Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Taking the initiative on curbing health cost

Taking the initiative on curbing health cost

<p class="source">Los Angeles Times</p> <p>Now, the Foundation for Taxpayer & Consumer Rights is determined to force health insurance companies to take similar steps every time they want to boost premiums. This will be especially crucial if, as Gov. Arnold Schwarzenegger has proposed, all Californians are mandated to purchase medical coverage. "We see this as the Proposition 103 for healthcare," says Jamie Court, president of the foundation, which has been quietly drafting an initiative that it aims to place on the February 2008 ballot.</p>
Coverage for all

Coverage for all

<p class="source">Sacramento Bee (California)</p> <p>This health insurance market, the one for individuals or families who don't automatically get covered through their jobs, is sick. Insurers try to avoid covering people who need care. And many Californians avoid getting insurance until it is in their financial interest to do so. It's a game, and the game must end somehow. That can only happen by blowing up the individual health insurance market that exists today and replacing it with something that makes more sense. And that can only happen with the California Legislature and Gov. Arnold Schwarzenegger.</p>
AT&T Keeps on Giving

AT&T Keeps on Giving

<font face="verdana,sans-serif" size="2">AT&T continues to pony up cash in appreciation of the governor's signature on legislation <a href="http://www.dirtymoneywatch.org/article/?storyId=3223">deregulating the pay-tv market</a> in...</font>
Blue Cross cancellations called illegal;

Blue Cross cancellations called illegal;

<h3>The health insurer 'routinely' dropped the policies of pregnant or ill clients, an agency finds. The company disputes the charge.</h3><p class="source">Los Angeles Times</p> <p>Jerry Flanagan, a patient advocate with the Foundation for Taxpayer and Consumer Rights, said the investigation's findings should help the department move forward in its effort to develop regulations to clarify the law and toughen sanctions for rescission scofflaws.</p>
State targets fraud scams;

State targets fraud scams;

<h3>Insurance chief says consumers pick up the tab for crimes.</h3><p class="source">Sacramento Bee</p> <p>"He gathers information and is painstaking in his deliberative decision-making process. It's a different approach than a lot of elected officials," said consumer activist Harvey Rosenfield, founder of the Foundation for Taxpayer and Consumers Rights and author of the landmark auto insurance measure, Proposition 103. "He's kept his campaign pledge not to undermine the rules and regulations that have been previously put in place," Rosenfield said about moves by former Insurance Commissioner John Garamendi to revamp the way auto insurance rates are set.</p>
Big oil, big row;

Big oil, big row;

<h3>Environmentalists are determined not to let oil companies 'greenwash' their image through tie-ups with some of America's top universities</h3><p class="source">The Guardian Unlimited (UK)</p> <p>"BP is clearly looking for a place to wash itself clean and green and UC Berkeley shouldn't be that place," complained Jamie Court, the president of the Foundation for Taxpayer and Consumer Rights, an advocacy organization asking Berkeley officials to cancel the deal if BP insisted on exclusive patent rights and retained the ability to advertise the partnership.</p>
Device may cool prices at pump

Device may cool prices at pump

<p class="source">Oakland Tribune (California)</p> <p>The "hot fuel" issue, as it's called, is a growing controversy. Some experts say it's not a problem, while watchdog groups, including the California-based Foundation for Taxpayer and Consumer Rights, say motorists are being gouged.</p>
Consumer group urges Cal to forge a tough deal with partner BP;

Consumer group urges Cal to forge a tough deal with partner BP;

<h3>UC warned to keep its name out of corporate advertising</h3><p class="source">The San Francisco Chronicle</p> <p>"We think any ads about this program need to be approved by the Regents on a case-by-case basis," said John Simpson, who co-wrote the letter with Jamie Court, the consumer group's president. "The other thing is -- it has to be crystal-clear who's setting the research agenda.</p>
Kentfield lawyer takes on insurers with new Web site

Kentfield lawyer takes on insurers with new Web site

<p class="source">Marin Independent Journal (California)</p> <p>"The people who really have financial power are not the corporations," Ray Bourhis said. "It's individuals who pay a trillion dollars a year in insurance premiums. They have never banded together before." Proposition 103, an insurance reform package voters approved in 1988, made it legal for insurers to offer group discounts, said Harvey Rosenfield, founder of the Foundation for Taxpayer and Consumer Rights and the author of Prop. 103. Nevertheless, "This is the first such endeavor of its kind," Rosenfield said.</p>
Poizner faces competing interests in new role;

Poizner faces competing interests in new role;

<h3>Workers' comp, quake insurance, fraud and disaster prep top his list</h3><p class="source">Sacramento Business Journal (California)</p> <p>Consumer watchdog Harvey Rosenfield publicly criticized Poizner's pick of insurance industry insider Bill Gausewitz as special counsel to the commissioner. Rosenfield, author of the state's Proposition 103 insurance reform initiative, endorsed Poizner over Cruz Bustamante, a Democrat who was lieutenant governor during the campaign.</p>
The health care debate: Affordability of insurance is major concern:

The health care debate: Affordability of insurance is major concern:

<h3>Massachusetts program fuels doubts over California's proposals to require health coverage.</h3><p class="source">Sacramento Bee</p> <p>"Our big concern is that without guarantees that costs will be controlled, we're certain to stick some patients with health plans that simply aren't affordable," said Carmen Balber of the Foundation for Taxpayer and Consumer Rights in Los Angeles, an organization that wants the state to limit how much insurers can charge.</p>