Energy Reports

Consumer Watchdog Files Coast-to-Coast Briefing Challenging Presidential Tariffs in California and Washington 

San Francisco, CA and Washington, D.C. — Consumer Watchdog yesterday filed amicus curiae (“friend of the court”) briefs in two cases—one in the Ninth Circuit in San Francisco, and one...

State Farm Cites Newly Announced CDI Market Conduct Exam to Oppose Consumer Participation in Rate Hearing

Los Angeles, CA — At a hearing today before the California Department of Insurance, State Farm opposed Pacific Palisades homeowner Merritt David Farren’s petition to participate in the ongoing...

Court Accepts Consumer Watchdog Amicus Brief Opposing Trump Tariff Authority

Second Federal Court Ruling Yesterday Echoes Concerns Raised in Brief San Francisco, CA — A federal court yesterday granted Consumer Watchdog’s motion for leave to file an amicus curiae – or “friend...

Commissioner Lara Approves Unjustified $749 Million State Farm Home Insurance Rate Hike

UPDATED 1:40PM Los Angeles, CA – A proposed decision recommending approval of State Farm General’s request for an interim rate hike was issued by an Administrative Law Judge yesterday and...

Consumer Watchdog Sues to Stop Hundreds of Millions of Dollars in Unjustified Surcharges from Being Imposed on California Homeowners

Los Angeles, CA – Consumer Watchdog sued the California Department of Insurance and Commissioner Ricardo Lara to protect California homeowners from hundreds of millions in surcharges that could soon appear...

Consumer Watchdog: “State Farm’s Emergency Rate Hike is Not Justified”

Consumer group urges regulators to reject rate hike as unsupported and unfair Los Angeles, CA – In the first day of hearings, Consumer Watchdog made its case before Administrative Law Judge...

At Hearing, Consumer Watchdog Will Oppose A Deal on State Farm’s “Emergency” Home & Renters’ Insurance Rate Hike

Sacramento, CA – On Tuesday, April 8, at 10:00 AM, Consumer Watchdog will be presenting its case at the California Department of Insurance against State Farm’s unprecedented request for an...

State Farm Rate Hike Request Goes To Public Hearing 

As urged by Consumer Watchdog, California's Insurance Commissioner Ricardo Lara has called a hearing on State Farm’s unprecedented request for a $900 million "emergency" rate hike for homeowners, renters,...

Watchdog to Lara: State Farm Exec’s Startling Admission About Orchestrating Rate Hike Request Through Cancelled Coverage Should Be Disqualifying For Emergency Request

Los Angeles, CA - Consumer Watchdog wrote a letter to California Insurance Commissioner Ricardo Lara with new information showing why State Farm should not be granted an emergency 22%...

Rate Hike Challenge Saves $25 Million for General Ins. Co. Homeowner Policyholders

Los Angeles, CA - Consumer Watchdog reached a settlement this week with General Insurance Company of America and the California Department of Insurance, resolving the company’s application with the Department...

Consumer Watchdog Opposes State Farm’s Emergency Rate Hike Following Meeting with Insurance Commissioner Lara

Los Angeles, CA – Following today’s meeting with California Insurance Commissioner Ricardo Lara, State Farm General Insurance (SFG), and the California Department of Insurance (CDI), Consumer Watchdog reiterated its...

Consumer Watchdog Calls on Insurance Commissioner to Reject State Farm’s Unjustified Emergency Rate Hike Request

Los Angeles, CA – Consumer Watchdog has submitted two letters to Insurance Commissioner Ricardo Lara objecting to State Farm’s request for an emergency interim rate increase, citing a lack of...

Consumer Watchdog Saves California Policyholders $47 Million in United Financial Auto Insurance Rate Hikes

Los Angeles, CA --  Consumer Watchdog reached a settlement with United Financial Casualty Company and the California Department of Insurance last week, resolving the company’s application with the Department for a...

