Insurance

Did Blue Cross Raise Your Deductible?

March 11, 2011 · Jerry Flanagan

<img class=" size-full wp-image-2002" alt="" class="right" src="https://consumerwatchdog.org/wp-content/uploads/2011/03/doublecross_1.gif" style="width: 200px; height: 200px;" width="200" height="200" />David Lazarus' column in the Los Angeles Times (see below) reports that on May 1st, Blue Cross will dramatically increase the annual deductibles on individual health insurance policies, increase premiums, and make other changes to benefits like increasing co-pays.

Why California Drivers Pay More For Gasoline

March 9, 2011 · Mark Reback

<img class=" size-full wp-image-9077" alt="" class="right" src="https://consumerwatchdog.org/wp-content/uploads/2011/03/ba-gasprices0309_sfcg1299631850_part6.jpg" style="width: 250px; height: 199px;" width="370" height="295" />California appears poised to win a dubious distinction - becoming the first state this year to pay an average of $4 for a gallon of regular gas. California's average gas price jumped 50 cents in the last month to hit $3.91 on Tuesday, according to an update from AAA of Northern California. That tops even Hawaii, which usually has America's priciest gas. The Aloha State currently pays $3.90 for regular.

‘Archaic’ Agent Commissions Should Die In Health Reform, Group Says

March 7, 2011 · Mark Reback

A consumer group is warning that “health insurance salespeople” are attempting to “rewrite the health reform law to guarantee broker income at the cost of increasing consumer premiums.” The nonprofit consumer advocacy group, Consumer Watchdog, said in a statement that legislation backed by lobbyists for insurance brokers would “let” insurance companies pay commissions on individual and small-business policies without counting them as administrative costs under health reform.

NAIC Circulates Broker Legislation – Consumer Advocates Don’t Like It

March 4, 2011 · Mark Reback

California Insurer: Audit Backs 59% Rate Hike

March 4, 2011 · Mark Reback

Blue Shield of California said an independent review of its proposed premium hikes -- totaling as high as 59% -- found that the rates are "reasonable [and] not excessive." This means that some Blue Shield policyholders could see a substantial hike in their premiums when state regulators complete their own review.

Man Says Doctor’s Orders Trumps Insurers’

March 2, 2011 · Mark Reback

Stonebridge challenging the medical necessity of paraplegic plaintiff's 90-day hospital stay. LOS ANGELES - Thomas Nickerson, a Marine veteran and construction worker, landed in a wheelchair years ago as the result of a snowmobile accident. So he bought accident insurance coverage in case anything else went wrong. But when he took a spill in his wheelchair exiting a van and broke his leg, he said his accident insurance didn't cover him the way he expected.

Study Commissioned By Blue Shield Supports Hikes In Health Premiums

March 2, 2011 · Mark Reback

STUDY ORDERED BY BLUE SHIELD IS MET WITH CRITICISM A Blue Shield-commissioned study justifying sizable increases in individual insurance rates was released Tuesday to sharp criticism from the state's insurance commissioner and consumer advocates. The study by actuary David Axene concluded that the planned rate hikes affecting some 200,000 Californians are "reasonable, not excessive" and meet state rules and a federal requirement that 80 percent of premiums be spent on medical expenses.

Blue Shield Says Review Supports CA Rate Hikes

March 1, 2011 · Mark Reback

Blue Shield of California officials said Tuesday its most recent rate hikes for health insurance policies were not excessive, but a state regulator voiced concern about whether the hikes were necessary. The San Francisco-based insurer released an actuary's report showing the hikes meet federal and state standards that dictate how much income from premiums must be spent on medical care.

New Plan Saves On Car Insurance – But May Cost In Other Ways

March 1, 2011 · Mark Reback

It’s called pay-as-you-drive insurance, and it can save you money. But there’s a big trade-off that makes some folks a little queasy. Talk about driving a hard bargain: New auto insurance plans offer potentially big discounts if you drive less and better, but only if you can prove it to your insurer’s satisfaction.

Obama Puts Public Option And Single Payer Back On The Table

February 28, 2011 · Jamie Court

<img class=" size-full wp-image-1982" alt="" class="right" src="https://consumerwatchdog.org/wp-content/uploads/2011/02/t1larg.obama_.1206.jpg" style="width: 200px; height: 113px;" width="640" height="360" />At the National Governors Association, President Obama just threw his weight behind a bi-partisan effort in the US Senate to allow states to innovate with health reform, including adopting a public insurance system or single payer health care system by 2013 instead of 2017.

Liberals See Open Door for Public Option, Single-Payer Healthcare

February 28, 2011 · Mark Reback

Liberals say President Obama’s support for accelerating state waivers for the healthcare reform law creates new opportunity for the federal government to back more liberal healthcare policies rejected during past debate over the reform law.

Obama’s Support For Health Law Change Could Force States’ Hands

February 28, 2011 · Mark Reback

President Obama's support Monday for legislation that would let states opt out of the health law earlier than planned does not mean he is willing to compromise on the goal of making sure millions more Americans get health insurance, administration aides say. If such a measure passed, the nation's governors would still be forced to deliver on the law's goals.

Prop 103 California Insurance Reform

New Bill Requires Insurance Companies to Offer and Renew Insurance Coverage for Fire-Safe Homes

Homeowners Dropped by Insurers