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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Prop. 17 Promises Insurance Discounts

Prop. 17 Promises Insurance Discounts

<strong>Opponents Doubt Many Drivers Would Benefit</strong> <p> Doug Heller, spokesman for Consumer Watchdog, argues that there are many legitimate reasons some people may have chosen to go without insurance for a period of time — a prolonged recovery from surgery, a loss of employment that resulted in having to sell a vehicle, a period of time living on a college campus or in an area well-served by public transit. </p>
Should Insurance Discount Be Transferrable? No: It Can Mean Higher Rates if a Policy Lapses

Should Insurance Discount Be Transferrable? No: It Can Mean Higher Rates if a Policy Lapses

<p> <strong>Op-Ed Special to The Desert Sun</strong> </p> <p> The last thing California families can afford right now is an initiative that makes insurance companies less accountable for their actions, leads to more uninsured motorists and skyrocketing auto insurance premiums. That’s why Consumers Union, the non-profit publisher of Consumer Reports magazine, veterans groups and seniors all agree: Vote no on Proposition 17. </p>
Condo Owners On Shaky Ground

Condo Owners On Shaky Ground

<p> Deciding whether or not to buy earthquake insurance is a dilemma for California homeowners, but it's doubly difficult for condominium and town home owners. Doug Heller, executive director of Consumer Watchdog, says the government and groups such as his focus on single-family homes and that "condo owners have been the neglected community when it comes to earthquake insurance." </p>
California’s Prop. 17 Aims to Alter Auto Insurance

California’s Prop. 17 Aims to Alter Auto Insurance

<p> Opponents, led by Proposition 103 author Harvey Rosenfield, say the new initiative is a cynical ploy that would actually result in higher premiums for a certain class of motorists – namely, those who haven’t been previously insured or who let their coverage lapse. “It’s a rate increase for a lot of people,” said Rosenfield, founder of Santa Monica advocacy group Consumer Watchdog. </p>
Health Insurance Companies Try to Shape Rules

Health Insurance Companies Try to Shape Rules

Health insurance companies are lobbying federal and state officials in an effort to ward off strict regulation of premiums and profits under the new health care law. Some consumer advocates, like Carmen L. Balber of Consumer Watchdog, favor a strict, narrow definition of quality improvement activities, limited to those that produce measurable benefits to individual patients.
A Scrappy Insurer Wrestles With Reform

A Scrappy Insurer Wrestles With Reform

Some people say WellPoint’s combative stance reflects just how worried the company is about the future. “In some ways, WellPoint feels more embattled,” says Jerry Flanagan, a consumer advocate in California, because it dominates the increasingly regulated individual market, and this “puts them into a defensive mind-set.”
Mercury Pours $10 Million Into Prop. 17 Effort

Mercury Pours $10 Million Into Prop. 17 Effort

One of California’s largest insurers has sunk upward of $10 million into ads and efforts supporting Proposition 17, the auto insurance measure on the June 8 ballot, in what consumer advocates are calling a “David and Goliath” battle that they say could affect consumers for years.
Major Calif. Auto Insurer Champions Prop. 17

Major Calif. Auto Insurer Champions Prop. 17

The insurance company that placed Proposition 17 on the June ballot says it did so to save money for most policyholders. The consumer-advocacy groups opposing it say that’s merely a smokescreen. What the company, Mercury Insurance, really wants is to undermine a provision of a voter-approved insurance initiative passed in 1988, said Harvey Rosenfield, founder of the Santa Monica-based group Consumer Watchdog. That would allow it to assess a surcharge on drivers who seek to restart auto insurance coverage after dropping it temporarily.