Prop 103 California Insurance Reform

New York Times Investigation Finds Lara’s Plan Incentivized Insurers’ Dumping Of Policyholders Prior To LA Fires, Doubling FAIR Plan Enrollment

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Latest Insurance Releases

Pacific Specialty Insurance Company To Cut California Homeowners And Renters Insurance Rates By Over $800,000

Daniel Sternberg - February 6, 2020

Consumer Watchdog’s Challenge Using Prop 103’s Consumer Participation Process Leads To An Overall 3.1% Rate Decrease Los Angeles, CA -- As a result of Consumer...

Commissioner Lara Should Reject Job & Education-Based Insurance Discrimination, Says Consumer Watchdog

Carmen Balber - January 27, 2020

Los Angeles, CA – Consumer Watchdog said in a letter today that Insurance Commissioner Ricardo Lara should reject a proposed 5% auto insurance rate...

Reaction To New CA Insurance Department Rules To Limit Education & Occupation In Auto Insurance

Carmen Balber - December 23, 2019

Los Angeles, CA – “A year ago, Consumer Watchdog and organizations representing consumers, low-income workers and communities of color petitioned Insurance Commissioner Ricardo Lara...

Data Shows Insurance Companies Use Occupation and Education to Segregate and Overcharge Communities of Color And Blue-Collar California Drivers

Pam Pressley - October 1, 2019

Los Angeles, CA -- An analysis of new data obtained from insurance companies by the California Department of Insurance (“CDI”) confirms complaints by Consumer Watchdog...

Insure Our Future Campaign Calls on Insurance Companies to Cut Ties with Fossil Fuels in the Wake of Climate-Related Rate Hikes and Policy Cancellations

Carmen Balber - September 25, 2019

Los Angeles, CA -- As the 2019 wildfire season begins, many homeowners in at-risk areas have once again seen their insurance rates go up, or...

Consumer Watchdog Writes Attorney General & District Attorneys To Investigate IC Ricardo Lara Over Bribery and Money Laundering

Jamie Court - September 23, 2019

Los Angeles, CA – The nonprofit group Consumer Watchdog has written California Attorney General Xavier Becerra and the District Attorneys of Sacramento, San Francisco,...

Release of Lara’s Calendar and Public Records Suggest Lara Made First Contact In “Pay to Play” Insurance Scandal

Carmen Balber - September 19, 2019

UPDATE: 9/20 Consumer Watchdog sent this letter to the California Attorney General and District Attorneys for Sacramento, San Francisco and Los Angeles along with the...

Consumer Watchdog Asks Attorney General And DAs To Investigate CA Insurance Commissioner Over Apparently Illegal Payments For Second Home In Sacramento

Jamie Court - September 9, 2019

Los Angeles, CA – Following a Politico report that California Insurance Commissioner Ricardo Lara billed the state for his Sacramento apartment, Consumer Watchdog has...

Consumer Watchdog Identifies Three Homeowner Insurance Rules Insurance Commissioner Ricardo Lara Can Issue Immediately

Carmen Balber - August 27, 2019

Los Angeles, CA– In a letter sent today, Consumer Watchdog called on Insurance Commissioner Ricardo Lara to use the full authority of his office...

CA Supreme Court Puts an End to Mercury Insurance Company’s 20-Year Battle to Escape Accountability for Unlawful Fees

Harvey Rosenfield - August 15, 2019

Los Angeles, CA -- Mercury Insurance Company will pay at least $27.6 million in civil penalties for overcharging hundreds of thousands of California motorists in...

Vote Cancelled on Commissioner Lara’s “Creative” Wildfire Insurance Bill

Carmen Balber - August 14, 2019

Sacramento, CA – A wildfire insurance bill sponsored by Insurance Commissioner Ricardo Lara stalled in the state Assembly today in the face of objections raised...

Advocates Call for Withdrawal of Insurance Commissioner Lara’s Bill to Give Insurers & Wall Street Blank Check From CA Taxpayers

Carmen Balber - August 13, 2019

Los Angeles, CA -- Consumer Watchdog said legislation sponsored by Insurance Commissioner Ricardo Lara and scheduled for a vote Wednesday would needlessly expose California taxpayers...

Insurance Commissioner Promises Hearings – But Sets No Timeline To Stop Auto Insurance Discrimination

Carmen Balber - March 26, 2019

Statement of Consumer Watchdog: “Thirty days ago, Consumer Watchdog and ten other organizations petitioned Insurance Commissioner Riccardo Lara to stop insurance companies’ discrimination against...

Consumer Watchdog Petitions Commissioner to Stop Travelers from Overcharging Small Business Owners

Carmen Balber - June 21, 2017

Santa Monica, CA – Consumer Watchdog has filed a petition challenging the insurance rates that two companies in the Travelers Group want to charge...

Consumers Win $246 Million in Savings From Prop 103 Rate Challenges in 2016

Carmen Balber - January 19, 2017

Santa Monica, CA – California consumers and small business owners saved $246 million dollars on their insurance in 2016 thanks to public rate challenges brought by Consumer Watchdog under insurance reform initiative Proposition 103.

Consumer Watchdog Opposes Delay in $256 Million in Refunds and Rate Savings for State Farm Customers

Harvey Rosenfield - December 15, 2016

Santa Monica, CA – Consumer Watchdog will be in court tomorrow to oppose a request by State Farm, California’s largest insurance company, to postpone refunds of more than $100 million in overcharges on home, condo and renters insurance, and delay a 7% rate cut that would save customers $156 million per year (including the savings from denying the 6.9% rate increase sought by State Farm).

Consumer Watchdog Challenges $210 Million Excessive State Farm Rate Hike on 1.7 Million California Renters and Homeowners

Carmen Balber - October 20, 2015

Santa Monica, CA -- Consumer Watchdog has challenged a rate increase proposed by State Farm, the state’s largest homeowners insurance company, that would overcharge...

Top 10 Reasons You Can’t Trust Mercury Insurance

Consumer Watchdog - August 4, 2010

For years, Mercury Insurance illegally overcharged hundreds of thousands of California drivers hundreds of dollars per year, until they were forced to stop in the wake of a Court of Appeal decision in 2005.

Insurance Industry Files Ballot Initiatives to Repeal Prop. 103, Raise Auto, Home and Business Rates by Hundreds of Dollars Per Year

Harvey Rosenfield - January 5, 2006

Consumer Advocates See Rematch of $80 Million 1988 Battle

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