Consumer Watchdog

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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
On shaky ground;

On shaky ground;

<h3>Costly earthquake insurance leaves many homeowners in a quandary, facing high deductibles and no coverage for garages, pools and other structures.</h3><p class="source">Los Angeles Times</p> <p>Consumer groups believe current earthquake policies, with their high deductibles, limited coverage for household contents and lack of coverage for detached garages, swimming pools and other peripheral structures, offer little value to homeowners.</p>
SB 841: Surcharging the Poor

SB 841: Surcharging the Poor

<h3>Insurance Proposal Violates Consumer Protection Law</h3> <p>SB 841 will add a surcharge to consumers who cannot afford to maintain continuous auto insurance coverage.</p>
3 strikes law, good business

3 strikes law, good business

<p class="source">Daily Forty-Niner (CSU Long Beach, CA)</p> <p>The Enron scandal has taught us that we need to keep a closer watch on how corporations are doing business. Money and power are the two most influential corrupters in our society. Corporations are in the business of increasing both. It is only logical tha</p>
Senator Proposes ‘Three Strikes and Out of Business’ State Law;

Senator Proposes ‘Three Strikes and Out of Business’ State Law;

<h3>A company's third felony conviction would bring a ban on operating in California.</h3><p class="source">Los Angeles Times</p> <p>The strikes would apply to virtually any type of felony, ranging from violations of the tax and consumer protection codes to offenses involving civil rights, antitrust and environmental protection, among others.</p>
Health Plan Pushes Universal Care

Health Plan Pushes Universal Care

<p class="source">Managed Care Week</p> <p>Calls for universal coverage intensified last week, with proposals outlined by a nonprofit insurer, a presidential candidate and a health policy research group.</p>
HMOs eye universal care

HMOs eye universal care

<h3>Blue Cross, Kaiser propose statewide plan</h3><p class="source">LA Daily News</p> <p>A proposal that insures the 6.6 million Californians who lack medical coverage would increase the cost of health care by $7.8 billion for businesses, individuals and the state, according to a study commissioned by Blue Shield of California.</p>
Letters on Regulating Health Care

Letters on Regulating Health Care

<p class="source">Sacramento Bee</p> <p>Those who pay skyrocketing HMO premiums cannot afford to be as incurious as Weintraub was in his column, in which he condemned legislators and consumer groups for sponsoring legislation that would require the HMOs to make their case to someone</p>
Malpractice Award Cap Seems Doomed

Malpractice Award Cap Seems Doomed

<p class="source">Hartford Courant (Connecticut)</p> <p>"People in Connecticut keep saying an award cap implemented in California resulted in lower rates, but that's not the case," said Doug Heller of the California-based Foundation for Taxpayer and Consumer Rights.</p>
Krumme v. Mercury Insurance

Krumme v. Mercury Insurance

<h3>Insurer Must Stop Misleading Advertising</h3> <p>In Krumme v. Mercury Insurance, SF Sup. Court Judge Robert Dondero ruled that Mercury Insurance agents were charging consumers illegal broker fees and that Mercury Insurance was improperly advertising rates which were lower than consumers would actually p</p>