Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
States take lead in pressing for health policies for all residents

States take lead in pressing for health policies for all residents

<p class="source">Waterloo-Cedar Falls Courier (Iowa)</p> <p>Occupations also could prompt rejection. Some insurers reject police officers and firefighters, making it difficult to recruit self-employed police reservists or volunteer firefighters. "This isn't cherry picking; this is ignoring whole orchards of people," said Jamie Court, president of the Foundation for Consumer and Taxpayer Rights.</p>
Plan to ensure health coverage could raise costs;

Plan to ensure health coverage could raise costs;

<h3>Guaranteeing insurance for even the sickest individuals could raise premiums for everyone.</h3><p class="source">The Los Angeles Times</p> <p>Consumer advocates said they would push for guaranteed access even if the whole package got bogged down. They said requiring insurers to spend a certain ratio on medical care was not an effective way to control premiums, and without consumer price protection, they would not support an individual mandate. "It's far more reasonable to make health insurance more available to more people at a reasonable price than to force them to buy it at any price," said Jamie Court, president of the Foundation for Taxpayer and Consumer Rights.</p>
Perata appointments draw criticism

Perata appointments draw criticism

<p class="source">Contra Costa Times (California)</p> <p>Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights, said the appointments were "a political gift, given to maintain the political machine Perata has operating out of Oakland. Is this going to break the budget? No," he said. "But is this a symbol of how public money is spent and the priorities? Yes."</p>
Health insurers deny policies in some jobs;

Health insurers deny policies in some jobs;

<h3>Common medications also can be deemed too risky in California.</h3><p class="source">The Los Angeles Times</p> <p>At a time when Gov. Arnold Schwarzenegger and state lawmakers are seeking ways to expand coverage to many of the 6.6 million uninsured Californians, consumer advocates said such policies were too restrictive. "This isn't cherry picking; this is ignoring whole orchards of people," said Jamie Court, president of the Foundation for Consumer and Taxpayer Rights.</p>
Consumer Reports rates car seat safety Study says only 2 brands work well; findings disputed

Consumer Reports rates car seat safety Study says only 2 brands work well; findings disputed

<p class="source">Ventura County Star (California)</p> <p>Judy Dugan, research director for the Foundation for Taxpayer and Consumer Rights in Santa Monica, said, "It's like a puzzle to get these car seats correctly fastened. What's astonishing is that the car manufacturers don't come up with a single standard -- an attachment for an infant or child seat that is easy to use and reliable." Dugan predicts that many parents who hear about this report are going to be terrified, and that many will ditch their current car seats to buy one of the two recommended by Consumer Reports.</p>
Garamendi ends term with rate cuts;

Garamendi ends term with rate cuts;

<h3>Latest reductions mean $1.6 billion to be saved</h3><p class="source">The San Diego Union-Tribune</p> <p>Consumer groups note that most insurers did not begin filing for the latest round of rate decreases until Garamendi pushed for it. They credit him with prodding the insurers into action. "We saw a lot of improvements for California consumers under John Garamendi," said Doug Heller, consumer advocate with the Foundation for Taxpayers and Consumers Rights in Santa Monica. "California homeowners, drivers and doctors are seeing lower insurance rates because of him, and those rates are still moving lower."</p>
Insurer to cut rates further:

Insurer to cut rates further:

<h3>State Farm homeowners to see a 20 percent drop, state says</h3><p class="source">Sacramento Bee (California)</p> <p>Consumer groups have asked incoming Insurance Commissioner Steve Poizner to conduct a hearing to review Allstate's proposal. Allstate is "running counter to reality. They have managed to remain hugely profitable despite catastrophes," said Doug Heller of the Foundation for Taxpayer and Consumer Rights.</p>
State Farm cutting its rates

State Farm cutting its rates

<p class="source">Inside Bay Area (California)</p> <p>"This is a substantial savings for customers and, frankly, long overdue," said Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights, who believes that State Farm has room to lower its rates further.</p>
State Farm plans its largest rate cut;

State Farm plans its largest rate cut;

<h3>The insurer is seeking reductions of 20% for homeowners and 10.1% for drivers in California.</h3><p class="source">The Los Angeles Times</p> <p>The Foundation for Taxpayer & Consumer Rights, which petitioned for a hearing on State Farm's initial proposal, was satisfied with the rate reduction even though it wasn't the 30% cut that the Santa Monica-based consumer advocacy group had hoped for, litigation director Pamela Pressley said. "We felt it wasn't sufficient," she said of the initial 10.1% reduction. "We're pleased that they almost doubled their original request."</p>