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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
HMO price hike slows for CalPERS

HMO price hike slows for CalPERS

<p class="source">The Daily News of Los Angeles</p> <p>With California workers ultimately paying more for health care, FTCR called for a new program that would allow any California resident to have access to the same rates that CalPERS members get. Jerry Flanagan, who tracks health care for the Santa Monica-based nonprofit organization, said patients should have more options for lower-cost health care.</p>
Judge Tosses Blue Cross Tax Lawsuit;

Judge Tosses Blue Cross Tax Lawsuit;

<h3>The court cites lack of jurisdiction in rejecting a request to require the state to collect more from the insurer.</h3><p class="source">Los Angeles Times</p> <p>The Santa Monica-based Foundation for Taxpayer and Consumer Rights, which filed the suit, is considering whether to appeal the ruling or to take the controversy to state regulators.</p>
Chamber Maid for the Chamber of Commerce

Chamber Maid for the Chamber of Commerce

<font face="verdana,sans-serif" size="2">If there was any doubt that Arnold is the Chamber of Commerce's Chamber Maid, it was erased today when the Gov stood outside a private home in San Diego to stump against changes to Prop 13.<br/>...</font>
Tonight’s Election Brought to You By…

Tonight’s Election Brought to You By…

<font face="verdana,sans-serif" size="2">Taxpayers will pick up the $80 million tab for the extra election that Arnold will announce tonight. But the real sponsors of Arnold's election are the corporate heavy hitters who have plunked...</font>
Everybody Into The Insurance Pool

Everybody Into The Insurance Pool

<p class="source">Los Angeles Times</p> <p>Democrats tend to favor mandating that employers pay for insurance. Republicans typically want to give insurers more latitude to "innovate." Unless a middle ground is found, the ranks of the 7 million uninsured in California will rise.</p>
Everybody Into The Insurance Pool

Everybody Into The Insurance Pool

<p class="source">Los Angeles Times</p> <p>Democrats tend to favor mandating that employers pay for insurance. Republicans typically want to give insurers more latitude to "innovate." Unless a middle ground is found, the ranks of the 7 million uninsured in California will rise.</p>
Arnold Pecks Away at Free Speech

Arnold Pecks Away at Free Speech

<font face="verdana,sans-serif" size="2">As a Santa Monica City College student leaving in the fall for Berkeley, I'm going to Tuesday's graduation ceremonies to support my friends. Since the governor is the commencement speaker, I...</font>
Cooking the books?

Cooking the books?

<p class="source">Marketplace Radio Program (NPR)</p> <p>After years of running insurance giant AIG, Maurice Greenberg has tendered his resignation from the board. Greenberg and AIG's former CFO were accused of up fluffing the books. But consumer activist and commentator Jamie Court says, "isn't that just business as usual?" </p>
History of the No-Fault Concept

History of the No-Fault Concept

<!-- excerpt --> <p> <em>Below is a brief explanation of no fault, who came up with the idea and its history. It was prepared by Consumer Watchdog staff.</em></p> <p> In the early 1930s, a group of academics examining the nation's nascent auto insurance system suggested an alternative approach, modeled after the workers' compensation system developed earlier in the century.1</p>
Malpractice Payouts Have Not Soared, Reports Say;

Malpractice Payouts Have Not Soared, Reports Say;

<h3>The two studies suggest jury awards have little to do with skyrocketing liability insurance rates.</h3><p class="source">Los Angeles Times</p> <p>Douglas Heller, executive director of the Santa Monica-based Foundation for Taxpayer and Consumer Rights, said it was rate regulation -- not liability caps -- that had kept premiums relatively low in California. Over the last two years, Heller said, the group has defeated or won reductions in requested premium hikes that saved doctors and other medical professionals in California more than $62 million.</p>
ID Theft Coverage Draws Criticism;

ID Theft Coverage Draws Criticism;

<h3>Activists say insurers, which share data, are profiting from a need they helped create.</h3><p class="source">Los Angeles Times</p> <p>"The unpleasant irony is that one of the main reasons we need protection is that actions by insurance companies helped make our personal information too readily available," said Doug Heller, executive director of FTCR, a consumer advocacy group based in Santa Monica. "They and other industries insist on their right to trade private information about all of us, and that makes it possible that the information can fall into the hands of thieves."</p>
Colleges Test New Health Program;

Colleges Test New Health Program;

<h3>School employees will be able to pre-fund supplemental coverage for use in retirement.</h3><p class="source">Los Angeles Times</p> <p>"The move toward savings accounts to replace retirement coverage is symptomatic of a lack of leadership necessary to make healthcare affordable," said Jerry Flanagan, with the Foundation for Taxpayer and Consumer Rights, a Santa Monica-based nonprofit.</p>