Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Claims Under Fire;

Claims Under Fire;

<h3>The future of embryonic stem cell research in the U.S. may hinge on the current review of key patents</h3><p class="source">Chemical & Engineering News</p> <p>The California initiative is also what led Santa Monica-based FTCR to get involved. John M. Simpson, director of the Stem Cell Project at FTCR, learned about the WARF patents while preparing a policy report on what intellectual property rules California should put in place to protect the state' s interests in research resulting from initiative grants.</p>
Bricks Fly At Schwarzenegger’s Universal Health Proposals

Bricks Fly At Schwarzenegger’s Universal Health Proposals

<p class="source">National Underwriter - Life & Health/Financial Services Edition</p> <p>In addition to letting insurers raise rates at will, the Schwarzenegger proposal would set no limits on doctors' and hospitals' charges, according to the Foundation for Taxpayer and Consumer Rights, Santa Monica, Calif.</p>
Concerns on governor’s health care plan;

Concerns on governor’s health care plan;

<h3>Some advocates fear rising costs could be shifted to consumers</h3><p class="source">The San Francisco Chronicle</p> <p>"Consumers don't want to be forced to buy something that doesn't give them something worth having," said Jerry Flanagan, health policy advocate for the Foundation for Taxpayer and Consumer Rights. "If consumers felt they would really get an affordable product that would provide some real coverage, they would be willing to support a mandate that stabilizes the system."</p>
States take lead in pressing for health policies for all residents

States take lead in pressing for health policies for all residents

<p class="source">Waterloo-Cedar Falls Courier (Iowa)</p> <p>Occupations also could prompt rejection. Some insurers reject police officers and firefighters, making it difficult to recruit self-employed police reservists or volunteer firefighters. "This isn't cherry picking; this is ignoring whole orchards of people," said Jamie Court, president of the Foundation for Consumer and Taxpayer Rights.</p>
Plan to ensure health coverage could raise costs;

Plan to ensure health coverage could raise costs;

<h3>Guaranteeing insurance for even the sickest individuals could raise premiums for everyone.</h3><p class="source">The Los Angeles Times</p> <p>Consumer advocates said they would push for guaranteed access even if the whole package got bogged down. They said requiring insurers to spend a certain ratio on medical care was not an effective way to control premiums, and without consumer price protection, they would not support an individual mandate. "It's far more reasonable to make health insurance more available to more people at a reasonable price than to force them to buy it at any price," said Jamie Court, president of the Foundation for Taxpayer and Consumer Rights.</p>
Perata appointments draw criticism

Perata appointments draw criticism

<p class="source">Contra Costa Times (California)</p> <p>Doug Heller, executive director of the Foundation for Taxpayer and Consumer Rights, said the appointments were "a political gift, given to maintain the political machine Perata has operating out of Oakland. Is this going to break the budget? No," he said. "But is this a symbol of how public money is spent and the priorities? Yes."</p>
Health insurers deny policies in some jobs;

Health insurers deny policies in some jobs;

<h3>Common medications also can be deemed too risky in California.</h3><p class="source">The Los Angeles Times</p> <p>At a time when Gov. Arnold Schwarzenegger and state lawmakers are seeking ways to expand coverage to many of the 6.6 million uninsured Californians, consumer advocates said such policies were too restrictive. "This isn't cherry picking; this is ignoring whole orchards of people," said Jamie Court, president of the Foundation for Consumer and Taxpayer Rights.</p>
Consumer Reports rates car seat safety Study says only 2 brands work well; findings disputed

Consumer Reports rates car seat safety Study says only 2 brands work well; findings disputed

<p class="source">Ventura County Star (California)</p> <p>Judy Dugan, research director for the Foundation for Taxpayer and Consumer Rights in Santa Monica, said, "It's like a puzzle to get these car seats correctly fastened. What's astonishing is that the car manufacturers don't come up with a single standard -- an attachment for an infant or child seat that is easy to use and reliable." Dugan predicts that many parents who hear about this report are going to be terrified, and that many will ditch their current car seats to buy one of the two recommended by Consumer Reports.</p>
Garamendi ends term with rate cuts;

Garamendi ends term with rate cuts;

<h3>Latest reductions mean $1.6 billion to be saved</h3><p class="source">The San Diego Union-Tribune</p> <p>Consumer groups note that most insurers did not begin filing for the latest round of rate decreases until Garamendi pushed for it. They credit him with prodding the insurers into action. "We saw a lot of improvements for California consumers under John Garamendi," said Doug Heller, consumer advocate with the Foundation for Taxpayers and Consumers Rights in Santa Monica. "California homeowners, drivers and doctors are seeing lower insurance rates because of him, and those rates are still moving lower."</p>