Consumer Watchdog

Expose. Confront. Change.

Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Condo Owners On Shaky Ground

Condo Owners On Shaky Ground

<p> Deciding whether or not to buy earthquake insurance is a dilemma for California homeowners, but it's doubly difficult for condominium and town home owners. Doug Heller, executive director of Consumer Watchdog, says the government and groups such as his focus on single-family homes and that "condo owners have been the neglected community when it comes to earthquake insurance." </p>
California’s Prop. 17 Aims to Alter Auto Insurance

California’s Prop. 17 Aims to Alter Auto Insurance

<p> Opponents, led by Proposition 103 author Harvey Rosenfield, say the new initiative is a cynical ploy that would actually result in higher premiums for a certain class of motorists – namely, those who haven’t been previously insured or who let their coverage lapse. “It’s a rate increase for a lot of people,” said Rosenfield, founder of Santa Monica advocacy group Consumer Watchdog. </p>
Health Insurance Companies Try to Shape Rules

Health Insurance Companies Try to Shape Rules

Health insurance companies are lobbying federal and state officials in an effort to ward off strict regulation of premiums and profits under the new health care law. Some consumer advocates, like Carmen L. Balber of Consumer Watchdog, favor a strict, narrow definition of quality improvement activities, limited to those that produce measurable benefits to individual patients.
A Scrappy Insurer Wrestles With Reform

A Scrappy Insurer Wrestles With Reform

Some people say WellPoint’s combative stance reflects just how worried the company is about the future. “In some ways, WellPoint feels more embattled,” says Jerry Flanagan, a consumer advocate in California, because it dominates the increasingly regulated individual market, and this “puts them into a defensive mind-set.”
Mercury Pours $10 Million Into Prop. 17 Effort

Mercury Pours $10 Million Into Prop. 17 Effort

One of California’s largest insurers has sunk upward of $10 million into ads and efforts supporting Proposition 17, the auto insurance measure on the June 8 ballot, in what consumer advocates are calling a “David and Goliath” battle that they say could affect consumers for years.
Major Calif. Auto Insurer Champions Prop. 17

Major Calif. Auto Insurer Champions Prop. 17

The insurance company that placed Proposition 17 on the June ballot says it did so to save money for most policyholders. The consumer-advocacy groups opposing it say that’s merely a smokescreen. What the company, Mercury Insurance, really wants is to undermine a provision of a voter-approved insurance initiative passed in 1988, said Harvey Rosenfield, founder of the Santa Monica-based group Consumer Watchdog. That would allow it to assess a surcharge on drivers who seek to restart auto insurance coverage after dropping it temporarily.
Prop 17 Insurance Reform Battle Heating Up in CA

Prop 17 Insurance Reform Battle Heating Up in CA

The battle over Proposition 17 on the June ballot is heating up. The measure could change auto insurance rates and both sides of the issue say they say they are protecting consumers. There are two major players. One is Consumer Watchdog, the group that sponsored Prop 103 insurance reform back in 1988, and is now opposing this measure. On the other side, Mercury Insurance Company has contributed $10 million to support Prop 17.
Big Bucks Advantage in Fight Over Prop. 17

Big Bucks Advantage in Fight Over Prop. 17

<p> “You’ve got an insurance company that’s already spent $10 million and could spend another $10 million,” said Harvey Rosenfield, a longtime consumer rights attorney who authored Prop. 103 and founded Consumer Watchdog, which is funding the No On Prop.17 campaign. “They’ve been carpet-bombing the state with ads. We’re just throwing a rock back with a sling shot.”  Consumer Watchdog’s political committee started airing its first-ever TV ad this week, a 15-second spot that, at a cost of $250,000, will run for one week around the state. It plays on the public’s suspicions of insurance companies, as a voice asks “Why are car insurance companies spending millions to pass Prop. 17?” </p>
Consumer Watchdog Launches Air Strike Against Prop. 17

Consumer Watchdog Launches Air Strike Against Prop. 17

For decades, respected <a href="http://www.harveyrosenfield.com/">consumer advocate Harvey Rosenfield</a> has been battling Mercury Insurance and other corporations that have sought to undermine Proposition 103, the landmark car insurance regulatory measure that he wrote and California voters approved in 1988. But he’s never felt the need to advertise on television, until now.
State Offers Low-Cost Car Insurance

State Offers Low-Cost Car Insurance

<p> <strong>Program in place until January 2011</strong><br /> <br /> State insurance officials estimate 18 percent of drivers will let their car insurance lapse in this tough economy, but California's Low Cost Automobile Insurance Program could help some motorists stay legal. “It needs to stay around because you have so many people who are struggling financially right now and who want to stay insured,” said Douglas Heller, executive director of Santa Monica-based Consumer Watchdog. “Especially if they're trying to get job interviews or hold on to a new job. Some people can't afford auto insurance except for this bare-bones policy, which is really a lifeline for people who might otherwise be stuck at home or driving illegally.” </p>