Harvey Rosenfield

As Consumer Watchdog’s founder, Harvey Rosenfield is one of the nation’s foremost consumer advocates. Trained as a public interest lawyer, Rosenfield authored Proposition 103 and organized the campaign that led to its passage by California voters in 1988 despite over $80 million spent in opposition (still a record).

He has co-authored groundbreaking initiatives on HMO reform and utility rate deregulation (Proposition 9, 1998). Rosenfield is the author of the book, Silent Violence, Silent Death: The Hidden Epidemic of Medical Malpractice.

Rosenfield, who established Consumer Watchdog in 1985, has worked for the Federal Trade Commission, the U.S. Congress, in private practice, as a staff attorney for Ralph Nader’s Public Citizen Congress Watch and as the Program Director for the California Public Interest Research Group (CalPIRG).

Rosenfield graduated magna cum laude from Amherst College and obtained a joint Law and Masters degree in Foreign Service from Georgetown University.

Harvey Rosenfield
(Photo Courtesy of Consumer Watchdog)

Insurance Companies Seek Massive Bailout & Deregulation Scheme In Sacramento

Sacramento, CA -- Insurance companies are seeking a multi-billion dollar bailout of the insurance industry for its exposure to wildfire losses, pushing for a last-minute deal at the...

KNBC-LA (NBC) – Los Angeles, CA: Car Insurance Rates Soaring

Harvey Rosenfield discusses how insurance companies have a profit motive constantly to raise rates, to limit the amount of claims they pay, and to seek higher rates before the insurance commissioner.

KFMB-SD (CBS) – San Diego, CA: Bracing for the Burn

Harvey Rosenfield says upcoming fire mitigation discounts are a good thing but there is a loophole that allows an insurance company to not renew your insurance policy if they don't want to give you a discount.

KPIX-SF (CBS) – San Francisco, CA: Financial Risks in a Troubled Insurance Market

Harvey Rosenfield talks about the debate over how insurance markets should operate as a changing climate drives increasing risk and soaring costs.

KPBS – Los Angeles, CA: California’s Homeowners Insurance Crisis is Spreading to Car Insurance

Insurance companies all over the US are trying to raise rates, but in CA they have to go through a process that protects the public.

KPIX-SF (CBS) – San Francisco, CA: Farmers Insurance Limits New Policies In California

Harvey Rosenfield states that for the last 30 years, insurance companies have made four times the profit that they made nationally for selling homeowners coverage and thinks the insurance giants are trying to force state regulators to approve a rate hike.

KCBS-AM (Radio) – San Francisco, CA: The Insurance Industry Has Been Fighting to Overcome Prop 103 Since Voters Passed it in 1988

By Pat Thurston, KCBS – San Francisco, CA Click below to listen to the audio of this radio broadcast segment.

KTVU-SF (FOX) – San Francisco, CA: The Struggle to Find Homeowners Insurance

Harvey Rosenfield, author of proposition 103, says the law mandates that insurers justify and get state approval for home and auto insurance rate increases as well as treat customers across the board fairly.

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