Consumer Watchdog

Expose. Confront. Change.

Consumer Watchdog

Insurance

California’s Proposition 45 Would Offer Public a Say on Health Insurance Rates

California’s Proposition 45 Would Offer Public a Say on Health Insurance Rates

<div class="image"><span class="caption-text"><img class=" alignright size-full wp-image-10846" alt="" class="right" src="http://consumerwatchdog.org/wp-content/uploads/2014/10/images_yeson45bs_la_nytimes.jpg" style="width: 311px; height: 202px; margin-left: 7px; margin-right: 7px; float: right;" width="675" height="439" />Yes on Proposition 45 supporters rallied this month outside Blue Shield of California in El Segundo. The ballot measure would require health insurance companies to justify rate increases.</span> <span class="credit" itemprop="copyrightHolder"> <span class="visually-hidden">Photo Credit</span> Monica Almeida/The New York Times </span></div>
Capitol Journal: A Voter Guide To California’s Boring But Important Ballot Propositions

Capitol Journal: A Voter Guide To California’s Boring But Important Ballot Propositions

<p>Six state propositions are on the ballot and none are sexy. All are snoozers. But each is significant.</p> <p>Some, in fact, are game-changers.</p> <p>Why else would the medical profession and insurance companies be spending well over $100 million to beat back Propositions 45 and 46?</p> <p>Prop. 47 would punish handgun thieves with a figurative slap on the wrist.</p> <p>Prop. 48 would set a precedent by allowing an Indian tribe to build a Vegas-style casino off the reservation in an urban area.</p>
Taking a Look at Proposition 45

Taking a Look at Proposition 45

<script src="http://player.bimvid.com/v2/vps/xetv/1072e1aa1cf2f0cf8d2388899c64fb1af3d5c06a"></script> <p>With the election less than a week away, we've decided to take a look at some of the more controversial issues on the ballot.</p> <p>This time, we're looking at Proposition 45.  The measure would give power over regulating healthcare insurance rates to the state's insurance commissioner.</p> <p>"I've seen my insurance rates go up 50 percent in the last two years," said citizen rights activist Rena Marrocco.</p>
Hoover Poll Shows Support for Health Insurance Rate Regulation

Hoover Poll Shows Support for Health Insurance Rate Regulation

<div id="content-only-wrapper-block"> <p>Proposition 45, a ballot measure that would regulate health insurance rates, is ahead, according to a new Internet poll by the Hoover Institution at Stanford University.</p> <p>The survey of self-reported, registered voters who said they planned to vote in the Nov. 4 election, had Proposition 45 leading with 41.6% of those queried and opposed by 29.9%. Undecideds were 28.5%.</p> <p>The poll was taken between Oct. 3 and Oct. 17 and had a margin of error of 3.65%.</p>
In California, Consumer Watchdog’s Prop 45 Challenges Obamacare — From the Left

In California, Consumer Watchdog’s Prop 45 Challenges Obamacare — From the Left

<div id="content-only-wrapper-block"> <p>Blue Shield of California, one of the state's four major health insurers, has a sales office on the 20th floor of the Pacific Corporate Towers in El Segundo. Had the employees peered down to the plaza on a recent Tuesday morning, they would have seen a small cluster of picketers.</p> <p>From 300 feet up, it would be impossible to read the signs, or hear the chants, or smell the aroma drifting off the white pickup truck that was parked below in a loading zone. But on the ground, the scent is unmistakable: manure.</p>
Race for Obscure CA Post and Ballot Initiative Could Derail Obamacare There

Race for Obscure CA Post and Ballot Initiative Could Derail Obamacare There

<p>Latino voters in California find themselves in the middle of one of the most important - in terms of immediate, real-world consequences – races of the 2014 elections.</p> <p>Actually, it’s two races.</p> <p>The first is for the unknown, but strangely powerful position of state insurance commissioner, between incumbent Democrat Dave Jones and Republican State Senator Ted Gaines.</p>
Why I Am Voting Yes on 45: Premiums up 300% to $750 for Nothing; Now They’re Charging $1,200 and Won’t Cover Emergency Services

Why I Am Voting Yes on 45: Premiums up 300% to $750 for Nothing; Now They’re Charging $1,200 and Won’t Cover Emergency Services

<p class="rtecenter"><strong style="font-size: 16px; background-color: rgb(255, 255, 255); line-height: 21px;"><span style="font-size: 16px;"><em style="font-size: 16px;">“We’ve paid well over $100,000 in premiums and received almost zero health care services.”</em></span></strong></p> <p class="rteright"><span style="font-size: 14px; line-height: 21px; text-align: -webkit-right; background-color: rgb(255, 255, 255);"><img class=" alignright size-full wp-image-2808" alt="" src="http://consumerwatchdog.org/wp-content/uploads/2014/10/images_phil_rogul_photo_copy_2.png" style="width: 250px; height: 263px; margin: 7px; float: right;" width="366" height="385" /></span></p>
Op-Ed: Prop. 45 Will Make Health Insurance Affordable

Op-Ed: Prop. 45 Will Make Health Insurance Affordable

<p>As a registered nurse, I’ve watched health insurance premiums jump while benefits and doctor networks shrink. I’ve watched patients pay thousands out of pocket before insurance pays for anything.</p> <p>We all have to buy health insurance under federal law. But there is no guarantee that it will be affordable. Proposition 45 provides that guarantee. It gives California the same power 35 other states already have to reject excessive rates.</p>