Insurance

Op-Ed Commentary: A California-Style Fix For Obamacare’s Runaway Premiums

November 19, 2013 · Mark Reback

Harvey Rosenfield, founder of Consumer Watchdog, is the author of Proposition 103. His Op-Ed Commentary below was originally published in the Los Angeles Times on Tuesday, November 19, 2013. The online version can be viewed <a href="http://www.latimes.com/opinion/commentary/la-oe-rosenfield-obamacare-prop-103-20131119,0,2059028.story#axzz2l73jkImZ">here</a>. Regulation of insurance companies, introduced by Proposition 103, could repair a loophole in the Affordable Care Act.

What Works: A Review of Auto Insurance Rate Regulation in America and How Best Practices Save Billions of Dollars

November 17, 2013 · Doug Heller

Over the past quarter century, auto insurance expenditures in America have risen by more than 40 percent. Consumers in some states are paying 80 percent, 90 percent, and even 100 percent more for auto insurance than they paid in 1989. These increases have accrued…

Pennsylvania Auto Insurance Picture Not As Rosy As First Indicated

November 16, 2013 · Mark Reback

At first glance, the statistics revealed in a state-by-state analysis of auto insurance costs make Pennsylvania look pretty good. "Report praised Pennsylvania car insurance model," celebrated a headline in The Pittsburgh Post-Gazette, referring to Tuesday's release of a 75-page "Review of Auto Insurance Rate Regulation in America" by the Consumer Federation of America.

The Buzz: Insurance Regulation Allies Praise One Measure, Push For Another

November 13, 2013 · Mark Reback

By now, it’s no surprise when California Insurance Commissioner Dave Jones issues a press release, and the one that came Tuesday commemorated the 25th anniversary of the passage of Proposition 103 in 1988, when Jones was still in law school. That was the measure that, among other things, made the insurance commissioner’s job elective, rather than one appointed by the governor.

If You Thought Your Auto Insurance Rates Have Been Rising, You’re Right

November 13, 2013 · Mark Reback

<div class="entry-content"> Nebraska consumers have seen the nation's biggest percentage increase in auto insurance rates since 1988, a consumer group said Tuesday in recommending that all states adopt tough, California-style regulation of the auto insurance industry. Iowa's increase has been above-average, too, the Consumer Federation of America said in a report that marks the 25th anniversary of a California law passed by voters as Proposition 103 in 1988.

$100 Billion Win

November 12, 2013 · Harvey Rosenfield

<img class=" alignright size-full wp-image-2714" alt="" src="https://consumerwatchdog.org/wp-content/uploads/2013/11/images_prop103billboardnew_small.jpg" style="width: 211px; margin-left: 5px; margin-right: 5px; float: right; height: 132px;" width="500" height="313" />I'm truly humbled. It was a big deal when, 25 years ago this month, you and other California voters joined with me to pass Proposition 103, the toughest auto insurance regulation in the nation. But I had no idea exactly how big.