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Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Health Insurers Boost No On 45 Funding

Health Insurers Boost No On 45 Funding

<div id="content-only-wrapper-block"> <p>California insurers have pumped more than $12 million over the last five days into a campaign to defeat Proposition 45, an initiative on the Nov. 4 ballot that would regulate health insurance rates.</p> <p>Blue Shield gave $2.66 million, WellPoint $6 million, Kaiser Permanente $3.73 million and Health Net $350,000, according to late filings at the secretary of state's office.</p> <p>The latest contributions boost the No on 45's campaign kitty to $55.4 million, while proponents report having raised only about $2.5 million.</p>
Propositions 45, 48: Two Obvious ‘Yes’ Votes

Propositions 45, 48: Two Obvious ‘Yes’ Votes

<p>It's almost a foregone conclusion that the Proposition 1 water bond on next month's ballot will pass easily: Every poll shows it with almost a 2-1 lead heading into the vote and the opposition has virtually no money for television commercials.</p> <p>But two other propositions are almost equally deserving of yes votes, Propositions 45 and 48.</p>
New Anti-Prop. 45 TV Ad Misleads Viewers

New Anti-Prop. 45 TV Ad Misleads Viewers

<p class="loose"><span class="verdana"><span class="hit">Proposition</span> <span class="hit">45</span> would allow California's elected insurance commissioner to regulate health plan rates for 6 million Californians with individual policies or who get their insurance as employees of small businesses.</span></p> <p class="loose"><span class="verdana">The No on 45 campaign recently released a 30-second television ad, now running in major media markets.</span></p>
Roundtable Looks At Props 45 & 46, SDPD Body Cameras, Minimum Wage Reboot

Roundtable Looks At Props 45 & 46, SDPD Body Cameras, Minimum Wage Reboot

<p><iframe allowfullscreen="" frameborder="0" height="315" src="//www.youtube.com/embed/th9PG4TQ5yE" width="560"></iframe><b>Props 45, 46 Facing Tough Road</b></p> <p>Groups opposing California <a data-ajax="false" data-transition="none" href="http://www.kpbs.org/news/2014/oct/14/prop-45-seeks-limit-health-insurance-price-hikes/" rel="external">Proposition 45</a>, which provides a mechanism to regulate rate hikes for health insurance, and Prop 46, which seeks to raise the cap on medical malpractice awards established in 1975, have raised millions and are using it on ads.</p>
Big Money, Complex Issues Make Prop. 45 Tough Issue For State Voters

Big Money, Complex Issues Make Prop. 45 Tough Issue For State Voters

<p>Almost three decades ago, a small band of consumer activists persuaded California voters to slap tough new rate regulations on auto insurance.</p> <p>Now that same group wants to crack down on health insurance rates.</p> <p>And the insurance industry and its business allies are back with a multimillion-dollar war chest to fight Proposition 45 with an omnipresent media campaign.</p>
EDITORIAL: ‘Yes’ Vote On Prop. 45 Will Rein In Health Premiums

EDITORIAL: ‘Yes’ Vote On Prop. 45 Will Rein In Health Premiums

<p>Powerful forces are opposed to Proposition 45, which would give California's publicly elected insurance commissioner the power to reject excessive health insurance rate hikes.</p> <p>These forces — you know them as Blue Cross, Blue Shield, Kaiser, Health Net and United Healthcare — don't want voters to approve Prop. 45 on the Nov. 4 ballot because it would force them to justify premium increases and bring transparency to the process.</p>
Insurers’ Spending Against Prop. 45 Tips Scale In Its Favor

Insurers’ Spending Against Prop. 45 Tips Scale In Its Favor

<p>Proposition 45, which would allow California's insurance commissioner to regulate rates for certain medical plans, is a close call for this voter.</p> <p>On the one hand, the commissioner would be touching on — although not exactly duplicating — work already performed by the state entity created to administer Obamacare. That could slow down the work of Covered California in managing an exchange in which people can obtain health insurance under the Affordable Care Act.</p>
Consumer Watchdog Calls for Investigation of Covered California’s No-Bid Contracts

Consumer Watchdog Calls for Investigation of Covered California’s No-Bid Contracts

<p>The group backing a health insurance rate-control measure on next month’s ballot called on Attorney General Kamala Harris on Monday to investigate millions of dollars in no-bid contracts by Covered California and reported links between the health exchange’s executives and and the <a class="lingo_link" href="http://topics.sacbee.com/insurance+industry/" rel="nofollow" style="cursor: pointer; display: inline; font-family: Georgia,"Times New Roman",Times,serif; font-size: 15px; font-weight: 400; font-style: normal;">insurance industry.</a></p>
Covered California Becomes a Prime Target in Proposition 45 Debate

Covered California Becomes a Prime Target in Proposition 45 Debate

<p>Proposition 45 would extend the regulatory power that Proposition 103 gave the state Insurance Commissioner over property and casualty coverage to a new branch of the insurance market: the health policies sold to individuals and small groups. So it's no surprise that the Proposition 45 campaign would turn into a reprise of 1988's battle over Proposition 103, pitting the consumer advocates at Consumer Watchdog against big insurance companies.</p>
Prop. 45 Poop Protest

Prop. 45 Poop Protest

<div class="atclear"> </div> <p><img alt="" border="0" src="http://content.clearchannel.com/cc-common/mlib/616/10/616_1413320456.jpg" style="float:right;" width="180" />Photo: Jo Kwon</p> <p>A pickup truck packed with poop has been hand-delivered to Blue Shield in El Segundo.</p> <p>The delivery was from a group that supports Proposition 45. If passed, the state insurance commissioner would have to approve insurance rate hikes.</p> <p>Consumer Watchdog’s Cody Rosenfield was deep in the dung and volunteered to shovel the stuff into buckets.</p>
Why I Support Prop 45: Health Insurance Hell on Three Fronts

Why I Support Prop 45: Health Insurance Hell on Three Fronts

<div class="rtecenter" style="font-size: 12px; background-color: rgb(255, 255, 255);"><span style="font-size: 16px;"><span style="font-size: 16px;"><em style="font-size: 16px;"><strong style="font-size: 16px;">“Premiums for our company have gone up 37% since 2010, and our yearly health insurance dread just came in for 2015: HMO premiums up 7% and PPO up 9%. We can’t afford this. I don’t know what to do.”</strong></em></span></span></div>