurance for everyone." Poizner said he wouldn't be cowed. "I want to make it crystal clear that I absolutely will not permit excessive rates to be charged by any company under any circumstances," he said.</p>
CAPITOL WATCHDOG: A surge in contributions;

CAPITOL WATCHDOG: A surge in contributions;

<h3>The timing of industry donations to the state Assembly's new Insurance Committee chairman suggests early notice of the appointment.</h3><p class="source">The Orange County Register (California)</p> <p>The timing of Coto's contributions suggests the insurance industry could have learned early that he was getting the job. That would give the industry a green light to contribute while deflecting criticism that Coto was being paid off. The money, after all, came before the announcement. "You don't want the money tied to the announcement because you can say it was quid pro quo," said Doug Heller of the Foundation for Taxpayer and Consumer Rights, a campaign finance and insurance industry watchdog.</p>
Clout vs. outrage in California’s insurance wars

Clout vs. outrage in California’s insurance wars

<p class="source">Capitol Weekly (California)</p> <p>The Legislature also needs to examine itself. As soon as a member is appointed to one of the insurance committees, insurance industry funding follows. This necessarily taints decisions on insurance matters. If lawmakers on these committees were to refuse industry contributions, perhaps voters could feel more confident that they are in good hands.</p>
Clout vs. outrage in California’s insurance wars

Clout vs. outrage in California’s insurance wars

<p class="source">Capitol Weekly (California)</p> <p>The Legislature also needs to examine itself. As soon as a member is appointed to one of the insurance committees, insurance industry funding follows. This necessarily taints decisions on insurance matters. If lawmakers on these committees were to refuse industry contributions, perhaps voters could feel more confident that they are in good hands.</p>
Poizner’s choice of advisor criticized;

Poizner’s choice of advisor criticized;

<h3>Consumer advocates are wary of the insurance regulator's new aide, an ex-industry lobbyist.</h3><p class="source">The Los Angeles Times</p> <p>Poizner said he valued Gausewitz's insurance expertise and asked consumer groups to be patient while he assembled his entire leadership team. But consumer advocates worry that the selection may signal a tilt by the department in favor of the business it regulates. "He is the industry's inside guy in an agency Poizner said would be accountable and controlled only by the people. On its face, it's improper," said Harvey Rosenfield, author of the landmark Proposition 103 initiative approved by California voters in 1988 that made insurance a highly regulated industry.</p>
RATEPAYERS’ RELIEF — INSURANCE:

RATEPAYERS’ RELIEF — INSURANCE:

<h3>THANKS TO FAVORABLE ACCIDENT AND CLAIMS RATES, CALIFORNIA'S FOUR LARGEST CARRIERS WILL LOWER PREMIUMS FOR THE FIRST TIME IN YEARS</h3><p class="source">Press Democrat (Santa Rosa, CA)</p> <p>Most California policyholders will see savings when they renew their policies for 2007, said Doug Heller, executive director at the Foundation for Taxpayer and Consumer Rights, an industry watchdog group in Santa Monica. "It's great news," Heller said. "We're talking about some real money."</p>