Testimony of FTCR Attorney Pam Pressley before CA Department of Insurance
<h3>concerning violations of "no prior" law and proposed regulations governing "persistency" discounts (2/28/02)</h3>
Insurance
Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
NO PRIOR INSURANCE RULE
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Regulation, proposed by the California Department of Insurance in response to FTCR’s 5/4/01 petition
<h3>To prohibit insurers from using evidence of prior insurance coverage for Good Driver "accident verification" purposes (12/21/01)</h3><p class="source">CA Dept. of Insurance</p>
Regulation, proposed by the California Department of Insurance in response to FTCR’s 5/4/01 petition
<h3>Prohibiting "no prior insurance" surcharges (12/21/01)</h3><p class="source">CA Dept. of Insurance</p>
Prior Approval Regulations — California Department of Insurance notice of workshop and proposed “generic factors” (6/5/02)
<p class="source">CA Dept. of Insurance</p>
Dr. Hunter’s Response to the Insurance Industry’s Critique of “Why Not The Best” (8/10/01)
<p class="source">Consumer Federation of America - CFA</p>
4/1/01 Study by Russell & Jaffee concluding Prop. 103 benefited consumers by lowering rates, etc.
<p class="source">Russell & Jaffee</p>
CA Insurance Commissioner’s 1/7/91 Announcement Imposing Rate Freeze on Insurance Companies
<p class="source">CA Dept. of Insurance</p>
LA Times Article 10/18/90 Quoting LA Dist. Atty. on how Prop. 103 has forced Insurance Companies to fight fraud for the first time.
<p class="source">Los Angeles Times</p>
CA Insurance Commissioner’s 10/16/91 Announcement Ordering the 14 Largest Insurance Companies in CA to Pay Rollbacks totaling $1.57 Billion
<p class="source">CA Dept. of Insurance</p>
CA Insurance Commissioner’s 8/15/91 Announcement of Rollback Regulations Capping Profits, Expenses, etc.
<p class="source">CA Dept. of Insurance</p>