Carmen Balber

Consumer Watchdog executive director Carmen Balber has been with the organization for overtwo decades. She spent four years directing the group’s Washington, D.C. office where she advocated for key health insurance market reforms that were ultimately enacted into law as part of the Affordable Care Act.

Balber is recognized as a leading expert on a wide range of personal insurance issues and has authored or co-authored numerous reports on the auto, health and medical malpractice insurance industries, and insurance rate regulation. Her recent advocacy focuses on the impacts of climate change and insurance industry accountability for rising prices and reduced access to insurance for homeowners and renters.

She also leads Consumer Watchdog’s advocacy to improve patient safety in California, including campaigns to win new access to justice for victims of medical negligence by updating the state’s cap on medical malpractice damages; winning a voice for injured consumers at the Medical Board of California; and legislation requiring doctors to check a patient’s prescription history before prescribing opioids and other drugs. In 2012, she managed the coalition effort to defeat Prop 33, a $17 million insurance industry initiative that would have raised rates on good drivers. She has appeared as a commentator on these topics on broadcasts and in publications across the country.

As an organizer with Consumer Watchdog, Balber ran campaigns to pass volunteer-qualified ballot measures enacting the nation’s strongest municipal conflict of interest protections in five cities across California. She also coordinated citizen organizing efforts in Consumer Watchdog’s successful volunteer lobbying effort to block a legislative utility bailout in Sacramento in 2001.

Before joining Consumer Watchdog, Balber learned the ropes at the Colorado and Washington PIRGs. She holds a B.A. in Politics from Pomona College in Claremont, California and is a graduate of UWC-USA in Montezuma, New Mexico, one of 17 secondary schools across the globe dedicated to making education a force for peace, sustainability and change by bringing together youth from a diversity of countries and cultures to live and learn. She is a citizen of the Red Cliff Band of Lake Superior Chippewa (Anishinaabe).

Carmen Balber

KRON-SF (MyTV) – San Francisco, CA: State Farm Approved For Emergency Policy Rate Increase

This decision will hurt policyholders. State Farm didn't do enough to explain why the rate hike was needed.

Spectrum News 1 (San Fernando Valley) – Los Angeles, CA: Insurance Agencies Want To Impose Surcharges on Homeowners Because Of LA Wildfires

Insurers are looking to charge homeowners across california for some of the costs of the devastating a county fires.

Commissioner Lara Approves Unjustified $749 Million State Farm Home Insurance Rate Hike

UPDATED 1:40PM Los Angeles, CA – A proposed decision recommending approval of State Farm General’s request for an interim rate hike was issued by an...

Assembly Committee Votes to Expose Patients to Doctor Substance Abuse; Advances Bill to Overturn Law Requiring Medical Board Act When Doctors Fail Drug Test

Sacramento, CA – AB 408 by Assemblymember Berman to create a secret Medical Board program that will place patients at risk of harm at...

Medical Board Bill Up in Assembly Tuesday Would Hide Doctor Drug Abuse Placing Patients At Risk; Harmed Californian Speaks Out

Sacramento, CA – Legislation to be heard in the Assembly Business & Professions Committee tomorrow, April 22nd, would place patients at risk of harm...

Consumer Watchdog Urges Denial of State Farm’s Emergency Rate Hike at Conclusion of Department of Insurance Hearing

Los Angeles, CA – Consumer Watchdog delivers its closing argument today in a high-stakes hearing before the California Department of Insurance, urging the Insurance Commissioner...

Consumer Watchdog: “State Farm’s Emergency Rate Hike is Not Justified”

Consumer group urges regulators to reject rate hike as unsupported and unfair Los Angeles, CA – In the first day of hearings, Consumer Watchdog made its...

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