Insurance

Should Insurance Discount Be Transferrable? No: It Can Mean Higher Rates if a Policy Lapses

May 19, 2010  ·  Consumer Watchdog

<p> <strong>Op-Ed Special to The Desert Sun</strong> </p> <p> The last thing California families can afford right now is an initiative that makes insurance companies less accountable for their actions, leads to more uninsured motorists and skyrocketing auto insurance premiums. That’s why Consumers Union, the non-profit publisher of Consumer Reports magazine, veterans groups and seniors all agree: Vote no on Proposition 17. </p>

Insurance companies’ ‘kitchen sink’ strategy to torpedo health reform

May 17, 2010  ·  Consumer Watchdog

<p> I was on a conference call about health reform today, and all the major insurance companies were on it as well. Here's one signature moment that defines how insurers are aiming to neuter health reform by making outrageous demands,...</p>

Condo Owners On Shaky Ground

May 16, 2010  ·  Consumer Watchdog

<p> Deciding whether or not to buy earthquake insurance is a dilemma for California homeowners, but it's doubly difficult for condominium and town home owners. Doug Heller, executive director of Consumer Watchdog, says the government and groups such as his focus on single-family homes and that "condo owners have been the neglected community when it comes to earthquake insurance." </p>

California’s Prop. 17 Aims to Alter Auto Insurance

May 16, 2010  ·  Consumer Watchdog

<p> Opponents, led by Proposition 103 author Harvey Rosenfield, say the new initiative is a cynical ploy that would actually result in higher premiums for a certain class of motorists – namely, those who haven’t been previously insured or who let their coverage lapse. “It’s a rate increase for a lot of people,” said Rosenfield, founder of Santa Monica advocacy group Consumer Watchdog. </p>

Health Insurance Companies Try to Shape Rules

May 15, 2010  ·  Consumer Watchdog

Health insurance companies are lobbying federal and state officials in an effort to ward off strict regulation of premiums and profits under the new health care law. Some consumer advocates, like Carmen L. Balber of Consumer Watchdog, favor a strict, narrow definition of quality improvement activities, limited to those that produce measurable benefits to individual patients.

A Scrappy Insurer Wrestles With Reform

May 14, 2010  ·  Consumer Watchdog

Some people say WellPoint’s combative stance reflects just how worried the company is about the future. “In some ways, WellPoint feels more embattled,” says Jerry Flanagan, a consumer advocate in California, because it dominates the increasingly regulated individual market, and this “puts them into a defensive mind-set.”

Jones Bill to Extend California’s Low-Cost Auto Insurance Program Approved by State Assembly

May 14, 2010  ·  Consumer Watchdog

SACRAMENTO – The California State Assembly today approved legislation to extend California´s Low-Cost Automobile Insurance program through 2016. Assembly Bill 1597, authored by Assemblymember Dave Jones (D-Sacramento), was approved with a bi-partisan vote of 73-3.

Mercury Pours $10 Million Into Prop. 17 Effort

May 14, 2010  ·  Consumer Watchdog

One of California’s largest insurers has sunk upward of $10 million into ads and efforts supporting Proposition 17, the auto insurance measure on the June 8 ballot, in what consumer advocates are calling a “David and Goliath” battle that they say could affect consumers for years.

Major Calif. Auto Insurer Champions Prop. 17

May 14, 2010  ·  Harvey Rosenfield

The insurance company that placed Proposition 17 on the June ballot says it did so to save money for most policyholders. The consumer-advocacy groups opposing it say that’s merely a smokescreen. What the company, Mercury Insurance, really wants is to undermine a provision of a voter-approved insurance initiative passed in 1988, said Harvey Rosenfield, founder of the Santa Monica-based group Consumer Watchdog. That would allow it to assess a surcharge on drivers who seek to restart auto insurance coverage after dropping it temporarily.

Prop 17 Insurance Reform Battle Heating Up in CA

May 13, 2010  ·  Consumer Watchdog

The battle over Proposition 17 on the June ballot is heating up. The measure could change auto insurance rates and both sides of the issue say they say they are protecting consumers. There are two major players. One is Consumer Watchdog, the group that sponsored Prop 103 insurance reform back in 1988, and is now opposing this measure. On the other side, Mercury Insurance Company has contributed $10 million to support Prop 17.

Big Bucks Advantage in Fight Over Prop. 17

May 12, 2010  ·  Consumer Watchdog

<p> “You’ve got an insurance company that’s already spent $10 million and could spend another $10 million,” said Harvey Rosenfield, a longtime consumer rights attorney who authored Prop. 103 and founded Consumer Watchdog, which is funding the No On Prop.17 campaign. “They’ve been carpet-bombing the state with ads. We’re just throwing a rock back with a sling shot.”  Consumer Watchdog’s political committee started airing its first-ever TV ad this week, a 15-second spot that, at a cost of $250,000, will run for one week around the state. It plays on the public’s suspicions of insurance companies, as a voice asks “Why are car insurance companies spending millions to pass Prop. 17?” </p>

Consumer Watchdog Launches Air Strike Against Prop. 17

May 12, 2010  ·  Harvey Rosenfield

For decades, respected <a href="http://www.harveyrosenfield.com/">consumer advocate Harvey Rosenfield</a> has been battling Mercury Insurance and other corporations that have sought to undermine Proposition 103, the landmark car insurance regulatory measure that he wrote and California voters approved in 1988. But he’s never felt the need to advertise on television, until now.