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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Million Dollar Baby

Million Dollar Baby

<font face="verdana,sans-serif" size="2">California law limits the campaign contributions a Governor may accept to $22,300 from any single donor. A recent court ruling, however, said that Arnold can blow through those limits as long as...</font>
Consumer Watchdog’s Legal Project Principles

Consumer Watchdog’s Legal Project Principles

<!-- excerpt --> <ol> <li>The judicial branch is the only branch of government free of the powerful influence of special interests. Consumer Watchdog strongly supports the historic right of Americans to their day in court, to seek redress of injustice and to receive full compensation for their injuries.</li> <li>Consumer Watchdog Legal Project attorneys seek to bring cases in which the threat to consumers or taxpayers is significant, the impact of the litigation will benefit many people, and the courts or regulatory agencies are an appropriate forum to resolve the dispute.</li>
Blue Cross says overcharges fixed

Blue Cross says overcharges fixed

<p class="source">The Daily News of Los Angeles</p> <p>More than 46,000 Blue Cross of California members were accidentally overcharged for their monthly premiums in April, but the health care company said Monday that it has refunded most of the miscollected money. The California Department of Managed Health Care is looking into the mistake to prevent it from happening again.</p>
State bill would alter insurance rate policy

State bill would alter insurance rate policy

<p class="source">The San Francisco Chronicle</p> <p>If approved, AB 1454 would overturn regulations imposed by Insurance Commissioner John Garamendi. But some consumer groups, such as the Foundation for Taxpayer and Consumer Rights, complained that using credit scores would hurt low-income and minority customers, who often have worse credit, and is irrelevant to homeowners insurance.</p>
Committee OKs Calderon home insurance bill;

Committee OKs Calderon home insurance bill;

<h3>Credit scores would be factor in sale</h3><p class="source">Whittier Daily News</p> <p>"It's ridiculous to base somebody's insurance premium on whether they have paid off their Visa card. Whether or not you pay your Visa bill on time every month has nothing to do with whether or not a windstorm is going to blow shingles off your roof," said Doug Heller with FTCR.</p>
Panel kills universal health insurance;

Panel kills universal health insurance;

<h3>The Assembly action comes as the Senate looks at a state-run plan to replace private coverage.</h3><p class="source">Sacramento Bee</p> <p>Opponents countered that AB 1670 might prompt employers to drop their existing health insurance policies, and that many Californians could not afford the $5,000 deductible in basic policies.</p>
Insurers warn they would be unable to handle massive California disaster

Insurers warn they would be unable to handle massive California disaster

<p class="source">The Daily News of Los Angeles</p> <p>Douglas Heller, executive director of the Santa Monica-based Foundation for Taxpayer and Consumer Rights, wasn't so sure that bringing other states into the picture would work for anyone, however. The frequent industry critic said that the varying issues that confront each state make it too difficult to craft a national policy, suggesting instead that insurers lower premiums to encourage more people to join the risk pool.</p>
Work Comp Donations to Arnold Paying Off

Work Comp Donations to Arnold Paying Off

<font face="verdana,sans-serif" size="2">The state's workers' compensation insurers have reaped a windfall in the wake of Arnold's workers' compensation law signed last year, according to new insurance industry data made public at a...</font>
Deal Breaker?

Deal Breaker?

<h3>Calif. Blues plan investigated for violating deal</h3><p class="source">Modern Healthcare</p> <p>California regulators are investigating whether Blue Cross of California violated a legal commitment by raising premiums to fund a mega-merger that last year created the nation's largest health insurer.</p>
OUTSIDE THE TENT; Eastie Editors Are Colonizing L.A.

OUTSIDE THE TENT; Eastie Editors Are Colonizing L.A.

<p class="source">Los Angeles Times</p> <p>The Los Angeles Times suffers from the same syndrome. The newspaper's East Coast focus increasingly comes at the expense of Western voices and perspectives. Looking east for direction may be natural for the former New York Times managers now in charge in Los Angeles. Transplants include Managing Editor Dean Baquet, Deputy Managing Editor John Montorio and Editorial Page Editor Andres Martinez. Editor John Carroll is also an East Coaster, from the Baltimore Sun. But the L.A. Times should strive to be more than the "New York Times West."</p>
Eastie Editors Are Colonizing L.A.

Eastie Editors Are Colonizing L.A.

<!-- excerpt --><p>The East Coast editorial mentality I take issue with is a high-brow view that caters to an elite intelligentsia, as opposed to the more populist Western view that life and news center on real people and everyday concerns.</p>