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Consumer Watchdog

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Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Oregon: We’ll Do Our Own Health Reform and Dump the Mandate

Oregon: We’ll Do Our Own Health Reform and Dump the Mandate

<p> Oregon has examined the federal health reform, raised an eyebrow and said "We're going to do better, and do it without forcing people to buy private insurance." Of all the states, it may be in the best position to lead the way. Sen. Ron Wyden, who is <a href="http://www.huffingtonpost.com/2010/09/01/wyden-pushing-for-oregon-_n_701785.html">pushing the White House </a>to let Oregon head in a different direction, says the loathed "individual mandate" will be the first thing in the trash bin.</p>
Insurance Commissioner calls on Supreme Court to erase anti-consumer Court of Appeal ruling

Insurance Commissioner calls on Supreme Court to erase anti-consumer Court of Appeal ruling

<p> As the <em>Daily Journal</em> reports today:</p> <blockquote> <p> Battle lines are being drawn between consumer activists and the California Department of Insurance on one side and the insurance industry on the other concerning a state appellate court decision whose opponents say immunizes insurers for using illegal underwriting criteria to determine rates.</p> <p> <a href="https://consumerwatchdog.org/wp-content/uploads/2010/11/resources_dailyjournalmackay11-23-10.pdf"><img class=" size-full wp-image-1863" alt="" class="right" src="https://consumerwatchdog.org/wp-content/uploads/2010/11/dailyjournal11-23-10.jpg" style="width: 240px; height: 371px;" width="240" height="371" /></a></p>
A ‘Get Out Of Jail Free’ Card For the Insurance Industry – Part 2

A ‘Get Out Of Jail Free’ Card For the Insurance Industry – Part 2

<p> The following op-ed (Part 2) by Harvey Rosenfield, the founder of Consumer Watchdog and the author of Proposition 103, was published in The Daily Journal of Los Angeles on Monday, November 16, 2010.  (Read Part 1 <a href="http://www.consumerwatchdog.org/story/get-out-jail-free-card-insurance-industry-part-1">here</a>.)<br /> -------------<br /> <br />
A ‘Get Out of Jail Free’ Card for the Insurance Industry – Part 1

A ‘Get Out of Jail Free’ Card for the Insurance Industry – Part 1

<p> The following op-ed (Part 1) by Harvey Rosenfield, the founder of Consumer Watchdog and the author of Proposition 103, was published in The Daily Journal of Los Angeles on Monday, November 15, 2010. Part 2 will be published on November 16, 2010.<br /> ------------<br /> Can the California Insurance Commissioner or one of his staff authorize an insurance company to break the law, so that the company is immune from a civil suit for illegal surcharges?<br /> <br />
Will Massachusetts Give Health Insurance Industry the Boot?

Will Massachusetts Give Health Insurance Industry the Boot?

<p><img class=" alignright size-full wp-image-1853" align="right" src="https://consumerwatchdog.org/wp-content/uploads/2010/11/images_singlepayer-chart.png" width="60%" />Massachusetts was the pioneer in mandatory health insurance, requiring its citizens to buy insurance as a quid quo pro for private insurance companies' agreement to sell policies to all applicants, not just the healthiest. More people are covered now, but it hasn't cut the price of health insurance or saved the state any money.
Money Isn’t Everything

Money Isn’t Everything

<p> The following editorial was published on <a href="http://www.latimes.com/news/opinion/editorials/la-ed-money-20101107,0,7245882.story">Sunday, November 7, 2010 in the Los Angeles Times</a>:<br /> <br /> As Whitman's loss proved, campaign spending can be a double-edged sword.<br /> <br />
California, do it: Challenge the health insurance industry

California, do it: Challenge the health insurance industry

<p> <img class=" alignright size-full wp-image-1846" align="right" height="160" src="https://consumerwatchdog.org/wp-content/uploads/2010/11/images_public_option_cartoon_0.png" width="250" />California had a different election from the rest of the U.S. It provides a unique opportunity to improve on, rather than spew about repealing, the federal health reform.</p>