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Consumer Watchdog

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Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Will the White House embrace CIGNA whistleblower to shine a light on reform? (VIDEO)

Will the White House embrace CIGNA whistleblower to shine a light on reform? (VIDEO)

<p> <object width="400" height="300"> <param name="allowfullscreen" value="true"> </param> <param name="allowscriptaccess" value="always"> </param> </object> I introduced him in San Francisco at the <a href="http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2009/07/28/BUI1190H0P.DTL">Civil Justice Foundation</a> last week as a man who could change the direction of health insurance reform in America. <a href="http://vimeo.com/5938505">Watch</a> or <a href="http://www.consumerwatchdog.org/resources/PotterSFSpeech.pdf">read</a> the full speech by former CIGNA executive Wendell Potter about his decision to go public and what the stakes are for health care reform in America.  </p>
Initiative To Change Calif. Auto Insurance Rating Factor Proposed, Faces Criticism

Initiative To Change Calif. Auto Insurance Rating Factor Proposed, Faces Criticism

Californians for Fair Auto Insurance Rates is working on gaining support for a voter initiative aimed at the 2010 ballot that reward drivers who have had insurance for some time to be eligible for a "persistency discount," even if they change carriers. Yet the "Continuous Coverage Auto Insurance Discount Act," for which support is being funded in part by Mercury Chairman George Joseph and other company executives, is facing criticism by a consumer watchdog group that says the measure "would legalize surcharges of hundreds of dollars for automobile insurance, penalize good drivers for accidents that are not their fault, and lead to more uninsured motorists."
Former Health Insurance Exec Champions Reform

Former Health Insurance Exec Champions Reform

Wendell Potter choked up a few times recalling the events that turned him from the chief spokesman for health insurer Cigna Corp. into a whistle-blower, denouncing the very practices he used to defend. Potter garnered national attention on June 24 as a star witness before the Senate Commerce Committee, detailing such industry practices as purging, the dumping of small businesses when their employees make medical claims that exceed expectations, and sending explanation-of-benefits documents that are so incomprehensible that policyholders can't tell what services they're getting.
Senate’s ‘Potato-Chip Caucus’ takes ax to health reform

Senate’s ‘Potato-Chip Caucus’ takes ax to health reform

<p> Six small-state U.S. senators sitting around a table and <a href="http://www.nytimes.com/2009/07/28/us/politics/28baucus.html">munching chocolate-dipped potato chips</a> are <a href="http://www.freep.com/article/20090728/NEWS15/90727094/Sources--Senate-group-omits-employer-health-care-mandate">about to chop off</a> the two pillars of health care reform that would most protect consumers. The three Republicans and three Democrats are leaking the news that they won't require employers to provide health insurance. And they won't allow Americans to choose a publicly run health insurance option. If this ploy succeeds, the 'potato-chip caucus' will need a Twinkie Defense. </p> <p>   </p>
Obama Plugs Single-Payer… Sort Of

Obama Plugs Single-Payer… Sort Of

Polls show most Americans don’t like the current system (56 percent want “major health care reform” this year, 62 percent want more government control over health care, etc.), although right-wing and insurance industry propaganda have made them scared of the change that is needed to realize the president’s goals of holding down costs, emphasizing preventive care, and ensuring universal access to quality and affordable care.
Consumer Group Criticizes California Auto Insurance Claim Bill

Consumer Group Criticizes California Auto Insurance Claim Bill

Consumer Watchdog said the proposal would undo a current California law prohibiting insurance companies from pushing, or "steering," customers to auto body shops under contract with the insurer. AB 1200 "effectively guts the prohibition on steering and now allows insurers to 'hard sell' a policyholder on the insurer-controlled repair shop, even after the policyholder chooses an independent repair shop," the group said.
CA Insurance Officals Target “Use It And Lose It”

CA Insurance Officals Target “Use It And Lose It”

Jerry Flanagan of with Consumer Watchdog said with the insurance companies, "What they've been doing is selling to everybody, then waiting until someone gets sick the wait and see approach and on those folks who get really, really sick its at that point they look at the application and make the determination that they should have never sold coverage in the first place."
FPPC should axe Arnold’s illegal budget ads

FPPC should axe Arnold’s illegal budget ads

<p> We sent a letter of complaint Wednesday to the FPPC alerting them that the gov has improperly used funds from his California "Dream Team" committee, which is set up to advocate for ballot measures, to pay for statewide TV ads touting his position on the budget crisis, and the ads have nothing to do with any ballot measure, past, present or future. </p>