Carmen Balber

Consumer Watchdog executive director Carmen Balber has been with the organization for nearly two decades. She spent four years directing the group’s Washington, D.C. office where she advocated for key health insurance market reforms that were ultimately enacted into law as part of the Affordable Care Act.

Balber is recognized as a leading expert on a wide range of personal insurance issues and has authored or co-authored numerous reports on the auto, health and medical malpractice insurance industries, and insurance rate regulation. She leads Consumer Watchdog’s advocacy to improve patient safety in California, including passage of first-in-the-nation legislation requiring doctors to disclose when they are on probation for sexual misconduct to patients, and legislation requiring doctors to check a patient’s prescription history before prescribing opioids and other drugs. In 2012, she managed the coalition effort to defeat Prop 33, a $17 million insurance industry initiative that would have raised rates on good drivers. Her commentaries have appeared in publications across the country, from the Boston Globe, to the Houston Chronicle, to the Los Angeles Times.

As an organizer with Consumer Watchdog, Balber ran campaigns to pass volunteer-qualified ballot measures enacting the nation’s strongest municipal conflict of interest protections in five cities across California. She also coordinated citizen organizing efforts in Consumer Watchdog’s successful volunteer lobbying effort to block a legislative utility bailout in Sacramento in 2001.

Before joining Consumer Watchdog, Balber learned the ropes at the Colorado and Washington PIRGs. She holds a B.A. in Politics from Pomona College in Claremont, California and is a graduate of the Armand Hammer United World College of the American West (now UWC-USA) in Montezuma, New Mexico, one of 17 secondary schools across the globe dedicated to making education a force for peace, sustainability and change by bringing together youth from a diversity of countries and cultures to live and learn.

Carmen Balber

State Farm’s Shady Reinsurance Deal

Annual reports for State Farm’s home insurance subsidiary in California suggest it’s sending profits out of state by overpaying its parent company for reinsurance....

What’s on your California Ballot?

While Consumer Watchdog doesn’t have any measures on the ballot this year, we’ve gotten lots of requests for our initiative picks. If you haven’t...

KGO-SF (ABC) – San Francisco, CA: Discrepancy Between Insurance Legislation Favoring Industry Or Consumers?

Seven on your side found Senator Caballero received more than $1 million from finance, insurance and real estate industries since elected to the state assembly in 2006, the most out of any of her colleagues serving on the senate insurance committee.

Lara’s New Draft Regulation Not Improved: Loopholes Still Free Insurers From Promises to Sell More Coverage; Public Calls for Model Transparency, Accountability Go Unanswered

Los Angeles, CA -- Consumer Watchdog said today’s amendments to Insurance Commissioner Ricardo Lara’s regulations that let insurance companies hike rates based on secret algorithms...

KCBS-AM (Radio) – San Francisco, CA: State Farm Estimates Its Policy Numbers Could Decline From 3.1 million To Two Million

By Staff Reporters, KNX-AM – Los Angeles, CA Click below to listen to the audio of this radio broadcast segment. Part 1 Part 2

KNX-AM (Radio) – Los Angeles, CA: Ricardo Lara Places A One-Year Moratorium On The Insurance Industry

By Staff Reporters, KNX-AM – Los Angeles, CA  Click below to listen to the audio of this radio broadcast segment.

KFBK-AM (Radio) – Sacramento, CA: Carmen Balber Discusses The Breakdown Of Ricardo Lara’s Lies

By Staff Reporters, KFBK-AM – Sacramento, CA  Click below to listen to the audio of this radio broadcast segment.

Homeowners Dropped by Insurers And Facing Massive Rate Hikes Speak Out;  Consumer Watchdogs Say Lara Lied About Expanding Wildfire Coverage In Exchange For Higher Rates

Los Angeles, CA -- Homeowners who were dropped by their insurance company and confronted with massive rate hikes spoke out at an Assembly Insurance...

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