Consumer Watchdog Saves Policyholders Over $325 Million from State Farm Auto Rate Hike; Dispute Erupts Between Commissioner Lara and Chief Administrative Law Judge Who...

As a result of Consumer Watchdog’s intervention, State Farm agreed to a lower rate increase of 17.7% compared to its initial 23.4% request

State Farm, Allstate and Insurance Lobbyists Ask Lara to Override Judge’s Decision

Chief Judge Says CA Insurance Regulators Flouted Consumer Protections Los Angeles, CA - The Chief Administrative Law Judge of the California Department of Insurance has concluded that the agency is...

Consumer Watchdog Litigation Director Jerry Flanagan Moves On, Is Succeeded By Experienced Consumer Protection Attorney Will Pletcher

Los Angeles, CA – Jerry Flanagan, a 22-year veteran of Consumer Watchdog, has stepped aside as Litigation Director to join the firm of Shernoff Bidart Echeverria LLP.  Flanagan will be...

HIV-Positive Individuals Seek to Certify a Class Action in Discrimination Case Against CVS

Internal Documents Show CVS Adopted an HIV Prescription Drug Mail-Order Program to Increase Revenue Despite Health Risks Los Angeles, CA - CVS was aware of the threat its prescription drug mail-order...

Consumer Participation In Insurance Rate Review, Billions In Consumer Savings, At Risk From Commissioner Lara’s Actions

Los Angeles, CA -- Consumer Watchdog issued the following statement about Commissioner Lara’s action today threatening consumers’ voice in insurance rate review. “For the past two months Consumer Watchdog has shared...

Consumer Watchdog Calls for Public Hearing on State Farm’s Unprecedented Request for 4-Year, $5.2 Billion Policyholder Bailout

Los Angeles, CA -- Consumer Watchdog is asking Insurance Commissioner Lara to hold a public hearing on State Farm’s new request for a 30% increase in its homeowners insurance rates...

Proposition 34 is a Threat to Our Health & Democracy, Consumer Watchdog Tells the California Supreme Court

Los Angeles, CA - Proposition 34, currently scheduled to appear on the November 2024 ballot targeting the AIDS Healthcare Foundation (“AHF”), violates the California and United States Constitutions and threatens...

Consumer Watchdog Responds To Industry Attack On Its Right To Challenge Unjustified Rate Hikes; Calls On Insurance Commissioner Lara To Follow Law & Confirm Its...

Los Angeles, CA  -- Consumer Watchdog called on the Department of Insurance to stop erecting roadblocks to public oversight and confirm the organization’s eligibility to challenge excessive insurance rates and...

Wildfire Mitigation Discounts Too Low, Insurance Companies Fail to Explain How They Rank Homeowners’ Wildfire Risk, Consumer Watchdog Challenges

Consumer Watchdog Challenged State Farm for failure to properly disclose or explain to consumers their wildfire risk classifications

Federal Court Rules Plaintiffs Adequately Alleged CVS Acted With “Deliberate Indifference” When It Adopted Rx Program That Discriminates Against People Living With HIV

Los Angeles, CA – Late yesterday the United States District Court for the Northern District of California ruled that four HIV-positive “John Doe” plaintiffs adequately alleged CVS acted intentionally under...

Consumer Watchdog and the Los Angeles Times Petition Federal Court to Release FBI Warrants Related to LA City Attorney and LA DWP Corruption 

 Los Angeles, CA -- Yesterday afternoon the non-profit Consumer Watchdog and the Los Angeles Times petitioned a federal court in Los Angeles to release 33 FBI warrants and related documents that...

Consumer Watchdog Saves Policyholders $884.8 Million on Year-End Insurance Rate Increases 

Allstate, State Farm Also Agree to End Restrictions on Sales of New Auto Policies Los Angeles, CA – Challenges by Consumer Watchdog to double-digit auto and homeowners insurance rate hikes requested...

One of the Largest HIV Privacy Breach Payments Arriving in Mailboxes This Week

Los Angeles, CA – Checks for $1,821.58 were mailed late last week to hundreds of Californians whose confidential medical information—including their HIV status—was allegedly accessed and shared without their consent. The...

