Insurance

Why Must HMOs Be Liable?

February 4, 2000  ·  Consumer Watchdog

<!-- excerpt --><p>HMO liability legislation is essential for patients to have state law rights which protect against quality of care violations. This fact sheet explains the ERISA loophole and what can be done to change it.</p>

Lifeline Auto Insurance: The Basics

February 4, 2000  ·  Consumer Watchdog

<!-- excerpt --><p>A short breakdown of the cost, eligibility requirements and restrictions on California's low-cost auto insurance plan.</p>

Consumer Alert: Insurance Companies Attack California Consumer Protection Laws, Props 30 & 31

February 2, 2000  ·  Consumer Watchdog

<!-- excerpt --><p>The insurance industry bombarded Californians with ads urging voters to vote no on pro-consumer Props 30 & 31. Why?</p>

Disorder in the courts?

February 2, 2000  ·  Consumer Watchdog

<h3>The opinion of the Mercury News</h3><p class="source">San Jose Mercury News</p> <p>Vote yes on 30 and 31 to make sure insurance companies are accountable</p>

Insurance Industry’s New “Uniformity” Plan Promotes Deregulation Nationwide

February 1, 2000  ·  Doug Heller

<!-- excerpt --><p><i>Testimony of Douglas Heller, Consumer Advocate <br> Foundation for Taxpayer and Consumer Rights <br> Presented to the California Department of Insurance <br> Thursday, November 9, 2000 </i><br></p>

History of the No-Fault Concept.

February 1, 2000  ·  Harvey Rosenfield

<!-- excerpt --><p>This is a brief explanation of no fault, who came up with the idea and its history.</p>

History of Auto Insurance

February 1, 2000  ·  Harvey Rosenfield

<!-- excerpt --><p>A short history of auto insurance and the personal responsibility system.</p>

“Choice” No-Fault and Other Recent Proposals

February 1, 2000  ·  Harvey Rosenfield

<!-- excerpt --><p>A detailed analysis of various no-fault insurance proposals presented by the insurance industry</p>

A Failed Experiment: Analysis and Evaluation of No-Fault Laws

February 1, 2000  ·  Consumer Watchdog

<!-- excerpt --><p>This is a detailed look at how no fault laws have worked in practice. Data from no fault states shows that no fault increases premiums while restricting consumers' rights.</p>

An Analysis and Critique of the RAND Corporation’s Studies in Support of No Fault Laws

February 1, 2000  ·  Consumer Watchdog

<!-- excerpt --> <p> Santa Monica, California-based RAND Corporation has repeatedly issued studies suggesting that no fault will lower premiums (even though it never has). This is a review and discussion of the RAND reports, along with correspondence from FTCR to RAND que</p>

Yes on Props. 30 and 31: Fair incentives for insurers to do the right thing

February 1, 2000  ·  Consumer Watchdog

<h3>Sacramento Bee Editorial</h3><p class="source">Sacramento Bee</p> <p>Voters, beware: Propositions 30 and 31 on the March ballot are trick questions. Insurance companies have already spent millions of dollars to qualify the two measures for the ballot and will spend millions more trying to persuade voters to vote No. The pu</p>

TV ads return to lament plight of uninsured

January 18, 2000  ·  Consumer Watchdog

<p class="source">USA TODAY</p> <p>Harry and Louise, the TV ad characters used by the insurance industry to help defeat President Clinton's health reform plan, take to the airwaves again Wednesday.</p>