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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Why California Drivers Pay More For Gasoline

Why California Drivers Pay More For Gasoline

<p> <img class=" size-full wp-image-9077" alt="" class="right" src="https://consumerwatchdog.org/wp-content/uploads/2011/03/ba-gasprices0309_sfcg1299631850_part6.jpg" style="width: 250px; height: 199px;" width="370" height="295" />California appears poised to win a dubious distinction - becoming the first state this year to pay an average of $4 for a gallon of regular gas.</p> <p> <span id="articlebody">California's average gas price jumped 50 cents in the last month to hit $3.91 on Tuesday, according to an update from AAA of Northern California. That tops even Hawaii, which usually has America's priciest gas. The Aloha State currently pays $3.90 for regular. </span></p>
‘Archaic’ Agent Commissions Should Die In Health Reform, Group Says

‘Archaic’ Agent Commissions Should Die In Health Reform, Group Says

<p> A consumer group is warning that “health insurance salespeople” are attempting to “rewrite the health reform law to guarantee broker income at the cost of increasing consumer premiums.”<br /> <br /> The nonprofit consumer advocacy group, Consumer Watchdog, said in a statement that legislation backed by lobbyists for insurance brokers would “let” insurance companies pay commissions on individual and small-business policies without counting them as administrative costs under health reform.<br /> <br />
California Insurer: Audit Backs 59% Rate Hike

California Insurer: Audit Backs 59% Rate Hike

<p> Blue Shield of California said an independent review of its proposed premium hikes -- totaling as high as 59% -- found that the rates are "reasonable [and] not excessive."<br /> <br /> This means that some Blue Shield policyholders could see a substantial hike in their premiums when state regulators complete their own review.<br /> <br />
Study Commissioned By Blue Shield Supports Hikes In Health Premiums

Study Commissioned By Blue Shield Supports Hikes In Health Premiums

<p> <strong>STUDY ORDERED BY BLUE SHIELD IS MET WITH CRITICISM</strong><br /> <br /> A Blue Shield-commissioned study justifying sizable increases in individual insurance rates was released Tuesday to sharp criticism from the state's insurance commissioner and consumer advocates.<br /> <br /> The study by actuary David Axene concluded that the planned rate hikes affecting some 200,000 Californians are "reasonable, not excessive" and meet state rules and a federal requirement that 80 percent of premiums be spent on medical expenses.<br /> <br />
Man Says Doctor’s Orders Trumps Insurers’

Man Says Doctor’s Orders Trumps Insurers’

<p> <strong>Stonebridge challenging the medical necessity of paraplegic plaintiff's 90-day hospital stay.</strong><br /> <br /> LOS ANGELES - Thomas Nickerson, a Marine veteran and construction worker, landed in a wheelchair years ago as the result of a snowmobile accident.<br /> <br /> So he bought accident insurance coverage in case anything else went wrong. But when he took a spill in his wheelchair exiting a van and broke his leg, he said his accident insurance didn't cover him the way he expected.<br /> <br />
Blue Shield Says Review Supports CA Rate Hikes

Blue Shield Says Review Supports CA Rate Hikes

<p> Blue Shield of California officials said Tuesday its most recent rate hikes for health insurance policies were not excessive, but a state regulator voiced concern about whether the hikes were necessary.</p> <p> <span id="articlebody">The San Francisco-based insurer released an actuary's report showing the hikes meet federal and state standards that dictate how much income from premiums must be spent on medical care.</span></p>
New Plan Saves On Car Insurance – But May Cost In Other Ways

New Plan Saves On Car Insurance – But May Cost In Other Ways

<p> <b>It’s called pay-as-you-drive insurance, and it can save you money. But there’s a big trade-off that makes some folks a little queasy.</b></p> <p> Talk about driving a hard bargain: New auto insurance plans offer potentially big discounts if you drive less and better, but only if you can prove it to your insurer’s satisfaction.</p>
Obama Puts Public Option And Single Payer Back On The Table

Obama Puts Public Option And Single Payer Back On The Table

<p> <img class=" size-full wp-image-1982" alt="" class="right" src="https://consumerwatchdog.org/wp-content/uploads/2011/02/t1larg.obama_.1206.jpg" style="width: 200px; height: 113px;" width="640" height="360" />At the National Governors Association, President Obama just threw his weight behind a bi-partisan effort in the US Senate to allow states to innovate with health reform, including adopting a public insurance system or single payer health care system by 2013 instead of 2017.</p>
Obama’s Support For Health Law Change Could Force States’ Hands

Obama’s Support For Health Law Change Could Force States’ Hands

<p> President Obama's support Monday for legislation that would let states opt out of the health law earlier than planned does not mean he is willing to compromise on the goal of making sure millions more Americans get health insurance, administration aides say. If such a measure passed, the nation's governors would still be forced to deliver on the law's goals.<br /> <br />
Insurers Look To Brokers For Reform

Insurers Look To Brokers For Reform

<p> As new rules under federal health care reform take effect requiring health plans to whittle down their administrative bulk, one nationwide insurance giant is striking out with a bold plan to remove the middle man's fees from the equation.</p>