Carmen Balber

Consumer Watchdog executive director Carmen Balber has been with the organization for nearly two decades. She spent four years directing the group’s Washington, D.C. office where she advocated for key health insurance market reforms that were ultimately enacted into law as part of the Affordable Care Act.

Balber is recognized as a leading expert on a wide range of personal insurance issues and has authored or co-authored numerous reports on the auto, health and medical malpractice insurance industries, and insurance rate regulation. She leads Consumer Watchdog’s advocacy to improve patient safety in California, including passage of first-in-the-nation legislation requiring doctors to disclose when they are on probation for sexual misconduct to patients, and legislation requiring doctors to check a patient’s prescription history before prescribing opioids and other drugs. In 2012, she managed the coalition effort to defeat Prop 33, a $17 million insurance industry initiative that would have raised rates on good drivers. Her commentaries have appeared in publications across the country, from the Boston Globe, to the Houston Chronicle, to the Los Angeles Times.

As an organizer with Consumer Watchdog, Balber ran campaigns to pass volunteer-qualified ballot measures enacting the nation’s strongest municipal conflict of interest protections in five cities across California. She also coordinated citizen organizing efforts in Consumer Watchdog’s successful volunteer lobbying effort to block a legislative utility bailout in Sacramento in 2001.

Before joining Consumer Watchdog, Balber learned the ropes at the Colorado and Washington PIRGs. She holds a B.A. in Politics from Pomona College in Claremont, California and is a graduate of the Armand Hammer United World College of the American West (now UWC-USA) in Montezuma, New Mexico, one of 17 secondary schools across the globe dedicated to making education a force for peace, sustainability and change by bringing together youth from a diversity of countries and cultures to live and learn.

Carmen Balber

Governor’s Proposal Targets Prop 103’s Public Rate Review that has Saved Homeowners, Drivers, Doctors $6 Billion on Insurance

A proposal by Gov Newsom would undercut independent public scrutiny of insurance rate increases and jeopardize Californians

Commissioner Lara Gives State Farm Green Light to Reduce Wildfire Mitigation Discounts and Avoid Explanation of How Homeowners’ Wildfire Risk is Determined

 Los Angeles, CA – Insurance Commissioner Ricardo Lara approved State Farm’s reduction of the discounts it offers homeowners for wildfire mitigation and freed the company...

New Consumer Alert Video Warns Insurance Commissioner’s Deal Won’t Get Homeowners Real Coverage

Scant “UNFAIR Plan” Policy is the Most Insurers Would Have to Sell  Los Angeles, CA – In a consumer alert video released today Consumer Watchdog warns...

KCBS-AM (Radio) – San Francisco, CA: Insurers Are Supposed To Give A Discount For Homeowners Doin Wildfire Mitigation Work

By Staff Reporters, KCBS-AM – San Francisco, CA  Click below to listen to the audio of this radio broadcast segment.

KTVU-SF (FOX) – San Francisco, CA: Airline Refund Policy Change

https://www.youtube.com/watch?v=dhPE2EM4SV4 Carmen Balber speaks to how if there's a penalty for treating consumers badly, companies often shape up their actions.

Wildfire Mitigation Discounts Too Low, Insurance Companies Fail to Explain How They Rank Homeowners’ Wildfire Risk, Consumer Watchdog Challenges

Consumer Watchdog Challenged State Farm for failure to properly disclose or explain to consumers their wildfire risk classifications

Newsletter

To be updated with all the latest news, press releases and special reports.

Don't miss

Lara Plan Leaves Home, Condo, Apartment Insurance Unaffordable and Unavailable

Sacramento, CA -- Home insurance will remain unaffordable and...

Consumer Groups Warn Lawmakers: Governor’s Insurance Bill Will Cost Californians Billions

Sacramento, CA --- Six consumer organizations warned state Senate...

Governor’s Proposal Targets Prop 103’s Public Rate Review that has Saved Homeowners, Drivers, Doctors $6 Billion on Insurance

A proposal by Gov Newsom would undercut independent public scrutiny of insurance rate increases and jeopardize Californians
Support Consumer Watchdog