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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Garamendi promoting reform, himself;

Garamendi promoting reform, himself;

<h3>California Insurance Commissioner John Garamendi seeks workers' compensation reform</h3><p class="source">Los Angeles Business Journal</p> <p>"The truth is Garamendi has stared the insurance industry in the eye, called their bluff and collected money for the public, I can't think of any other statewide politician who has done the same," said Jamie Court with FTCR.</p>
California regulator cuts SCPIE med mal rate hike;

California regulator cuts SCPIE med mal rate hike;

<h3>Investigation prompts commissioner's denial of 15.6% proposed increase</h3><p class="source">Business Insurance</p> <p>"We challenged this proposed rate hike because we believe SCPIE was trying to charge excessive premiums," said Douglas Heller, FTCR's senior consumer advocate. "They were just out of line."</p>
Legislature OKs Small Business Health Coverage;

Legislature OKs Small Business Health Coverage;

<h3>Beginning in 2006, employers would be required to provide insurance coverage to 1 million of the state's working poor.</h3><p class="source">The Los Angeles Times</p> <p>However, Jerry Flanagan, lobbyist for the Foundation for Taxpayer and Consumer Rights, charged that the bill provided no cost controls for either the employer or employee. He said limits should be set on the rates of insurers, hospitals and physicians.</p>
LICENSE LAW’S SAFETY DEBATE; WILL IMMIGRANTS HAVE INSURANCE?

LICENSE LAW’S SAFETY DEBATE; WILL IMMIGRANTS HAVE INSURANCE?

<p class="source">The Daily News of Los Angeles</p> <p>Harvey Rosenfield, president of FTCR, said even though illegal immigrants will have access to driver's licenses, they won't necessarily be able to afford auto insurance, and blamed another newly passed law that allows insurers to offer discounts to long</p>
Mercury Insurance chips in for Davis

Mercury Insurance chips in for Davis

<p class="source">Orange County Register</p> <p>"This is a payoff," Doug Heller with FTCR said Thursday, the day the contribution was posted on the Secretary of State's website. "Davis is presenting himself as a reformed governor, but nothing has changed."</p>
California health reform

California health reform

<p class="source">National Public Radio (NPR) Morning Edition</p> <p>Jamie Court, who directs the Foundation for Taxpayer & Consumer Rights, says there's one huge weakness: The proposal doesn't include any mechanism to control costs.</p>
Safeco to Sell Homeowners Policies Again;

Safeco to Sell Homeowners Policies Again;

<h3>The insurer says it is negotiating with the state Insurance Department over underwriting standards and a rate increase.</h3><p class="source">The Los Angeles Times</p> <p>The insurer said it would resume homeowners insurance sales if the state approved their 19.7% rate increase. A consumers group, FTCR, said that it would appeal such an increase, throwing the matter into possibly months of administrative hearings.</p>
Advocates say administration fighting California Privacy Act

Advocates say administration fighting California Privacy Act

<p class="source">Consumer Financial Services Law Report</p> <p>What's more, Jamie Court of FTCR claims the Bush Administration has been backing out of campaign pledges to protect American's privacy in favor of federal legislation that would override California's stronger privacy measure.</p>
Employee health costs rise painfully fast

Employee health costs rise painfully fast

<p class="source">The San Diego Union Tribune</p> <p>"While health-care costs are soaring, premiums are increasing at a much greater rate," said Jerry Flanagan, health-care advocate with FTCR, who added that almost every publicly traded HMO has recorded a profit increase in the last two quarters.</p>
Health coverage bill advances

Health coverage bill advances

<p class="source">CONTRA COSTA TIMES</p> <p>Although the bill caps the percentage of costs passed onto workers at 20 percent, it doesn't fully protect against escalating premiums and doesn't address copays and deductibles, said Jerry Flanagan of FTCR.</p>