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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
3 Health Insurers Agree to California Commissioner’s Request to Delay Rate Hikes

3 Health Insurers Agree to California Commissioner’s Request to Delay Rate Hikes

<p> Hundreds of thousands of Californians won at least a temporary reprieve from escalating health premiums Thursday when three of the state's largest insurers agreed to delay rate hikes.<br /> <br /> But the company that launched the latest round of headlines about escalating rates, Blue Shield, stood by its decision to go forward with a March 1 increase that will raise rates on nearly 200,000 individual policyholders, some by as much as 59 percent.<br /> <br />
The Circuit: Consumer Watchdog Asks for Google Probe

The Circuit: Consumer Watchdog Asks for Google Probe

<p> Consumer Watchdog sent a report to Rep. Darrell Issa (R-Calif.) of the House Oversight and Government Reform Committee, asking for a probe into the relationship between the Obama administration and Google. According to a release from Consumer Watchdog, the report details "how Google has inappropriately, benefited from its close ties to the Obama Administration, including how NASA’s Moffett Airfield, near Google’s world headquarters, has been turned into a taxpayer-subsidized private airport for Google executives used for corporate junkets."</p>
Messaging won’t halt health insurance rate hikes

Messaging won’t halt health insurance rate hikes

<p> The new Republican House majority plowed forward with its anti-health care agenda in DC this week. However, the campaign invective calling for the "repeal" of the job-killing health care bill has officially morphed into “replace” talking points - an explicit acknowledgement that the consumer protections and insurance market reforms in the health reform law are too popular for all but the most reactionary to openly oppose.</p>
The Public Eye: New Rules Protect Against Health Policy Revocations

The Public Eye: New Rules Protect Against Health Policy Revocations

<div class="lingo_region entry-content" id="articlebody"> <p> Health insurers, long under fire by consumer protection groups for the practice known as rescission, now have the onus of proving fraud before canceling the coverage of subscribers who run up big medical bills.</p> <p> The consumer protection, made possible by Assembly Bill 2470, went into effect this year to conform with the federal health care law, which as of last fall outlawed rescissions based on innocent or minor consumer mistakes.</p>
A Health Pan to Save You Money?

A Health Pan to Save You Money?

<p> If you don't know about high-deductible insurance plans, you will soon. These controversial plans are increasingly offered by employers. Also known as consumer-directed health plans, they offer clear cost-saving benefits, such as lower premiums and the opportunity to manage increasing health care costs.</p> <p> But if you get seriously sick, you'll be socked with high deductibles.</p> <p> Understandably, the plans get mixed reviews.</p> <p> <strong>Deductibles as High as $1,000</strong></p>
Watchdog Group Asks for Top Blue Shield Salaries

Watchdog Group Asks for Top Blue Shield Salaries

<p class="storyIntro"> Pressure is building on Blue Shield to justify huge rate increases for health insurance; some of them were up to 59 percent.</p> <p> Though most of us have group insurance, that 59 percent rate hike will still affect an estimated 200,000 policy holders.</p> <p> The group Consumer Watchdog called on Blue Shield to release the salaries of its top executives.</p> <p> It also asked for more data to justify what went into the rate hike decision.</p> <p> The group says the company has a cash surplus of nearly $3 billion.</p>
Blue Shield: Pay Up Or Die

Blue Shield: Pay Up Or Die

<div class="print-content"> <div class="field field-type-aef-image field-field-uberimage"> <div class="field-items"> <div class="field-item odd"> <div class="aef-image"> <img alt="" height="225" src="http://www.sfbg.com/sites/default/files/imagecache/aef_image_original_format/1192010blshld.jpg" title="" width="199" /></div> </div> </div> </div> <p>  </p> <p> A Blue Shield customer from San Diego emailed Consumer Watchdog recently to complain about a 59 percent rate hike. his comment, according to Consumer Watchdog's Jamie Court:</p>
Are You a Blue Shield Member? Demand a Member Meeting!

Are You a Blue Shield Member? Demand a Member Meeting!

<p> Blue Shield is <a href="http://articles.latimes.com/2011/jan/14/business/la-fi-0115-blue-shield-20110114">thumbing its nose</a> at California's top regulator, refusing to delay its horrific 59% premium increases, and its customers (hilariously known as "members"), by saying it will get an outside auditor to check its math but no one is going to tell it what to charge. It's certainly a boost to Insurance Commissioner Dave Jones' effort to put real health insurance rate regulation in place. But it's also a call for action by its own members.</p>
Blue Shield Stands by California Health Care Premium Hikes

Blue Shield Stands by California Health Care Premium Hikes

<p> Blue Shield of California, stung by public outrage over its latest premium hikes, said Friday it won't back down from its plans to raise rates by as much as 59 percent, setting the stage for a confrontation with the state's new insurance commissioner.<br /> <br /> Last week, Insurance Commissioner Dave Jones asked Blue Shield to delay for 60 days a planned rate hike the company said would go into effect in March. Earlier this week, Jones also asked Aetna, Anthem Blue Cross and PacifiCare to delay their previously announced rate hikes.<br /> <br />