Insurance

Consumer Alert: Commissioner Lara’s UN-FAIR Home Insurance Deal

May 16, 2024  ·  Carmen Balber

California Insurance Commissioner Ricardo Lara’s deal with the insurance industry is a Bait and Switch on consumers - it won’t get a single new homeowner covered.

New Consumer Alert Video Warns Insurance Commissioner’s Deal Won’t Get Homeowners Real Coverage

May 16, 2024  ·  Carmen Balber

Scant “UNFAIR Plan” Policy is the Most Insurers Would Have to Sell  Los Angeles, CA – In a consumer alert video released today Consumer Watchdog warns...

Commissioner’s Secret Cat Model Plan

May 2, 2024  ·  Harvey Rosenfield

Imagine if the IRS were allowed to base your taxes on its own “projections” of your income. And you were not allowed to check the...

Wildfire Mitigation Discounts Too Low, Insurance Companies Fail to Explain How They Rank Homeowners’ Wildfire Risk, Consumer Watchdog Challenges

May 1, 2024  ·  Carmen Balber

Consumer Watchdog Challenged State Farm for failure to properly disclose or explain to consumers their wildfire risk classifications

Commissioner Lara Proposes Minimal Oversight, Secrecy of Black-Box Wildfire Insurance Models

April 23, 2024  ·  Carmen Balber

Proposed Regulation Will Raise Rates but Will Not Stop Home Insurance Companies’ Market Boycott, Says Consumer Watchdog Los Angeles, CA – Insurance Commissioner Ricardo Lara’s proposal...

Watchdog Renews Call on Insurance Commissioner Lara to Mandate Insurance Companies Disclose the Fossil Fuel Projects They Insure

April 9, 2024  ·  Carmen Balber

Lara Rejected Petition from Over 60 Groups to Require Disclosure in 2019 Los Angeles, CA – Insurance Commissioner Ricardo Lara must hold insurance companies accountable for their...

Consumers Who Harden Homes to Reduce Wildfire Risk Must Have a Right to Buy  Insurance, Consumer Watchdog to Testify before Little Hoover Commission

March 28, 2024  ·  Carmen Balber

Sacramento, CA – California must require insurance companies to sell home insurance to homeowners who protect their homes from wildfire in order to restore consumers’ access...

As Drafted, Insurance Commissioner’s Proposed Rules for Insurance Catastrophe Models Preserve Secrecy of Black Box Models

March 14, 2024  ·  Carmen Balber

Los Angeles, CA – Consumer Watchdog issued the following statement about the proposed catastrophe modeling rules released by Insurance Commissioner Ricardo Lara today. “Black box...

Consumer Alert — Insurance Attack

February 1, 2024  ·  Carmen Balber

The insurance industry is trying to do away with a law that has saved Californians billions of dollars on our car and home insurance premiums.

Study: Public Scrutiny Has Saved Californians Over $5.5 Billion on Home, Auto Insurance Since 2002, Including $885 Million at Year-End

February 1, 2024  ·  Carmen Balber

Seeking Billions in Premium Increases, Insurance Industry Targets Law that Gives Consumers a Say in Insurance Pricing Los Angeles, CA – Consumer Watchdog, a non-profit citizen...

How Citizen Enforcement of Proposition 103 has Saved Californians $5.5 Billion – and Why the Insurance Industry Hates It

February 1, 2024  ·  Carmen Balber

When California’s insurance regulator operated behind closed doors, the insurance companies always won. Insurance premiums soared, people were denied insurance for no legitimate reason, and...

Consumer Watchdog Saves Policyholders $884.8 Million on Year-End Insurance Rate Increases 

January 9, 2024  ·  Pam Pressley

Allstate, State Farm Also Agree to End Restrictions on Sales of New Auto Policies Los Angeles, CA – Challenges by Consumer Watchdog to double-digit auto and...