Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
California Experience

California Experience

<p class="source">Kansas City Star</p> <p>There is an equal argument to be made that premiums in California actually didn't decline until 1988, when voters passed Proposition 103, which gave the state and voters new tools to investigate and limit the insurance industry's rates and practices.</p>
Ballot budgeting considered

Ballot budgeting considered

<h3>Democrats say voters may be needed to do what lawmakers won't.</h3><p class="source">Sacramento Bee</p> <p>California's Foundation for Taxpayer and Consumer Rights wants to band together with other groups to change commercial property tax rules, particularly to spare health care programs targeted for deep cuts in the Davis budget.</p>
Place No Cap On Reform

Place No Cap On Reform

<p class="source">Palm Beach Post</p> <p>California's "successful experience," however, also included a voter-approved rollback of malpractice premiums. The Florida task force recommends nothing like that.</p>
Solving the Medical Malpractice Crisis

Solving the Medical Malpractice Crisis

<h3>Congressional Testimony of Harvey Rosenfield (February 10, 2003)</h3> <p>Harvey Rosenfield's testimony concerning the impact of liability caps compared with insurance regulation on medical malpractice insurance rates before the the House Energy and Commerce Committee Subcommittee on Oversight and Investigations, in Langhorne,</p>
Medical Malpractice Insurers Agreed to Refunds

Medical Malpractice Insurers Agreed to Refunds

<h3>Stipulations and Consent Orders Concerning Prop 103 Rollbacks</h3> <p>In 1992 California Insurance Commissioner John Garamendi settled rate rollback cases with three of California's largest medical malpractice insurers - Norcal Mutual, SCPIE and The Doctors Co. This document contains the stipulation and consent</p>
House bill would put caps on malpractice awards

House bill would put caps on malpractice awards

<h3>California already limits amount for pain and suffering, but not punitive damages.</h3><p class="source">The Orange County Register</p> <p>However, it is expected to face stiff opposition in the Senate, where many Democrats insist that investment losses by insurance companies, not lawsuits, are to blame for the medical-liability problems.</p>