CVS Acted With “Deliberate Indifference” When It Implemented An Rx Drug Program That Discriminates Against People Living With HIV

Los Angeles, CA - CVS acted intentionally when it implemented a drug program that discriminates against people living with HIV, according to Consumer Watchdog and Whatley Kallas, LLP in...

Consumer Watchdog Challenges Recidivist Mercury Insurance for Policyholder Price-Gouging, Discrimination and Deception 

Los Angeles, CA -- Consumer Watchdog today filed a Petition to Intervene in an enforcement action brought by the California Department of Insurance (CDI) against Mercury Insurance Group for overcharging,...

Consumer Watchdog Says Lara’s Undisclosed Deal Will Allow Insurance Companies to Use Algorithms And Reinsurance Costs to Hike Home Insurance Rates, Potentially Turning California...

Sacramento, CA --- Today’s announcement by Insurance Commissioner Ricardo Lara that he would allow insurance companies to use secret algorithms to set rates for homeowners’ coverage for wildfire and...

Consumer Watchdog Urges Newsom Not To Call State of Emergency On Insurance And Put Himself and Other 3% of Homeowners Over the 97% Who...

Sacramento, CA -- The leaders of Consumer Watchdog today wrote Governor Newsom to dissuade him from declaring a state of emergency on insurance that would give Insurance Commissioner Ricardo...

Consumer Watchdog Urges Attorney General Bonta to Investigate Industry Collusion on Homeowner Insurance Shortages

Consumer Watchdog Urges Attorney General Bonta to Investigate Industry Collusion on Homeowner Insurance Shortages  "Insurers collected more than $150 billion in premiums from California homeowners over the last 25 years...

Insurance Companies Seek Massive Bailout & Deregulation Scheme In Sacramento

Sacramento, CA -- Insurance companies are seeking a multi-billion dollar bailout of the insurance industry for its exposure to wildfire losses, pushing for a last-minute deal at the end of the legislative session.  The...

Ballot Initiative Would Overhaul Open Records Laws to Provide Greater Government Transparency & Accountability

70% of CA Voters Approve of the Measure According to a Recent Poll Los Angeles, CA - Embracing the principle that “sunshine is the best disinfectant,” a new ballot initiative would...

Court Denies CVS’s Motion To Escape Discrimination Lawsuit Brought By HIV-Positive “John Doe” Plaintiffs

San Francisco, CA - Late Friday a federal court in San Francisco allowed a case brought by HIV-positive “John Doe” plaintiffs against CVS to proceed, denying CVS’s third motion...

Prominent Public Interest Groups Support Consumer Watchdog Petition To CA Supreme Court To Require State Agencies To Enforce Strict Rule On Radioactive Debris Disposal...

Supreme Court Action Needed To Protect Hundreds Of Thousands Of Californians From Harm Los Angeles, CA—Public interest groups filed amicus letters with the California Supreme Court seeking review of a...

Allstate’s $16M Homeowners Rate Hike Approved Despite Company Secretly Ending Sales of New Home Insurance in California 

Los Angeles, CA -- Insurance Commissioner Ricardo Lara yesterday approved a 4%, $16 million, rate hike on Allstate home insurance policyholders, despite the fact that the company misled regulators...

Insurance Commissioner Lara Must Use Prop 103 Authority to Reverse State Farm’s Pullback 

Los Angeles, CA -- State Farm’s announcement on Friday that it would immediately stop selling homeowners insurance to new customers in California is unlawful under Proposition 103, and appears...

Wildfire is Latest Battleground in 35 Year Fight over Prop 103

Consumer Watchdog Proposes Actions to Address Climate Change and Industry Abuses  Sacramento, CA – Thirty-five years after California voters passed Proposition 103 to protect themselves against skyrocketing insurance rates, insurance companies’...

