Insurance

Proposition 103 Freezes Insurance Rates

February 9, 2003  ·  Consumer Watchdog

<h3>News Articles</h3> <p>After the enactment of Proposition 103 California Insurance Commisisoner John Garamendi froze insurance rates. This file includes news articles describing the rate freeze.</p>

Medical Malpractice Insurers Agreed to Refunds

February 9, 2003  ·  Consumer Watchdog

<h3>Stipulations and Consent Orders Concerning Prop 103 Rollbacks</h3> <p>In 1992 California Insurance Commissioner John Garamendi settled rate rollback cases with three of California's largest medical malpractice insurers - Norcal Mutual, SCPIE and The Doctors Co. This document contains the stipulation and consent</p>

House bill would put caps on malpractice awards

February 7, 2003  ·  Consumer Watchdog

<h3>California already limits amount for pain and suffering, but not punitive damages.</h3><p class="source">The Orange County Register</p> <p>However, it is expected to face stiff opposition in the Senate, where many Democrats insist that investment losses by insurance companies, not lawsuits, are to blame for the medical-liability problems.</p>

Op-Ed: To Solve the Malpractice Insurance Crisis, Roll Back Rates, Not Rights

February 6, 2003  ·  Consumer Watchdog

<p class="source">Tom Paine</p> <p>Thirty years of experience in the Golden State shows that stringent regulation of insurance companies, not restrictions on the right to sue negligent doctors and hospitals, is the only way to control the price medical providers pay for liability coverage.</p>

REIMBURSEMENT OF LEGAL COSTS

February 5, 2003  ·  Consumer Watchdog

<!-- excerpt --><p>As noted in the Public Participation section, consumers have the right to initiate or intervene in insurance matters covered by Proposition 103 before the California Department of Insurance and the courts.</p>

Regulators criticized over lack of oversight;

February 4, 2003  ·  Consumer Watchdog

<h3>'COMMERCIAL LINE' GETS LESS ATTENTION</h3><p class="source">Lexington Herald-Leader</p> <p>Kentucky doctors have complained for several years about ruinous insurance premiums. But only three weeks ago did Insurance Commissioner Janie Miller order insurers in Kentucky to disclose their premiums for malpractice coverage.</p>

THE 20% GOOD DRIVER DISCOUNT

February 4, 2003  ·  Consumer Watchdog

<!-- excerpt --><p>This law, which was created by Proposition 103, requires insurers to give a 20% discount from their best prices to any qualified "good driver." In general, you are entitled to a good driver discount if you meet all of the following criteria:</p>

NO SURCHARGES IF YOU WERE NOT AT FAULT IN AN ACCIDENT

February 4, 2003  ·  Consumer Watchdog

<!-- excerpt --><p>Your insurance company cannot deprive you of the 20% Good Driver Discount just because you got into an accident, as long as it was not your fault.</p>

Intervenor Regulations

February 4, 2003  ·  Consumer Watchdog

<p class="source">California Code of Regulations</p> <p>California Code of Regulations Title 10, Chapter 5 Subchapter 4.9 RULES OF PRACTICE & PROCEDURES FOR RATE PROCEEDINGS</p>

The Good Hands People

February 3, 2003  ·  Consumer Watchdog

<p class="source">RCR Wireless News</p> <p>After all, these insurance companies need to recoup massive losses incurred from heavy investments in WorldCom, Tellabs, WinStar, Enron, Tyco and the like, according to the Foundation for Taxpayer and Consumer Rights.</p>

Southern California Homeowners Worry about Impact of Filing Insurance Claims

February 2, 2003  ·  Consumer Watchdog

<p class="source">Daily News of Los Angeles</p> <p>As insurance underwriters raise premiums and toughen renewal policies, homeowners across Southern California are scared stiff that filing just one claim with their insurance company could blackball them for years and render their home unsaleable</p>

Intervenor Regulations – California Code of Regulations Title 10, Chapter 5

January 31, 2003  ·  Consumer Watchdog

<p class="source">CA Dept. of Insurance</p> <p>Rules of Practie & Procedures for Rate Proceedings (Intervention)</p>