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Consumer Watchdog

Insurance

Insurance news, investigations, and reform — auto, home, and health insurance rates, claims denials, and industry accountability.
Six-Figure Donors Have Arnold’s Ear

Six-Figure Donors Have Arnold’s Ear

<font face="verdana,sans-serif" size="2">Arnold held a <a href="http://www.consumerwatchdog.orgpoliticians/corporate/nw/?%20postId=7545">cocktail and dinner reception</a> at his Brentwood estate on Wednesday for his top donors, all of...</font>
Let voters reform health care

Let voters reform health care

<p class="source">THE SAN FRANCISCO CHRONICLE (California)</p> <p>So would a ballot initiative work? It wouldn't be easy. "Insurers would spend hundreds of millions of dollars to defeat it," observed Jerry Flanagan, health care policy director at the Foundation for Taxpayer and Consumer Rights, a Southern California consumer advocacy group. "They'd attempt to focus people on tax increases and drown out that this would be far less than what people now pay in premiums and deductibles," he said.</p>
Arnold’s Big Insurance Payback

Arnold’s Big Insurance Payback

<font face="verdana,sans-serif" size="2">The California Assembly passed legislation to <a href="http://www.consumerwatchdog.orgpoliticians/healthcare/pr/?postId=8073">regulate skyrocketing health insurance premiums today</a> in a bill,...</font>
Activists’ health-care remedy: Control rates

Activists’ health-care remedy: Control rates

<p class="source">Sacramento Bee (California)</p> <p>Jamie Court, president of the Santa Monica-based foundation, is not optimistic that AB 1554 will become law. A similar bill was defeated in the Legislature in 2003. Even if AB 1554 clears the Democratic-controlled Legislature, Court predicts Republican Gov. Arnold Schwarzenegger will veto it. "But we know that if the Legislature won't do it, voters will, because they're tired of seeing premiums rise while insurance companies make record profits," Court said.</p>
Wildfire Insurance Trouble

Wildfire Insurance Trouble

<p class="source">CNN-TV - AMERICAN MORNING 6:00 AM EST</p> <p>Some southern California residents are finding that insurance companies consider them too hot to handle. Wildfire insurance is getting tougher, and it's actually more expensive.</p>
High deductibles a pain for some insured;

High deductibles a pain for some insured;

<h3>Cash-strapped consumers can end up forgoing needed medical treatment or falling into debt. </h3><p class="source">Los Angeles Times</p> <p>The point of insurance is to cover unforeseen events, critics of high-deductible plans say. Plans like Tonik "cherry pick" the healthiest consumers while saddling less healthy and poorer patients with overwhelming medical bills should they become gravely ill or unexpectedly pregnant, critics say. "If you can't afford the deductible, it really isn't affordable insurance," said Jerry Flanagan, an advocate with the Santa Monica-based Foundation for Consumer and Taxpayer Rights.</p>
Fundraiser’s timing questioned;

Fundraiser’s timing questioned;

<h3> S.F. lawmaker holds event a day before panel he chairs will deal with billions in spending.</h3><p class="source">Sacramento Bee (California)</p> <p>Carmen Balber, of the Foundation for Taxpayer and Consumer Rights, said the group is pushing legislation in Leno's committee to slow health insurance rate hikes. "You have to raise the question: Is health-insurer money that goes into that fundraiser going to influence whether or not that bill (survives)?" Balber asked.</p>
Health insurance regulation proposed;

Health insurance regulation proposed;

<h3>Bill would require approval of rates and co-payments</h3><p class="source">THE SAN FRANCISCO CHRONICLE</p> <p>"This is the big showdown," said Jerry Flanagan, health care advocate for the Foundation for Taxpayer and Consumer Rights, a consumer group supporting the bill. "The insurers want to kill it... because the cost savings are huge for California consumers and they don't want that fact to be public."</p>
Insurance mandate at heart of plan

Insurance mandate at heart of plan

<p class="source">San Diego Union-Tribune (California)</p> <p>"There's nothing in the governor's plan that would require health insurance to be affordable. Consumers would have to pay what insurers charge," said Jerry Flanagan of the Foundation for Taxpayer and Consumer Rights. The foundation is sponsoring legislation that would regulate health insurance in the same way auto insurance is regulated. The state requires auto insurance companies to justify rate increases and sets standards for industry profits.</p>
Many records, little information;

Many records, little information;

<h3>State's methods for reporting government lobbying expenses mesh indirect and direct spending. The result: inflated figures and unreliable comparisons with other agencies or private firms.</h3><p class="source">The Orange County Register (California)</p> <p>So, under a system designed to make government more transparent, it's incredibly difficult to know how much of your tax dollars are being spent on lobbying or how that compares to other jurisdictions. Just getting a fuzzy picture takes a lot of work. "I'm not surprised," said political watchdog Carmen Balber of the Foundation for Taxpayer and Consumer Rights when I told her about my frustration reviewing the reports. "That's what you get when you look at lobbying reports," she said: an incomplete picture.</p>