Public Interest Groups Take On Newsom Administration Over Backtracking On Cleanup Of Radioactivity At Santa Susana Site, Case To Be Heard On Monday

In an appeal before the Court of Appeal in Sacramento to be heard on Monday, the Newsom Administration will be challenged over positions that breach a longstanding agreement to require all radioactive waste from the Santa Susana Field Lab be disposed of at sites licensed and designed for such waste.

Commissioner Lara Approves Over $1 Billion in Unjustified Auto Insurance Rate Hikes 

Insurance Commissioner Lara’s approval last week of a $263.7 million rate hike by California’s largest insurer, State Farm, marks the latest in a flurry of approvals of unjustified 2023 auto insurance rate hikes by the top 6 auto insurers, collectively totaling over $1 billion.

CA Dept. of Insurance Failed to Search For Records Linked To Government Corruption Scandal

The non-profit Consumer Watchdog has filed an appeal in its California Public Records Act (“PRA”) lawsuit against Insurance Commissioner Ricardo Lara and the California Department of Insurance.

Doctors Save $2.8 Million After Challenge to Malpractice Insurance Rate Hike

Los Angeles, CA – In response to Consumer Watchdog’s challenge to Medical Insurance Exchange of California’s (“MIEC”) proposed rate increase on doctors’ and medical providers’ medical malpractice insurance, MIEC...

Public Records Act Decision Could Mean More Government Secrecy, Undermine Transparency

Los Angeles, CA -- A recent decision in a public records case brought by Consumer Watchdog against the California Department of Insurance could encourage more government secrecy and undermine...

Insurance Department Must Protect Public’s Right to Scrutinize Insurance Rate Increases Consumer Watchdog Says in Letter to Commissioner Lara After Abrupt Approval of GEICO...

Los Angeles, CA – The California Department of Insurance has approved a $268 million increase in auto insurance premiums for GEICO customers without following the public participation requirements of Proposition...

Consumer Watchdog Calls on Insurance Commissioner Lara to Reject Allstate’s Job-Based Insurance Rate Discrimination, Adopt Regulations to Stop the Practice Industrywide

Los Angeles, CA – Insurance Commissioner Ricardo Lara should reject Allstate’s proposed $165 million auto insurance rate hike and its two-tiered job- and education-based discriminatory rating system, wrote Consumer...

Final Briefs Filed in Lawsuit Against Insurance Commissioner Lara & Department of Insurance Over Pay-to-Play Records

Los Angeles, CA -- Consumer Watchdog filed its final briefs in a California Public Records Act (“CPRA”) lawsuit against Insurance Commissioner Ricardo Lara and the Department of Insurance. The...

Consumer Watchdog Challenges $268 Million GEICO Auto Insurance Rate Hike & Job- and Education-Based Insurance Rate Discrimination

Los Angeles, CA – Insurance Commissioner Ricardo Lara should reject GEICO’s proposed $268 million auto insurance rate hike and its job- and education-based discriminatory rating system, wrote Consumer Watchdog...

Discrimination Suit Brought By “John Doe” HIV-Positive Plaintiffs May Proceed, A San Francisco Federal Court Ruled Friday

Late Friday a federal court in San Francisco allowed a case against subsidiaries of CVS Health Corporation brought by HIV-positive “John Doe” plaintiffs to proceed, denying CVS’s motion to...

Consumer Watchdog Challenges $202 Million Auto Club Insurance Rate Increase & Job-Based Insurance Rate Discrimination

Los Angeles, CA – Insurance Commissioner Ricardo Lara should reject the Interinsurance Exchange of the Automobile Club’s (“Auto Club”) proposed $202 million auto insurance rate hike and its job-...

Opening Brief Filed in Public Records Lawsuit Against Insurance Commissioner Lara & Agency Over Pay-to-Play Records

Los Angeles, CA -- Consumer Watchdog filed its Opening Brief in a California Public Records Act (“CPRA”) lawsuit against Insurance Commissioner Ricardo Lara and the Department of Insurance.  The CPRA...

