Insurance

Wildfire Mitigation Discounts Too Low, Insurance Companies Fail to Explain How They Rank Homeowners’ Wildfire Risk, Consumer Watchdog Challenges

May 1, 2024  ·  Carmen Balber

Consumer Watchdog Challenged State Farm for failure to properly disclose or explain to consumers their wildfire risk classifications

Consumer Watchdog Challenges Recidivist Mercury Insurance for Policyholder Price-Gouging, Discrimination and Deception 

October 11, 2023  ·  Ben Powell

Los Angeles, CA — Consumer Watchdog today filed a Petition to Intervene in an enforcement action brought by the California Department of Insurance (CDI) against Mercury...

Consumer Watchdog Urges Newsom Not To Call State of Emergency On Insurance And Put Himself and Other 3% of Homeowners Over the 97% Who Would Face Rate Hikes

September 21, 2023  ·  Harvey Rosenfield

Sacramento, CA — The leaders of Consumer Watchdog today wrote Governor Newsom to dissuade him from declaring a state of emergency on insurance that would...

Consumer Watchdog Urges Attorney General Bonta to Investigate Industry Collusion on Homeowner Insurance Shortages

September 5, 2023  ·  Harvey Rosenfield

Consumer Watchdog Urges Attorney General Bonta to Investigate Industry Collusion on Homeowner Insurance Shortages  “Insurers collected more than $150 billion in premiums from California homeowners...

Insurance Companies Seek Massive Bailout & Deregulation Scheme In Sacramento

August 28, 2023  ·  Harvey Rosenfield

Sacramento, CA — Insurance companies are seeking a multi-billion dollar bailout of the insurance industry for its exposure to wildfire losses, pushing for a last-minute deal at the end...

Allstate’s $16M Homeowners Rate Hike Approved Despite Company Secretly Ending Sales of New Home Insurance in California 

June 13, 2023  ·  Harvey Rosenfield

Los Angeles, CA — Insurance Commissioner Ricardo Lara yesterday approved a 4%, $16 million, rate hike on Allstate home insurance policyholders, despite the fact that...

Insurance Commissioner Lara Must Use Prop 103 Authority to Reverse State Farm’s Pullback 

May 30, 2023  ·  Harvey Rosenfield

Los Angeles, CA — State Farm’s announcement on Friday that it would immediately stop selling homeowners insurance to new customers in California is unlawful under...

Wildfire is Latest Battleground in 35 Year Fight over Prop 103

May 10, 2023  ·  Harvey Rosenfield

Consumer Watchdog Proposes Actions to Address Climate Change and Industry Abuses  Sacramento, CA – Thirty-five years after California voters passed Proposition 103 to protect themselves against...

Consumer Watchdog Calls on Insurance Commissioner Lara to Reject Allstate’s Job-Based Insurance Rate Discrimination, Adopt Regulations to Stop the Practice Industrywide

September 22, 2022  ·  Pam Pressley

Los Angeles, CA – Insurance Commissioner Ricardo Lara should reject Allstate’s proposed $165 million auto insurance rate hike and its two-tiered job- and education-based discriminatory...

KGTV ABC TV-10 San Diego, CA: USAA Sued For Charging Enlisted Members More For Auto Insurance Than Officers

February 9, 2021  ·  Mark Reback

USAA Accused Of Discrimination Against Enlisted Personnel

February 5, 2021  ·  Consumer Watchdog

By Daniel Wilson, LAW360 February 5, 2021 A pair of veterans have hit USAA with a putative class action in California federal court alleging the...

Court Tentatively Upholds Prop 103 Rule Prohibiting Auto Insurance Companies From Making Consumers Pay For Branding/Advertising Such as Sporting Event Sponsorships and Naming Rights

January 9, 2015  ·  Pam Pressley

In a tentative ruling today, the Sacramento Superior Court rejected an insurance industry attack on regulations that limit the amount of advertising costs insurers can pass through to consumers in their premiums. The regulation is part of the landmark Prop 103 insurance reform initiative that has saved California drivers $102 billion since 1988, according to the Consumer Federation of America.