Jerry Flanagan

Jerry Flanagan is Consumer Watchdog’s Litigation Director.  Flanagan leads Consumer Watchdog’s litigation efforts in the areas of health insurance coverage and access to treatments, internet privacy, the California Public Records Act, and First Amendment issues. He has 25 years experience working in public interest and health care policy, legislation and litigation. 

Flanagan has spearheaded efforts to address discrimination against those with HIV and other serious illnesses in the era of the Affordable Care Act (aka “Obamacare”). 

Flanagan was counsel of record in a case before the United States Supreme Court where he and other Consumer Watchdog counsel represented plaintiffs living with HIV in a suit against CVS for discrimination, including CVS’s failure to provide medically appropriate dispensing of HIV medications and access to necessary counseling. After Consumer Watchdog’s unanimous win in the Ninth Circuit Court of Appeals, CVS petitioned to the high court for review. Review was granted and the case was briefed, but CVS unexpectedly dropped the case, leaving the earlier victory intact. Doe v. CVS Pharmacy, Inc. (9th Cir. 2020) 982 F.3d 1204, cert. granted in part, (2021) 141 S. Ct. 2882, and cert. dismissed sub nom. CVS Pharmacy, Inc. v. Doe, One (2021) 142 S. Ct. 480.

Flanagan is an adjunct professor at Loyola Law School of Los Angeles, where he previously taught the class “Health Insurance Regulation: Law, Policy & Politics.”

Flanagan exposed the illegal practice of health insurers retroactively canceling coverage and authored a law journal article underscoring the need for reform in health insurance rescission law, Healthy State of Mind: The Role of Intent in Health Plan Rescissions, 43 Loy. L.A. L. Rev. 291 (2009).  An “intentional misrepresentation” standard for coverage rescissions, advocated by the article, was adopted in the ACA.

Prior to joining Consumer Watchdog, Flanagan drafted and won passage of one of the nation’s strongest HMO accountability measure, which was signed into law in New Jersey in 2001.

Flanagan received a B.A. in Social/Cultural Anthropology and Rhetoric from the University of California, Berkeley and his law degree from Loyola Law School of Los Angeles. At Loyola Flanagan was a Note and Comment Editor on the Loyola Law Review, and he graduated Magna Cum Laude and is a member of the Order of the Coif, Sayre Macneil Scholars Program, St. Thomas More Law Honor Society, and Alpha Sigma Nu Honor Society.

Flanagan was admitted to the California Bar in 2010.

Jerry Flanagan

Fogel v. Farmers Update: How many lawyers does it take…?

There were twenty-five lawyers in gray suits waiting in a Los Angeles Superior Court courtroom yesterday afternoon when I walked in to try to make sure that $455 million in class action settlement funds go to the Farmers policyholders who are entitled to the money, instead of being kept by the insurance company.

Court Rules That Schwarzenegger Administration Illegally Changed State Policy Regarding Autism Coverage

On Other Key Issues, Ruling Leaves Autistic Children at Risk; Brown Administration Urged to Take Action

A Los Angeles County Superior Court issued a ruling late Monday finding in part that the Schwarzenegger Administration illegally changed state policy relating to autism coverage without following the required public process.  However the ruling failed to address key legal issues, including California’s mental health parity law, and leaves children at risk of additional coverage denials for autism treatments, according to Consumer Watchdog.

Full Steam Ahead: Autism Trial on Monday, Dec. 13th

We have cleared the final hurdle before going to trial next Monday on our suit against the Department of Managed Health Care (DMHC), the state's largest health insurance regulator, for illegally siding with insurance companies over autism treatment delays.

Round Two Goes to Consumer Watchdog in Autism Battle

Ever play a game with a poor loser who tries to change the rules when the chips are down?

The Department of Managed Health Care (DMHC) is trying to do something like that in our lawsuit over care denials for autistic kids. Only thing is, caring for children with autism is no game.

Equal Justice For Patients

Why don't 50 million Americans have the same rights as other patients to hold their health insurer accountable for denials of care?


Insurance companies profit when they delay or deny care to patients, sometimes causing permanent harm or even death. But not all patients are equal when it comes to holding insurers legally accountable for such deeply wrongful behavior.

Lawsuit to stop “scandalous” denials of Autism treatment set for trial in December

What does "health care reform" promising "access" to health care services really mean if children can be denied the medical care they need?

Newsletter

To be updated with all the latest news, press releases and special reports.

Don't miss

Support Consumer Watchdog