The Department of Insurance Obstructs Access to Public Records Regarding “Connected Cars” in Wake of Industry Lobbying

Los Angeles, CA - The Department of Insurance has engaged in a “pattern and practice of obstructing access to public records,” according to Consumer Watchdog.     The latest public records failure for...

California Climate Insurance Disclosure Bill Stalls

PUBLIC CITIZEN AND CONSUMER WATCHDOG RELEASED THE FOLLOWING TODAY – The California Assembly Insurance Committee has declined to hold a hearing on a bill that would require insurance companies...

Consumer Groups Back Wildfire Mitigation Insurance Discounts, Call for Protection From Non-Renewals

Insurance Commissioner Lara Must Close Loophole in Regulation Allowing Insurers to Ignore WIldfire Mitigation for Denial or Non-Renewal Decisions Los Angeles, CA – A regulation proposed by California Insurance Commissioner Ricardo...

Consumer Watchdog Calls on Insurance Commissioner Lara To Issue Refund Rules In Response to CA Supreme Court

Los Angeles, CA -- The California Supreme Court has refused to review a lower court ruling that stripped the Insurance Commissioner of critical powers granted by California voters to...

Department of Insurance Changes Course on Email Deletion Policy that Threatened Records of Pay-to-Play Scandal Days After Consumer Watchdog Threatened to Go to Court

The Department of Insurance pulled back a policy to delete agency email databases days after Consumer Watchdog warned it would go to court to stop it.  Emails that are...

New Evidence Reveals That Commissioner Lara and Top Staff Hid Communications About Meetings With Workers’ Compensation Insurer At Heart of Pay-to-Play Scandal

Los Angeles, CA – Despite attempting to conceal it, Insurance Commissioner Ricardo Lara and top lieutenant Bryant Henley communicated with two former lawmakers representing a workers’ compensation insurer at the...

Groups Commend CVS’s Withdrawal of U.S. Supreme Court Challenge To HIV Rights

Los Angeles, CA -- CVS Health Corporation’s dismissal today of an appeal to the U.S. Supreme Court of a health care civil rights lawsuit involving the rights of numerous...

Ninth Circuit Reinstates HIV Discrimination Claims Against CVS Prescription Drug Mail-Order Program

Los Angeles, CA -- Today the Ninth Circuit Court of Appeals overturned a lower court decision holding that five “John Doe” HIV patients could pursue a discrimination claim against CVS...

Farmers Insurance Is Caught Overcharging Its Most Loyal Customers in Violation of Proposition 103

Los Angeles, CA -- Farmers Insurance systematically overcharged its most loyal, longtime California customers from 2008 to 2018, according to evidence uncovered as part of an investigation ordered by the California...

Appellate Court Holds Mercury Insurance Accountable for Phony Premium Overcharges

Los Angeles, CA -- A state Court of Appeal in Orange County has upheld $27 million in civil penalties imposed by former Insurance Commissioner Dave Jones against Mercury Insurance...

Court Tentatively Upholds Prop 103 Rule Prohibiting Auto Insurance Companies From Making Consumers Pay For Branding/Advertising Such as Sporting Event Sponsorships and Naming Rights

In a tentative ruling today, the Sacramento Superior Court rejected an insurance industry attack on regulations that limit the amount of advertising costs insurers can pass through to consumers in their premiums. The regulation is part of the landmark Prop 103 insurance reform initiative that has saved California drivers $102 billion since 1988, according to the Consumer Federation of America.

Fogel v. Farmers Update: How many lawyers does it take…?

There were twenty-five lawyers in gray suits waiting in a Los Angeles Superior Court courtroom yesterday afternoon when I walked in to try to make sure that $455 million...

Farmers Policyholder Granted Right to Challenge $455 Million Settlement of Class Action Against Farmers Insurance

Los Angeles, CA – A Los Angeles Superior Court this morning granted a former Farmers Insurance customer, represented by Consumer Watchdog’s attorneys, the right to challenge portions of a...

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