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Consumer Watchdog

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Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
What’s really driving health reform protests?

What’s really driving health reform protests?

<p> The light bulb went off in my head today reading NY Times columnist <a href="http://www.nytimes.com/2009/08/07/opinion/07krugman.html?_r=1&emc=tnt&tntemail1=y">Paul Krugman's description </a>of health reform protests--are these folks actually clamoring to give up their Medicare? If not, the boiling anger is about something else. And guess which industry is driving the fury. </p>
Co-op In Spotlight For Insurance Plan

Co-op In Spotlight For Insurance Plan

<p> <strong>United Agricultural Benefit Trust Spotlighted As Model For Healthcare Cooperatives</strong> </p> <p> Private insurers can screen out people more at risk for serious illness, hedging against the danger of expensive and frequent medical bills, said Jamie Court, president of Consumer Watchdog, a Santa Monica group that monitors insurance practices. The fear is that co-ops will attract high-risk people who would otherwise go uncovered, which could bleed a co-op's funding dry, he said. Court also maintains that the co-ops' small size would work against them if operating on a scale as large as Sen. Conrad's proposal. "Co-ops are simply too small to have any real bargaining power," he said. </p>
Health insurers aren’t the victims, but the victimizers

Health insurers aren’t the victims, but the victimizers

<p> The head of the health insurance lobby, Karen Ignani, is <a href="http://www.nytimes.com/2009/08/05/health/policy/05insure.html?_r=1&hpw">crying foul</a> about being demonized by Democrats trying to complete health insurance reform.  Let's not forget what health insurers have done to demonize themselves! </p>
Our Opinion: Follow The Money Trail

Our Opinion: Follow The Money Trail

If those congressmen who have received money from the health care industry recused themselves from the debate, you could almost hear a pin drop in chambers. Sen. John McCain, according to consumerwatchdog.org, has received nearly $320,000 from the health insurance industry. The Republican senator from Arizona ranked first among his Senate colleagues in a list compiled by Consumer Watchdog, a national consumer group that monitors the ties between lawmakers and lobbyists. McCain also received nearly as much, $312,000, according to a July 12 report, from the pharmaceutical industry.
Will the White House embrace CIGNA whistleblower to shine a light on reform? (VIDEO)

Will the White House embrace CIGNA whistleblower to shine a light on reform? (VIDEO)

<p> <object width="400" height="300"> <param name="allowfullscreen" value="true"> </param> <param name="allowscriptaccess" value="always"> </param> </object> I introduced him in San Francisco at the <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2009/07/28/BUI1190H0P.DTL">Civil Justice Foundation</a> last week as a man who could change the direction of health insurance reform in America. <a href="http://vimeo.com/5938505">Watch</a> or <a href="http://www.consumerwatchdog.org/resources/PotterSFSpeech.pdf">read</a> the full speech by former CIGNA executive Wendell Potter about his decision to go public and what the stakes are for health care reform in America.  </p>
Initiative To Change Calif. Auto Insurance Rating Factor Proposed, Faces Criticism

Initiative To Change Calif. Auto Insurance Rating Factor Proposed, Faces Criticism

Californians for Fair Auto Insurance Rates is working on gaining support for a voter initiative aimed at the 2010 ballot that reward drivers who have had insurance for some time to be eligible for a "persistency discount," even if they change carriers. Yet the "Continuous Coverage Auto Insurance Discount Act," for which support is being funded in part by Mercury Chairman George Joseph and other company executives, is facing criticism by a consumer watchdog group that says the measure "would legalize surcharges of hundreds of dollars for automobile insurance, penalize good drivers for accidents that are not their fault, and lead to more uninsured motorists."
Former Health Insurance Exec Champions Reform

Former Health Insurance Exec Champions Reform

Wendell Potter choked up a few times recalling the events that turned him from the chief spokesman for health insurer Cigna Corp. into a whistle-blower, denouncing the very practices he used to defend. Potter garnered national attention on June 24 as a star witness before the Senate Commerce Committee, detailing such industry practices as purging, the dumping of small businesses when their employees make medical claims that exceed expectations, and sending explanation-of-benefits documents that are so incomprehensible that policyholders can't tell what services they're getting.
Senate’s ‘Potato-Chip Caucus’ takes ax to health reform

Senate’s ‘Potato-Chip Caucus’ takes ax to health reform

<p> Six small-state U.S. senators sitting around a table and <a href="http://www.nytimes.com/2009/07/28/us/politics/28baucus.html">munching chocolate-dipped potato chips</a> are <a href="http://www.freep.com/article/20090728/NEWS15/90727094/Sources--Senate-group-omits-employer-health-care-mandate">about to chop off</a> the two pillars of health care reform that would most protect consumers. The three Republicans and three Democrats are leaking the news that they won't require employers to provide health insurance. And they won't allow Americans to choose a publicly run health insurance option. If this ploy succeeds, the 'potato-chip caucus' will need a Twinkie Defense. </p> <p>   </p>
Obama Plugs Single-Payer… Sort Of

Obama Plugs Single-Payer… Sort Of

Polls show most Americans don’t like the current system (56 percent want “major health care reform” this year, 62 percent want more government control over health care, etc.), although right-wing and insurance industry propaganda have made them scared of the change that is needed to realize the president’s goals of holding down costs, emphasizing preventive care, and ensuring universal access to quality and affordable care.