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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
A California-Style Fix for Obamacare’s Runaway Premiums

A California-Style Fix for Obamacare’s Runaway Premiums

<p><img class=" alignright size-full wp-image-2718" alt="" src="https://consumerwatchdog.org/wp-content/uploads/2013/11/images_Harvey.jpg" style="width: 211px; height: 216px; float: right; margin-left: 7px; margin-right: 7px;" width="220" height="225" />Regulation of insurance companies, introduced by Proposition 103, could repair a loophole in the Affordable Care Act.<br /> <br />
Op-Ed Commentary: A California-Style Fix For Obamacare’s Runaway Premiums

Op-Ed Commentary: A California-Style Fix For Obamacare’s Runaway Premiums

<p><em>Harvey Rosenfield, founder of Consumer Watchdog, is the author of Proposition 103. His Op-Ed Commentary below was originally published in the Los Angeles Times on Tuesday, November 19, 2013.  The online version can be viewed <a href="http://www.latimes.com/opinion/commentary/la-oe-rosenfield-obamacare-prop-103-20131119,0,2059028.story#axzz2l73jkImZ">here</a>.</em></p> <p><b>Regulation of insurance companies, introduced by Proposition 103, could repair a loophole in the Affordable Care Act.</b></p>
Pennsylvania Auto Insurance Picture Not As Rosy As First Indicated

Pennsylvania Auto Insurance Picture Not As Rosy As First Indicated

<p>At first glance, the statistics revealed in a state-by-state analysis of auto insurance costs make Pennsylvania look pretty good.</p> <p>"Report praised Pennsylvania car insurance model," celebrated a headline in The Pittsburgh Post-Gazette, referring to Tuesday's release of a 75-page "Review of Auto Insurance Rate Regulation in America" by the Consumer Federation of America.</p>
The Buzz: Insurance Regulation Allies Praise One Measure, Push For Another

The Buzz: Insurance Regulation Allies Praise One Measure, Push For Another

<p>By now, it’s no surprise when California Insurance Commissioner <span class="ng_name"><strong>Dave Jones</strong></span> issues a press release, and the one that came Tuesday commemorated the 25th anniversary of the passage of Proposition 103 in 1988, when Jones was still in law school.</p> <p>That was the measure that, among other things, made the insurance commissioner’s job elective, rather than one appointed by the governor.</p>
If You Thought Your Auto Insurance Rates Have Been Rising, You’re Right

If You Thought Your Auto Insurance Rates Have Been Rising, You’re Right

<div class="entry-content"> <p style="clear:left;">Nebraska consumers have seen the nation's biggest percentage increase in auto insurance rates since 1988, a consumer group said Tuesday in recommending that all states adopt tough, California-style regulation of the auto insurance industry.</p> <p>Iowa's increase has been above-average, too, the Consumer Federation of America said in a report that marks the 25th anniversary of a California law passed by voters as Proposition 103 in 1988.</p>
$100 Billion Win

$100 Billion Win

<p><img class=" alignright size-full wp-image-2714" alt="" src="https://consumerwatchdog.org/wp-content/uploads/2013/11/images_prop103billboardnew_small.jpg" style="width: 211px; margin-left: 5px; margin-right: 5px; float: right; height: 132px;" width="500" height="313" />I'm truly humbled.<br /> <br /> It was a big deal when, 25 years ago this month, you and other California voters joined with me to pass Proposition 103, the toughest auto insurance regulation in the nation. But I had no idea exactly how big.<br /> <br />
Prop. 103 Author Touts Auto Insurance Success, Targets ‘Obamacare’

Prop. 103 Author Touts Auto Insurance Success, Targets ‘Obamacare’

<p><a href="http://losangeles.cbslocal.com/2013/11/12/prop-103-author-touts-auto-insurance-success-targets-obamacare/">Click here to listen to the audio of this radio broadcast</a>.</p> <p><strong>LOS ANGELES (CBSLA.com)</strong> — The author of Proposition 103, the landmark bill that regulated auto insurance rates in California, said Tuesday he knows how to replicate its success to fix the Affordable Care Act.</p>
Calif. Auto Insurance Regs Boon To Consumers, Study Says

Calif. Auto Insurance Regs Boon To Consumers, Study Says

<p>California has the most consumer-friendly auto insurance industry in the U.S. due to state regulations, the Consumer Federation of America (CFA) says in a report released today.</p> <p>Twenty-five years after California voters passed Proposition 103, which imposed regulations and rate controls on auto insurance companies, the measures have been declared a huge success by the CFA, which recommends other states adopt similar measures.</p>
Report Praises Pennsylvania Car Insurance Model

Report Praises Pennsylvania Car Insurance Model

<p>Pennsylvania, California and 13 other states that require auto insurance companies to get prior approval before they can raise rates do the best job of keeping insurance premiums in check, according to a report by the Consumer Federation of America.</p>