Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
BP Spill Claims: Secrecy Raises New Suspicion

BP Spill Claims: Secrecy Raises New Suspicion

<p> <a href="http://www.oilwatchdog.org/wp-content/uploads/2011/01/Cantfeedmyfamilysign.png" rel="lightbox" title="BP Spill Claims: Secrecy Raises New Suspicion"><img alt="BP Spill Claims: Secrecy Raises New Suspicion" class="right" src="http://www.oilwatchdog.org/wp-content/themes/freshnews/thumb.php?src=wp-content/uploads/2011/01/Cantfeedmyfamilysign.png&w=300&h=214&zc=1&q=90" style="width: 300px; height: 214px; " /></a></p>
Mercury Auto Insurance Cuts Insurance Premium Hike After Challenge

Mercury Auto Insurance Cuts Insurance Premium Hike After Challenge

<br /> <div class="entry" style="padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; margin-top: 10px; margin-right: 0px; margin-bottom: 15px; margin-left: 0px; line-height: 1.6em; "> <p style="padding-top: 0px; padding-right: 0px; padding-bottom: 15px; padding-left: 0px; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; ">
Brown Plans Low-Key, Low-Budget Inaugural

Brown Plans Low-Key, Low-Budget Inaugural

<p> It'll be a little more upscale than the impromptu dinner at a Chinese restaurant where <a class="taxInlineTagLink" href="http://www.latimes.com/topic/politics/government/jerry-brown-PEPLT007547.topic" id="PEPLT007547" style="font-weight: normal; color: rgb(102, 102, 102); text-decoration: none; " title="Jerry Brown">Jerry Brown</a> celebrated his first swearing-in as California governor three decades ago — but maybe not by much.</p>
Is AHIP Having a Bernie Madoff Moment?

Is AHIP Having a Bernie Madoff Moment?

<p> Massachusetts has the highest or near-highest health insurance premiums of any state in the nation and it's the only state that mandates the purchase of health insurance by every resident. Yet the health insurance industry, in hunting for ways to sell the mandate to Americans who hate the idea,  has concocted a ruse that a lot of people are actually buying.</p>
Obama Wants Health Insurers to Defend Large Hikes

Obama Wants Health Insurers to Defend Large Hikes

<p> <strong>Plan would make insurers justify hikes above 10%</strong></p> <p> Health insurance companies that increase premiums by more than 10 percent would be required to justify those higher rates publicly, according to new rules proposed Tuesday by the <a href="http://www.sfgate.com/barack-obama/">Obama</a> administration.</p> <p> <span id="articlebody">Under the proposal, premium increases of more than 10 percent in 2011 for individuals and small businesses would set off a review by states or the federal government to determine whether those rates are unreasonable. </span></p>
Insurers Likely to Face New Reviews

Insurers Likely to Face New Reviews

<p> Rate review could get tougher for health insurers.</p> <p> Premium increases of more than 10% will be automatically reviewed by states starting in July, according to new preliminary guidelines from the Obama Administration detailed in <a href="http://online.wsj.com/article/SB10001424052748703581204576033640288222736.html?mod=WSJ_hp_LEFTWhatsNewsCollection">this WSJ story</a>.</p>
Obama Takes Steps to Cap Health Insurance Rate Hikes

Obama Takes Steps to Cap Health Insurance Rate Hikes

<p> WASHINGTON — Health insurers that are seeking a rate increase of 10 percent or more in 2011 must detail publicly why the increase is needed, under proposed rules that the Obama administration released Tuesday.</p> <div id="story_body"> <p> Under the proposal, the flagged premium increases would be subject to review by the states — or the federal government, in some cases — to determine whether they're unreasonable.</p>
Ruling Has Some Mulling the Necessity of Mandating Insurance

Ruling Has Some Mulling the Necessity of Mandating Insurance

<p> WASHINGTON -- Though they have battled for more than a year, President Obama and the health insurance industry agree that the requirement for most Americans to obtain insurance, struck down by a federal judge, is absolutely essential to the success of the new health care law.<br /> <br /> Without it, they say, the whole package collapses, dashing hopes for universal coverage and cost control. Ripping the mandate from the law would have ''devastating consequences,'' the White House said Tuesday.<br /> <br />
The Sticks and Carrots of Health Care Reform

The Sticks and Carrots of Health Care Reform

<p> <a href="http://marketplace.publicradio.org/display/web/2010/12/15/pm-the-sticks-and-carrots-of-health-care-reform/#">Click here to listen</a> to the audio of this radio broadcast segment.<br /> <br /> Marketplace's Gregory Warner looks into what will motivate people to buy health insurance.<br /> <br />