Insurance

Calif. Regulators Defend Dropped Insurance Deals

March 10, 2010  ·  Consumer Watchdog

LOS ANGELES, CA (AP) ― State insurance regulators on Wednesday defended their actions against health insurers after a report showed few consumers who complained that their coverage was canceled after they took ill actually benefited from state-negotiated settlements. The settlements may not have appealed to many consumers because they were "very stilted towards insurance companies," said Jerry Flanagan, a health advocate for Consumer Watchdog. Consumers weren't allowed to hire lawyers for arbitration, and had to prove all their past medical bills were "medically necessary, which is a hard legal standard to meet" without a lawyer's help. Additionally, the coverage that was offered through arbitration was usually a policy with a lower benefit than the wrongfully rescinded policy, said Flanagan.

Profiting From Collusion: Why Californians Can’t Afford Health Insurance

March 10, 2010  ·  Consumer Watchdog

California's Consumer Watchdog group is suing Anthem Blue Cross after they raised health care insurance premiums 39 percent, but the company isn't budging. Meanwhile Goldman Sachs recommended buying health insurance company stock because competition is decreasing and prices are going up. The Center for Retirement Research at Boston College estimates that "the typical married couple at age 65 should expect to spend" a whopping $197,000 on uninsured medical expenses. Obama urges action on a watered-down health care bill, but the Republicans and conservative Democrats just say no and collect money from the private health care lobby. Will we continue to tolerate skyrocketing health care costs?

Slide show features companies Google calls competition

March 9, 2010  ·  John M. Simpson

I recently <a href="http://www.consumerwatchdog.org/corporateering/articles/?storyId=33077" target="_blank" rel="noopener">delved into Google's 10-K filing</a> covering 2009 with the <a href="http://sec.gov/" target="_blank" rel="noopener">Securities and Exchange...</a>

The no. 1 cure for Anthem Blue Cross greed: Here’s the plan, from the expert

March 9, 2010  ·  Harvey Rosenfield

Harvey Rosenfield, the founder of Consumer Watchdog and the author of California's landmark insurance regulation, is the original expert on making insurance companies friendlier to consumers. So when he outlines a plan to make health insurance more affordable--and combat price spikes like the recent 39% annual increase by Anthem Blue Cross--he's got 20 years in the trenches making insurance companies toe the line, to back him up.

Auto Insurer Revs Measure’s Motor

March 9, 2010  ·  Consumer Watchdog

Opponents, including Doug Heller, who works with Proposition 103 author Harvey Rosenfield at Santa Monica-based Consumer Watchdog, said the real aim of Mercury is to lift the ban on surcharges for drivers who need to reinstate coverage after letting their auto insurance policies lapse. “This would allow Mercury to jack up prices for customers they don’t really want,” said Heller, spokesman for Campaign for Consumer Rights, the main opposition group to Proposition 17.

Lawsuits Over California Ballot Question to Be Heard Together

March 8, 2010  ·  Consumer Watchdog

A judge will hear testimony on three related cases surrounding ballot language for Proposition 17, which backers say will allow discounts for more drivers and opponents claim will create back-door rate increases. The latest is Attorney General Jerry Brown's attempt to change the official title and summary to say the measure "will allow insurance companies to increase cost of insurance to drivers who do not have a history of continuous insurance coverage," according to the lawsuit. Due to what Brown's office argued is its error, the language submitted by the attorney general to the California Secretary of State reads, "may allow insurance companies to increase cost of insurance to drivers who do not qualify for discount."

Anthem’s Rate Hikes To Add To Burdens Of Jobless

March 6, 2010  ·  Consumer Watchdog

There have been demands for explanations from state and federal lawmakers as well as the White House. Documents of financial records have been subpoenaed. Last week, Consumer Watchdog filed a lawsuit in Ventura County Superior Court alleging the insurer doesn’t offer adequate alternatives when it closes a policy.

President Obama’s best ally–Anthem Blue Cross

March 3, 2010  ·  Judy Dugan

<p> President Obama's "get it done" <a href="http://tpmlivewire.talkingpointsmemo.com/2010/03/obama-give-my-health-care-proposal-an-up-or-down-vote-in-the-next-few-weeks.php?ref=fpa">speech on health reform</a> Wednesday may have been a day late, but I hope it's not a dollar short, as the old saying goes. At least he has one tremendous ally in his call for action by Congress: Anthem Blue Cross, and the continuing outrage at its huge rate increases. </p> <p>   </p>

Consumer Group Sues Anthem Blue Cross Over Rate Hike

March 3, 2010  ·  Consumer Watchdog

A consumer group has filed a class-action lawsuit against Anthem Blue Cross of California, alleging the company's strategy in deploying an average 25% rate increase for individual plan customers violates state law. The lawsuit was filed by Consumer Watchdog on behalf of two Anthem policyholders who are covered under a program the insurer closed to new enrollees on Sept. 25, 2009. This triggers a "death spiral" as rate increases fall to "those remaining in the closed book of business until they can no longer afford coverage," the lawsuit stated.

More Bad News For Anthem

March 3, 2010  ·  Consumer Watchdog

<p> The company used controversial rate hikes, as high as 39 percent, to force older and sicker customers into high-deductible plans with fewer benefits so it could save money, Santa Monica-based Consumer Watchdog alleged in the complaint. The lawsuit seeks to end that tactic of "closing" an insurance product and raising rates to members while offering them cheaper plans, which plaintiffs say is known in the industry as the "death spiral." </p>

Insurance Rate Hikes Fan Political Firestorm

March 3, 2010  ·  Consumer Watchdog

On Monday, Consumer Watchdog filed a lawsuit seeking class-action status against Anthem Blue Cross, alleging that the insurer is forcing subscribers into a coverage "death spiral." The suit, filed in Ventura Superior Court, accuses Blue Cross of hiking premiums to force subscribers from benefit-rich policies to less expensive coverage with fewer benefits and higher deductibles. The scrutiny has been welcomed by many, including consumer health care advocacy groups.

Marin Family Sues Anthem Blue Cross

March 3, 2010  ·  Consumer Watchdog

The Santa Monica-based advocacy group Consumer Watchdog brought the suit, saying Anthem violated a 1993 state law that requires health insurance companies to offer comparable coverage or minimal premium hikes if they cancel a policy. "Today's lawsuit is just the beginning of what is going to have to be a much more profound change in the state of California when it comes to healthcare," said Harvey Rosenfield, Consumer Watchdog's founder.