Lifeline Auto Insurance: The Basics
<!-- excerpt --><p>A short breakdown of the cost, eligibility requirements and restrictions on California's low-cost auto insurance plan.</p>
Insurance
Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Consumer Alert: Insurance Companies Attack California Consumer Protection Laws, Props 30 & 31
<!-- excerpt --><p>The insurance industry bombarded Californians with ads urging voters to vote no on pro-consumer Props 30 & 31. Why?</p>
Disorder in the courts?
<h3>The opinion of the Mercury News</h3><p class="source">San Jose Mercury News</p>
<p>Vote yes on 30 and 31 to make sure insurance companies are accountable</p>
History of the No-Fault Concept.
<!-- excerpt --><p>This is a brief explanation of no fault, who came up with the idea and its history.</p>
History of Auto Insurance
<!-- excerpt --><p>A short history of auto insurance and the personal responsibility system.</p>
“Choice” No-Fault and Other Recent Proposals
<!-- excerpt --><p>A detailed analysis of various no-fault insurance proposals presented by the insurance industry</p>
A Failed Experiment: Analysis and Evaluation of No-Fault Laws
<!-- excerpt --><p>This is a detailed look at how no fault laws have worked in practice. Data from no fault states shows that no fault increases premiums while restricting consumers' rights.</p>
An Analysis and Critique of the RAND Corporation’s Studies in Support of No Fault Laws
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Santa Monica, California-based RAND Corporation has repeatedly issued studies suggesting that no fault will lower premiums (even though it never has). This is a review and discussion of the RAND reports, along with correspondence from FTCR to RAND que</p>
Yes on Props. 30 and 31: Fair incentives for insurers to do the right thing
<h3>Sacramento Bee Editorial</h3><p class="source">Sacramento Bee</p>
<p>Voters, beware: Propositions 30 and 31 on the March ballot are trick questions. Insurance companies have already spent millions of dollars to qualify the two measures for the ballot and will spend millions more trying to persuade voters to vote No. The pu</p>
Insurance Industry’s New “Uniformity” Plan Promotes Deregulation Nationwide
<!-- excerpt --><p><i>Testimony of Douglas Heller, Consumer Advocate <br> Foundation for Taxpayer and Consumer Rights <br> Presented to the California Department of Insurance <br> Thursday, November 9, 2000 </i><br></p>
TV ads return to lament plight of uninsured
<p class="source">USA TODAY</p>
<p>Harry and Louise, the TV ad characters used by the insurance industry to help defeat President Clinton's health reform plan, take to the airwaves again Wednesday.</p>
Aetna Video Shows ERISA Patients Mistreated
<!-- excerpt --><p>An internal video of Aetna lawyers training claims managers about procedures for denying claims shows the insurer considers liability exposure in determining whether or not to pay a policyholder's claim</p>